Next Generation Partners

Leading Associates

Banking and finance in North

Muckle LLP

Muckle LLP’s banking and finance team offers a comprehensive service to banks, financial institutions, private equity houses, funds, and corporate clients, including individuals. With recognised strength across sectors such as the property development, manufacturing, and sport spaces, the team is particularly active in acquisition finance, refinancing, debt restructuring, and project management work. Louise Duffy leads the team with longstanding experience advising financial institutions and corporates. Gail Bennett brings real estate finance expertise, while Zoe Ditch is building a strong reputation in property finance and corporate borrower support. Georgia Sproat is similarly gaining recognition, particularly in development finance, working closely with the firm’s real estate and construction teams.

Responsables de la pratique:

Louise Duffy


Autres avocats clés:

Gail Bennett; Zoe Ditch; Georgia Sproat


Les références

‘Strong knowledge and subject matter experts. High levels of positive energy. Very communicative and available.’

‘Muckle has a strong team across banking, finance, property and construction who work constructively together. They have subject matter experts across all disciplines.’

‘Tight team and all are well briefed and look for solutions rather than just highlighting problems.’

Principaux clients

HSBC UK Bank plc


Hampshire Trust Bank plc


Santander UK plc


Kitwave Group Plc


Aspire Technology Enterprise Limited


Vertu Motors plc


The English Sports Council/Sport England


Wilton Universal Group Limited


EML City Square House Limited


LPH Paddington Limited


OneGym Ltd


Tyneside Cinema Limited


Principaux dossiers


  • Advising Kitwave Group plc on the acquisition of Creed Foodservice Limited by way of a successful capital raising (placing and retail offer) and additional bank funding from Kitwave Group’s existing lenders.
  • Advising OneGym in relation to a refinance of facilities with a new lender, Thincats, for the purpose of paying down the initial investment by Middleton Enterprises in the business and providing a facility to allow acquisition of 3 to 4 new sites per year.
  • Acting for LPH Paddington Limited (as borrower) in connection with facilities from Emirates NBD Bank (P.J.S.C), London Bank and Abu Dhabi Al Islami UK Bank for the provision of secured lending facilities of up to £140m for the purpose of funding Paddington Citi View purpose-built student accommodation in central London.

Ward Hadaway LLP

Ward Hadaway LLP’s dedicated banking team offers a full-service practice advising both lenders and borrowers on corporate and leveraged lending, asset-backed lending, and real estate and structured finance. The team is increasingly active in advising non-bank lenders and debt funds, particularly on development and growth capital investment. Known for its strength in acquisition finance, development funding and security structures, the team works closely with the firm’s corporate and real estate departments. Imogen Holland leads the team with extensive experience across real estate, project and growth finance, as well as private equity transactions. Simon Errington is noted for his property finance expertise, particularly in development finance.

Responsables de la pratique:

Imogen Holland


Autres avocats clés:

Simon Errington


Les références

‘The relationship that Ward Hadaway has built up with our business is very highly valued by our colleagues. Working with Ward Hadaway for over 15 years through multiple refinances, and structural changes means that they have an intrinsic knowledge of our business and its unique requirements.’

‘Imogen Holland at Ward Hadaway is our direct contact and has led our relationship since its inception. She is a pleasure to work with and has a keen eye for detail. We value this relationship immensely and congratulate her and her team on their hard work.’

‘A highly skilled team that provides pragmatic advice.’

Principaux clients

Royal Bank of Scotland plc/National Westminster Bank plc


Santander UK plc


Lloyds Bank plc


Develop North PLC and Tier One Capital Limited


GB Bank Limited


Clydesdale Bank plc trading as Yorkshire Bank/Virgin Money


North East Combined Authority


OakNorth Bank plc


Inn Collection Group


Prefequity LLP


Burnetts

Burnetts' dedicated banking team acts for both lenders and borrowers, with a strong focus on real estate, agriculture, and healthcare mandates. The team regularly advises banks and commercial lenders, as well as providing tailored banking documents and corporate support. Nicola Nutley leads the practice, bringing particular expertise in finance transactions, bespoke loan agreements, security documents, and inter-creditor arrangements. Maria Wright specialises in trust-related matters within the agricultural sector. Rebecca Joy handles property finance matters across all sectors, including complex real estate portfolios, development funding, and healthcare transactions involving pension schemes.

Responsables de la pratique:

Nicola Nutley


Autres avocats clés:

Maria Wright; Rebecca Joy; Jonathan Yates


Les références

‘Very knowledgeable, good speed of delivery and good communication.’

‘Proactive and responsive banking team with a range of disciplines and expertise across the team.’

‘Engagement, timely responses and ability to discuss individual cases to find a satisfactory solution.’

Principaux clients

Lloyds Bank plc


Atom Bank plc


Oxbury Bank plc


Handelsbanken


Clydesdale/Virgin


Cumberland Building Society


Bank of Scotland plc


Agricultural Mortgage Corporation


Principaux dossiers


  • Advised Lloyds Bank PLC on a large number of transactions in the healthcare sector. This includes a number of acquisitions of dentists, pharmacy, veterinary and GP businesses.
  • Advised a number of lenders, including The Agricultural Mortgage Corporation and Cumberland Building Society in relation to funding transactions in the agricultural sector.
  • Advised Atom Bank PLC on a large number of commercial loans.

Sintons LLP

Sintons LLP's banking team maintains a strong reputation for real estate finance and complex corporate refinancings, with a growing profile in acquisition finance to support management buyouts and post-restructuring refinances. The team advises corporate clients across a range of sectors, with notable expertise in the healthcare space, including medical and dental practices, pharmacies, and care homes, as well as a busy agricultural finance practice. Jane Meikle leads the team, advising on acquisition finance, debt restructuring, and complex priority issues. David Ferguson heads the real estate finance offering, while Sarah Willshire brings broad sector experience, particularly in healthcare, development, and agricultural finance.

Responsables de la pratique:

Jane Meikle


Autres avocats clés:

David Ferguson; Sarah Willshire


Les références

‘Good knowledge of our company and international financing.’

‘The Sintons team is easy to work with, very commercial in terms of advising on the key points and ensuring a smooth process and has provided sound legal advice in respect of our banking and finance needs.’

‘Jane Meikle works diligently and provides timely and concise feedback on the key issues, whilst ensuring the detail is also under control. Jane has expertly looked after our banking and finance needs for a number of years.’

Principaux clients

Lloyds Bank plc


National Westminster Bank plc


Atom Bank plc


AIB Group (UK) p.l.c.


Handelsbanken plc


Bank of Scotland plc


Royal Bank of Scotland plc


HSBC Bank plc


The Agricultural Mortgage Corporation plc


Mincoffs Solicitors LLP

Mincoffs Solicitors LLP’s banking and finance team operates across its corporate and real estate departments, drawing on the firm’s multidisciplinary expertise to advise on complex debt and equity transactions. The team is experienced in handling high-value matters for both private and institutional clients. Paul Hughes leads the practice, bringing specialist knowledge in corporate and commercial law, and regularly advises quoted companies, owner-managed businesses, institutions, and entrepreneurs on a wide range of banking and finance matters.

Responsables de la pratique:

Paul Hughes


Autres avocats clés:

John Nicholson


Les références

‘The team are very commercial and can have a sensible conversation with you; however, they will also speak to you in plain English rather than jargon!’

‘The individuals in the firm really work hard to understand our business and to listen to what we need and offer the best advice for us, rather than simply offering the standard advice.’

‘Partner-led service, commercial acumen and responsiveness.’

Principaux clients

Mercia Fund Management


Oak North Bank


Reward Finance Group


Singha Estate


Arbatel Capital


The Inn Collection Group


EBAC Ltd


Cairn Hotel Group


Northern Bear PLC


ITC Services Group


NEL Fund Managers


Amplyfi


Lugano Group


Rannagh Capital


Maven Capital Partners


Ascot Care


Innerglass


The Cumberland Building Society


Principaux dossiers


  • Advised Oak North Bank Plc in relation to development finance facilities made available to a leading national property developer.
  • Advised Station Hotel Newcastle Ltd on its new banking facilities, which were in excess of £100m, and related restructuring of the group.
  • Advised Lugano Group Limited in relation to its new loan facilities provided by NatWest Bank PLC.

Swinburne Maddison LLP

Swinburne Maddison LLP’s Durham-based banking team advises a broad range of clients, including individuals, companies, developers, and a mix of banks and second and third-tier lenders. The firm is active across commercial and development finance matters, often supporting complex property transactions. Victoria Walton leads the team, with a strong background in commercial property and overseeing the firm’s development and finance services. Gillian Moir contributes significant experience in property law, frequently acting for both lenders and borrowers in property-related finance transactions.

Responsables de la pratique:

Victoria Walton


Autres avocats clés:

Gillian Moir; Charlotte Excell


Les références

‘Swinburne Maddison LLP delivers a first-class experience for commercial lending transactions. Their team’s professionalism and dedication to client service are outstanding. They provide clear communication, timely responses, and commercially sound advice, making even the most intricate transactions manageable.’

‘I highly recommend Victoria Walton and Charlotte Excell for commercial finance legal services. They lead a team that acts for major national and international banks, demonstrating their expertise in this area. They provide high-quality support to their banking clients.’

‘They are approachable. Charlotte Excell responds very quickly and has been very good at providing initial guidance on a very complex case.’

Principaux clients

Atom Bank Plc


Handelsbanken Plc


Esh Group


Barclays Bank Plc


NatWest


Paragon


Maven Capital Partners UK LLP


GB Bank


Precise


Fleet Mortgages


Together Commercial Finance


Principaux dossiers


  • Acting on behalf of Atom Bank plc in connection with 141 separate instructions, with a cumulative lending total of over £80.9m.
  • Instructed on behalf of a registered company to vary and restructure its banking facilities to the sum of £140m.
  • Acted for Langley Lodge Developments Limited in securing finance for two existing sites as well as a further site being acquired with a loan facility of £1.5m.