Next Generation Partners

Leading Associates

Firms To Watch: Insurance

Established in early 2024 by the highly regarded Morten Christensen, boutique firm Christensen Law is a key name in the market for a broad range of insurance and tort work.
Lotte Noer heads up fledgling firm Punct Advokater’s insurance team, which routinely represents insurers and reinsurers, advising on matters concerning wording and interpretation of insurance terms, coverage, notification, calculation of losses and insurance litigation.

Insurance in Denmark

Accura Advokatpartnerselskab

Accura Advokatpartnerselskab acts for large players in the commercial and corporate insurance market, advising across on all facets of insurance law, both non-contentious and contentious, and is particularly well-known for its expertise in litigation within D&O, professional indemnity, product liability, warranty and indemnity insurances, all-risks and project insurances. Head of practice Jacob Møller Dirksen is a key name for high-value insurance-related litigation and arbitration. Daniel Haue Jakobsson is another important point of contact within the group.

Responsables de la pratique:

Jacob Møller Dirksen


Autres avocats clés:

Daniel Haue Jakobsson


Les références

‘Jacob Møller Dirksen is very good.’

‘A competent law firm, which is highly specialised in insurance. Always providing fast and well-augmented solutions and advices.’

‘Quality outfit.’

Principaux clients

Swiss Re Insurance


Allianz Insurance


Alm. Brand Insurance


PFA


Zurich Insurance


Codan Insurance


Chubb Insurance


RiskPoint A/S


Crawford & Company


AXA Insurance


AP Pension


HDI Specialty SE


SONY


MSIG Insurance Europe AG


Principaux dossiers


  • Advising the Board of Directors of an international company in a DKK 1+ billion dispute concerning the consequences of dividends being distributed from a Danish subsidiary.
  • Engaged on a major warranties & indemnities claim of DKK 60+ million filed to the W&I insurer and the underwriter following Closing of a multi-million deal regarding the acquisition of a large Danish group of companies.
  • Advised Alm. Brand on its acquisition of the Danish business of Codan from the Tryg and Intact Groups for DKK 12.6 billion.

Bech-Bruun

Bech-Bruun ‘combines a broad knowledge of insurance law with excellent client service’, and is well-regarded for its advice on a full range of insurance disputes, with experience in litigation concerning professional indemnity, D&O, all-risks insurance, product liability, marine insurance, personal injury, workers’ compensation, life insurance and coverage disputes. Anne Buhl Bjelke leads the team and is praised for her ‘unique expertise in the insurance field, with deep knowledge of insurance law and experience advising insurance companies’Camilla Søgaard Hudson specialises in insurance law, with particular expertise in the maritime sector, and handles insurance claims, litigation and international arbitration. Søren Lundsgaard left the team post-publication.

Responsables de la pratique:

Anne Buhl Bjelke


Autres avocats clés:

Camilla Søgaard Hudson; Arianna Svardal-Stelmer; Camilla Søbjerg Nielsen


Les références

‘The competence and experience of the team is outstanding.’

‘Anne Buhl Bjelke has a unique expertise in the insurance field, with deep knowledge of insurance law and long experience advising insurance companies.’

‘Camilla Søbjerg Nielsen delivers high-quality advice.’

Principaux clients

American International Group (AIG)


Amager Ressource Center I/S (ARC)


ATP


Atradius


P/F Betri Trygging


City of Aarhus


Codan


CNA Hardy


Danica


Danske Bank


Enstar EU


FM Insurance


GARD


Gjensidige Forsikring


HDI-Gerling Verzekeringen N.V.


Howden Insurance Brokers AB (part of Hyperion Group)


JT3 Klima A/S


Live Nation


Lloyd’s


Marsh


Protector Forsikring


QBE Insurance


Santander Insurance/Santander Life Insurance


SKULD


Swedish Club


Topdanmark Forsikring


Tryg Forsikring


Tryggingamiðstöðin hf


UK Defence Club


Vejdirektoratet


Velliv


Principaux dossiers


  • Represented Danica Pension in a litigation filed by one of Danica Pension’s business customers, an employer, regarding a large company pension scheme concerning more than 1,000 employees.
  • Advising Norwegian insurance company Gjensidige, covering all major areas of the insurance company’s claims and dispute resolution.
  • Representing Danske Bank, one of the largest financial institutions in the Nordics, in a pending court case regarding a special pension scheme from the 1970s which is subject to statutory law.

DLA Piper Denmark

DLA Piper Denmark offers the full scope of insurance-related services to its client base. The team is noted for its considerable expertise in W&I insurance matters and advising on multi-jurisdictional underwriting issues. Pernille Sølling comes highly recommended for her ‘outstanding understanding of insurance products and of the legal issues within’, with her practice emphasising life insurance and pension issues for major Danish pension providers. Sølling heads the department alongside Anders Tengvad who primarily advises insurance companies on issues relating to commercial and product liability insurance, D&O liability insurance, crime insurance, liability insurance and buildings and contents insurance. Georg Lett retired.

Responsables de la pratique:

Anders Tengvad; Pernille Sølling


Autres avocats clés:

Jacob Thomsen


Les références

‘Pernille Sølling always renders advice at the very highest level and who has a unique understanding of our business.’

‘Experts in insurance law and other related legislation. They are the best in Denmark.’

‘The team is the strongest in Denmark when it comes to insurance and pensions. I always get fast and high-quality answers.’

Principaux clients

Sampension


Danica Pension


Garantifonden


AP Pension


Risk Point A/S


Euclid Transactional


Chubb


AXA XL


AIG


PFA


ATP


Gorrissen Federspiel

Gorrissen Federspiel is noted for its representation of insurance and re-insurance companies, corporates, brokers, agents and sector intermediaries on the entire gamut insurance-related matters. The group’s broad practice ranges from insurance and re-insurance disputes to transactional, regulatory and specialist marine insurance work. Henriette Gernaa and Morten Nybom Bethe jointly head the department; Gernaa is experienced in commercial litigation, as well as international arbitration, whilst Nybom Bethe comes recommended for his ability at ‘navigating the pitfalls of the regulatory framework for insurance and insurance companies in a practical way’.

Responsables de la pratique:

Henriette Gernaa; Morten Nybom Bethe


Autres avocats clés:

Lotte Eskesen; Peter Appel; Jacob Skude Rasmussen; Kenneth Hvelplund Pedersen; Søren Henriksen


Les références

‘They listen and provide top professional feedback. What is unique about the team is that they provide feedback on things we may not have asked or considered. Such a valuable characteristic which means I consider the firm a key adviser.’

‘Very good insight in the shipping industry and regulatory framework for insurance and insurance companies.’

‘Morten Nybom Bethe provides insightful advice. Good at navigating the pitfalls of the regulatory framework for insurance and insurance companies in a practical way.’

Principaux clients

Intact Financial Corporation


Deloitte Danmark


FSN Capital Partners


BUPA


Uni-Tankers


Scandlines


West of England P&I


Skuld P&I


NorthStandard


Havtrygd


AP Møller Maersk A/S


ITIC


Fayard A/S


Danske Bank


PwC


Principaux dossiers


  • Representing leading Northern European private equity firm FSN Capital Partners in a complex, cross-border and highly publicised case worth USD 150 million revolving around FSN’s acquisition of Gram Equipment A/S.
  • Representing Deloitte in bankruptcy proceedings instigated by several of the bankruptcy estates in the (former) OW Bunker group, the world’s largest bunker supplier until its collapse in 2014.
  • Presenting a highly complex claim based on gross negligence relating to the capsizing of the Danish shipyard Hirtshals Yard A/S (the “Yard”)’ floating dock which caused the flooding of modern fishing trawler HardHaus and led to damages exceeding NOK 55 million (approx. USD 6.7 million).

Plesner

Plesner acts for Danish insurers and pension funds, in addition to blue-chip corporations, on key insurance-related mandates including claims for increased pension payments, insurance for loss of earning capacity, product liability, commercial liability, workers’ compensation, personal injury, among others. The group is also experienced in handling regulatory matters and disputes involving the Danish Financial Supervisory Authority. Insurance and tort law expert Torben Bondrop focuses on reinsurance, consultants’ liability, product liability, D&O liability and general commercial liability. Bondrop jointly leads the practice in conjunction with general insurance and regulatory expert Charlotte Hasseriis Iversen.

Responsables de la pratique:

Torben Bondrop


Autres avocats clés:

Charlotte Hasseriis Iversen


Les références

‘Experienced and skilled lawyers, who provide high-quality legal services to their clients. They have an excellent track record of success and a deep understanding of the law in their area of specialisation.’

‘Plesner has a lot of experience and a fine reputation.’

‘Torben Bondrop has the utmost experience and knowledge concerning all aspects of insurance law and tort law.’

Principaux clients

Codan


Tryg


Danica Pension


PFA Pension


PenSam


LB Forsikring


AXA XL


HDI Global


Swiss Re


BNP Paribas Cardif


AP Pension


Alm. Brand Forsikring


AnaCap Financial Partners


Dental Accident Appeal Agency


Gjensidige Forsikring


Principaux dossiers


  • Assisting life assurance company AP Pension livsforsikringsaktieselskab in a case pending before the Supreme Court regarding alleged liability for incorrect information provided in connection with a large number of insureds’ change of pension product.
  • Assisting PFA Pension and Danica Pension with a large number of disability insurance claims with a suspicion of fraud.
  • Assisting Topdanmark and their policyholder HME A/S in a High Court case and an arbitration case concerning large subrogation claims from Zürich Insurance, Codan (RSA) and Tryg Insurance based on a very large fire in a Danish public institution by the name of “Experimentarium” also damaging several adjacent buildings.

ARK Advokatpartnerselskab

Boutique firm ARK Advokatpartnerselskab is highly experienced in insurance dispute resolution, with the practice split into specialist teams that together handle the full range of insurance issues on behalf of public authorities, financial institutions and insurance brokers. Jesper Ravn is the key contact for all things pertaining to compliance, insurance fraud, personal injury, employers’ liability, private insurance, life and health insurance, cyber, ID and crime insurance. Experienced litigator Allan Kvist-Kristensen leads on product liability and risk management, alongside property, contractors risks and warranty insurance for property. Thomas Dall Jensen handles litigation and arbitration and is head of the professional indemnity team.

Responsables de la pratique:

Jesper Ravn; Allan Kvist-Kristensen; Thomas Dall Jensen


Autres avocats clés:

Laura Kragh


Les références

‘Strong capability in insurance.’

‘The collaboration with ARK Advokatpartnerselskab is fantastic, and they are well known for their professionalism and high standard.’

‘Thomas Dall Jensen and Jesper Ravn do an excellent job.’

Principaux clients

Topdanmark Forsikring


Tryg Forsikring / Alka Forsikring


Velliv, Pension & Livsforsikring


AIG


AXA XL


Protector Forsikring


QBE


HDI Global/HDI Specialty


Alm. Brand Group (Alm. Brand Forsikring/Codan Forsikring)


Købstædernes Forsikring


Principaux dossiers


  • Representing Tryg Forsikring in in a case, where leasing company has claimed coverage for 8 missing cars (plus one recovered car), in a large fraud scheme set up by another fraudulent leasing company.
  • Assisting Topdanmark Forsikring in a matter currently pending at the District Court regarding a leasing company’s claim for coverage for 17 missing luxury cars as part of one of the largest Danish fraud schemes initiated by another leasing company.
  • Representing Tryg Forsikring in a DKK 600.00.000 possible recourse matter arising out of a fire in Belgium.

Horten

Horten provides full-service, non-contentious and regulatory advice to clients in the insurance sector, but remains particularly known for its contentious work handling high-value cases, notably relating to D&O, professional liability, warranty & indemnity insurance, crime, cyber, product liability, construction liability, property, and coverage issues. Practice head Christina Steen is an experienced litigator and is vastly experienced in professional liability, liability of executives and board members (D&O) and in matters concerning insurance cover.

Responsables de la pratique:

Christina Steen


Autres avocats clés:

Sophus Bøgeskov Christensen; Ninna Thalund


Principaux clients

Zurich Insurance (US)


AIG


Allianz Insurance (Europe)


Allianz (China)


CNA Hardy


QBE Insurance


HDI


Chubb


The Appeals Board of the Patient Compensation Association (the Danish State as self-insurer)


Greenval Insurance


Anticimex


RSA Insurance


Sedgwick Leif Hansen


Assicurazioni Generali S.p.a


Hedvig


NEXT


VSW – the Insurance Pool for Accountants


Swiss Re


Principaux dossiers


  • Advising a former board member of a Danish company, in a case part of the so-called “beneficial owner” group of cases mentioned in the media, involving several other high profiled lawyers and law firms.
  • Advising various national and international insurance companies regarding Danish legal and regulatory requirements for insurance activities in Denmark (IDD-rules).
  • Advising RSA Insurance in product liability matter on a larger construction. The matter also includes advice on different insurance questions, i.e. coverage advice and advice in relation to double insurance.

Kennedys

Kennedys is ‘highly specialised’ and provides comprehensive support on all aspects of insurance and reinsurance, with a focus on corporate and commercial insurance, including coverage and defence work, as well as regulatory compliance. The practice is also seeing a growing number of matters related to workers compensation, on which the team acts for a comprehensive list of both Danish and international clients. Heidi Bloch leads the team and fronts the group’s work on high-value financial lines disputes and high value claims. Morten Christensen departed in January 2024 to establish boutique insurance firm Christensen Law.

Responsables de la pratique:

Heidi Bloch


Les références

‘A competent law firm which is highly specialised in insurance. Always providing fast and well-augmented solutions and advices.’

‘As a client, you always feel prioritised.’

‘Always responsive, friendly, helpful and knowledgeable. Good collaboration.’

Kromann Reumert

Kromann Reumert’s well-established insurance practice sees work in all areas of insurance law and is noted for its knowledge of the pension, life and non-life insurance sector. M&A-related insurance matters, portfolio transfers, and the establishment of insurance companies are other core focuses of the department. Jakob Rosing is noted as ‘very responsive, and provides clear and concise advice’ and heads the practice alongside Jens Steen Jensen, who works primarily with Danish and foreign insurance and pension companies. Esteemed practitioner Jens Rostock-Jensen specialises in commercial litigation and arbitration in the insurance arena.

Responsables de la pratique:

Jakob Rosing; Jens Steen Jensen


Autres avocats clés:

Jens Rostock-Jensen


Les références

‘Jakob Rosing is easy to work with, very responsive, and provides clear and concise advice.’

‘Very skilled team with extensive experience and knowledge.’

‘Jens Steen Jensen always delivers valuable advice.’

Principaux clients

AIG


AIP Management (PKA)


Akademikerpension


Alm. Brand Group (including Codan Forsikring)


AmTrust Europe


Arch Re Accident & Health


ATP Pension


Chubb Insurance Company of Europe


CNP assurances


Danica Pension


Echelon Insurance


Forsikring&Pension


Frida Forsikringsagentur


Gjensidige Forsikring


Global Dental Insurance


If Forsikring


Industriens Pension


P+ Pension


Købstædernes Forsikring


LD Pension


Letpension


Lokal Forsikring


Norli Pension Livsforsikring


PensionDanmark


PFA Pension


PKA Pension


Sampension


Tryg Forsikring


Topdanmark


Velliv, Pension & Livsforsikring


XL Insurance


Zürich


Dahlberg Assurance Agentur A/S


Lockton Companies LLP


Societe Generale


Principaux dossiers


  • Advised Gjensidige insurance in connection with its recent acquisition of, respectively, Sønderjysk Forsikring’s commercial insurance portfolio and of 100 % of the shares in PenSam Forsikring A/S.
  • Representing the Norwegian Non-life Insurance Guarantee Scheme in a Supreme Court case brought against the Danish Guarantee Fund for Non-Life Insurers regarding the latter’s obligation to cover advance payments made by the Norwegian Non-life Insurance Guarantee Scheme for insurance claims insured with Alpha Insurance A/S, Norwegian Branch.
  • Advised Topdanmark A/S in connection with its sale of its life insurance business.

Nielsen Nørager

Nielsen Nørager is praised as among the ‘very best in Denmark, with a massive knowledge of insurance law, as well as procedural law’. The team’s broad presence in the arena spans insurance matters ranging from contentious matters including dispute resolution, conclusion and drafting insurance contracts, and amendment of insurance conditions. Michael S. Wiisbye, Jan Presfeldt and Jan Presfeldt jointly the team.

Responsables de la pratique:

Michael S. Wiisbye; Jan Presfeldt; Michael Kjær Lauritsen


Les références

‘The NNLaw insurance law team continues to be among the very best in Denmark, with a massive knowledge of insurance law, as well as procedural law.’

‘Michael S. Wiisbye and Jan Presfeldt are second to none among insurance practitioners in Denmark.’

‘Strong knowledge of insurance, strong communication skills, good at updating relevant stakeholders and focusing on the importance of commercial relationships.’

Principaux clients

If P&C Insurance


HDI Specialty


HDI Global


TopDanmark


ALKA Insurance


Alm Brand Insurance


Codan Insurance


Skuld Marine insurance


Poul Schmith

Poul Schmith provides ‘excellent service’ to insurers and their clients across key areas including professional liability, financial lines, D&O insurance, crime insurance, reinsurance, insurance disputes, and underwriting advice. Practice Jacob Christian Sølling advises on matters concerning financial lines, including professional and D&O  liability, as well as dispensing specialist advice on construction insurance, post-M&A disputes, and coverage matters. Inge Houe focuses on mandates in the insurance and pension industry.

Responsables de la pratique:

Jacob Christian Sølling


Autres avocats clés:

Inge Houe


Les références

‘Inge Houe is particularly skilled at cutting down complicated cases, so that the superfluous is cut away and the absolutely essential comes into focus.’

‘They are great professionals with the right approach. They deliver high quality services to their clients.’

‘The team has unique knowledge of insurance insolvencies and understands the issues we encounter.’

Principaux clients

Allied World Assurance Company


Arch Insurance Company (Europe)


AXIS Specialty Europe SE


CV Starr – Lloyds Syndicate 1919


If Insurance


Lloyd’s Insurance Co. S.A.


Markel Insurance SE


Per Aarslef A/S


Region of Northern Jutland


Sparekassen Danmark A/S


Talbot


Wakam Insurance


Ankestyrelsen (Social Appeals Board)


AP Pension


Arbejdsmarkedets Erhvervssikring (Labour Market Insurance)


Banedanmark (Rail Net Denmark)


Brookfield Underwriting


Bygningsstyrelsen (Danish Building and Property Agency)


Chubb US


Civilstyrelsen (Civil Affairs Agency)


CNA Hardy


Codan Forsikring A/S


DSB (Danish State Railways)


Erstatningsnævnet (Victims’ Compensation Board)


Garantifonden for Skadesforsikringsselskaber (Guarantee Fund for Non-Life Insurers)


Justitsministeriet (Department of Justice)


Medarbejder- og Kompetencestyrelsen


Municipal of Gentofte


Patienterstatningen (Patient Compensation Association)


Politiet (Danish National Police)


RiskPoint


Styrelsen for Patientklager (Danish Agency for Patient Complaints)


Tryg Forsikring


University of Copenhagen


Willis Tower Watson


Principaux dossiers


  • Advising CNA Hardy’s UK and Danish offices on a joint wording project reviewing all Danish PI wordings, including wording regarding Lawyers, Accountants, D&O, Media Liability.
  • Acting as sole curator for the Danish insurance companies Alpha Insurance and Qudos Insurance and co-curator for the Danish insurance company Gefion Insurance all three of which operated mainly outside Denmark predominantly in different European countries.
  • Advising RiskPoint A/S regarding the assessment of claims from passengers and surviving relatives following the train accident on 2 January 2019 on the Great Belt Bridge (Storebæltsbroen).

Lundgrens

Lundgrens advises on matters pertaining to professional indemnity, D&O, all-risk, and product and commercial liability. Nicolai B. Sørensen and Christina Bach Rasmussen  jointly head the practice: Sørensen has over 20 years' experience when it comes to insurance litigation, representing global insurance companies and insurance brokers; Rasmussen focuses on international disputes related to professional liability, including D&O disputes and commercial and product liability.

Responsables de la pratique:

Nicolai B. Sørensen; Christina Bach Rasmussen


Les références

‘Christina Bach Rasmussen has valuable knowledge of the market.’

‘Christina Bach Rasmussen is a superstar in the making.’

Principaux clients

BCM Transtech A/S


Billund Aquaculture


HDI Global SE


BankNordik


Codan A/S


Lunar Bank


AON Danmark A/S


Talanx Group


Principaux dossiers


  • Acting as adviser for former management members against a claim of DKK 110 million from the Bankruptcy Estate.
  • Advising HDI Denmark and HDI Chile regarding coverage and liability in a claim made by a Chilean claimant towards HDI’s insured regarding a product liability claim of USD 18 million.
  • Acting as adviser for an insurance company regarding the right to agent commission and premium payment, as well as the obligation to repay insurance premium valued at DKK 50 million.

Neugebauer Clan

Insurance and pension specialist firm Neugebauer Clan is well regarded in the market for its ability to handle all aspects of contentious matters relating to the insurance industry, including coverage disputes and liability claims. Based out of Copenhagen, Henrik Nedergaard Thomsen, Christina Neugebauer, Nicolai Mailund Clan, Rasmus Nyhold Møller and Jeanette Løfberg jointly lead the practice group.

Responsables de la pratique:

Henrik Nedergaard Thomsen; Christina Neugebauer; Nicolai Mailund Clan; Rasmus Nyhold Møller; Jeanette Løfberg


Principaux clients

AIG


Alm. Brand Forsikring


Alka Forsikring


AP Pension


Arriva


Aros Forsikring


Aviva Plc


AXA XL


Balticfinance Denmark


Bang & Co


BO-VEST Housing Administration


Canopius Managing Agent Limited


Chubb European Group


Codan Forsikring


COWI


Danica


Danish Motor Insurers’ Bureau and Guarantee Fund


DBI Fire and Security


Danish Financial Supervisory Authority


First A/S


First Marine


Insurance and Pension Denmark


Guarantee Fund for Non-Life Insurers


GF Forsikring


Gjensidige


HDI Global


Helvetia Global Solutions


HLM Surveying


Inigo Insurance


Købstædernes Forsikring


The Municipality of Holstebro


Lloyds Insurance Company


Popermo Forsikring


Qover


Riskpoint


Sampension


Sedgwick Denmark


Sedgwick Ireland


Sønderjysk Forsikring


Swiss Re


The Travelers Indemnity Company


Topdanmark Forsikring


Tryg Forsikring


Danish Patient Compensation


Patients Complaints Board


Velliv Pension


NJORD Law Firm

NJORD Law Firm specialises in insurance disputes, with a focus on litigation and arbitration concerning professional liability, including lawyers’ liability and auditor liability, business and product liability, cargo insurance claims and all other types of recourse claims on behalf of a variety of key industry players. Key team member Karsten Gudmand-Høyer has over 20 years’ experience in professional liability mandates.

Autres avocats clés:

Karsten Gudmand-Høyer


Principaux clients

Codan Forsikring A/S


Gjensidige Forsikring, dansk filial af Gjensidige Forsikring ASA, Norge


GF Forsikring A/S


HDI Danmark, filial af HDI Global SE, Tyskland


QBE Danmark, filial af QBE Europe SA/NV, Belgien


Tryg Forsikring A/S


Alm. Brand Group