Ganado Advocates‘ fintech team is instructed by a variety of financial institutions, from digital banks to payment institutions and electronic money institutions. The group’s range of work is equally as broad, combining regulatory advice with advice on emerging areas in fintech, such as blockchain and cryptocurrency, an area of strength for practice head Leonard Bonello. Mark Caruana Scicluna is key for licensing matters, while James Farrugia is described as ‘truly unique in his knowledge and understanding of complex financial products.’

Supplementing its ‘comprehensive and forward-thinking advice‘ in the tech industry, including on emerging tech such as blockchain, AI, and cryptocurrency, the group at GTG Legal is also strong in the regulatory sphere. In particular, managing partner Ian Gauci ‘has a deep understanding of Maltese and European Union regulations’ and heads up the team alongside Cherise Abela Grech, who is key for the group’s investment services work and virtual currencies work. Josef Cachia is a go-to contact for AML advice in the fintech space.

Some of Malta’s largest banks turn to Mamo TCV Advocates for fintech matters, ranging from fintech regulatory compliance to setting up fintech companies. The group also assists fintech clients with employment law issues. Practice head Katya Tua regularly assists clients with crypto-asset regulation and regulation related to other digital tech, and her knowledge also extends to licensing matters in the fintech sphere. Mario Mizzi is another key name to note in the group.

WH Partners is adept in large-scale tech licensing transactions, often related to software and software platform licensing, and has a deep knowledge of VFA and MiCA licensing. In relation to regulatory compliance, the group is commended for its ‘deep understanding of regulations and the regulator.’ Among the group’s clients are crypto-assets service companies. ‘Reliable, available and innovative’ Joseph Borg is at the helm, leading many of the group’s matters for blockchain companies.

GVZH Advocates has an established offering in the Maltese fintech industry, regularly providing Maltese licensing law advice to clients in the gaming industry. The group’s digital currencies work builds on a strong foundation of knowledge of the tech and e-commerce industries more widely. Managing partner Andrew Zammit heads up the team and is proficient in financial regulatory issues.