Hall Of Fame

Next Generation Partners

Firms To Watch: Insurance

At Tsui & Co, founding partner Sam Tsui handles life, marine and general insurance policy disputes, in addition to subrogated claims, liability and professional indemnity claims.

Insurance in Hong Kong

Clyde & Co LLP

Mirroring the firm’s global market-leading expertise in the insurance sector, Clyde & Co LLP‘s Hong Kong team ‘provides a consistently high quality of work’ to leading insurers on the defence of some of the largest claims in the market. Vastly experienced team head Simon McConnell continues to take the lead on many high-profile matters, including in relation to financial lines disputes, work which he undertakes alongside his duties as Chair of the Asia Pacific Board. Patrick Perryprovides detailed analysis of the key issues at hand’ and is a popular choice among insurers in relation to high-value professional negligence claims as well as on coverage disputes. Joyce Chan is one of the primary practitioners in the team for non-contentious matters and excels at handling M&A and regulatory work in the sector. At counsel level, the ‘detailed and responsive’ Jessica Lee and Michelle Ho are also recommended.

Responsables de la pratique:

Simon McConnell


Autres avocats clés:

Gloria Jones; Patrick Perry; Desmond Lui; Joyce Chan; Michelle Ho; Jessica Lee; Alice McLeod


Les références

They provide a consistently high quality of work and a full analysis on issues covering our needs.’

‘Patrick Perry provides detailed analysis of the key issues at hand.’

Jessica Lee is detailed and responsive.’

Principaux dossiers


Johnson Stokes & Master

Leveraging an ‘excellent understanding of the regulatory regime in Hong Kong’, the versatile team at Johnson Stokes & Master excels at handling a wide range of contentious and non-contentious matters for many leading insurance companies and brokers. On the litigation front it has ‘extensive experience in handling complex claims/catastrophic incidents’, with Angela Yim having acted for the insureds (through their insurers) on many such cases. Yim is also very active in relation to employees compensation and professional indemnity matters. Tow Lu Lim also advises on professional negligence issues (including those relating to solicitors, architects and auditors), in addition to handling a considerable amount of regulatory work, as well as advising clients on cyber security breaches. Marina Fung, who co-heads the team alongside Yim and Ling, has an eclectic insurance litigation offering, including as it relates to motor liability, public liability and employee compensation claims.

Responsables de la pratique:

Angela Yim; Tow Lu Lim; Marina Fung


Autres avocats clés:

Jenny Yu


Les références

They have longstanding experience with large insurers, reinsurers and brokers across a range of regulated insurance matters (especially in light of Hong Kong’s new insurance regulatory regime), and they have relevant skills and industry knowledge in all aspects of insurance matters, including litigation and non-litigation issues.’

‘They understand the insurance companies’ business and have extensive experience in all aspects of their operations, including distribution, outsourcing and service engagement, claims handling, and dispute resolution.’

‘Unlike some law firms that focus on single-line business,this firm has market expertise in insurance businesses such as employment, construction, real estate, regulatory and compensation litigation. Their insurance team has extensive experience in handling complex claims/catastrophic incidents.’

Principaux clients

AXA


AIG


Motor Vehicle insurers of Citybus


Employees’ Compensation Insurance Residual Scheme Bureau


Medix


Markel


Prudential


Chubb Life


Manulife


Various HNW Insurance Brokers (Mercer PCS, IPG, Charles Monat)


QBE UK


Principaux dossiers


Kennedys

Insurance and reinsurance specialists Kennedys has the strength-in-depth to handle a tremendous range and volume of primarily contentious matters for many of the largest insurers/reinsurers in the market. This size and specialism has allowed the team to have developed separate sub-specialisms, key among these is the firm’s pre-eminent financial lines offering. This is headed up by Joanie Ko , who not only has vast knowledge of defending professional indemnity and directors and officers (D&O) claims but is also highly skilled at handling cyber incident response services and coverage advice. The ‘very client-focused and pragmatic’ Meiling Yip  and Wilson Tam co-head the acclaimed liability defence offering which handles a myriad personal injury matters, including catastrophic injuries (including those sustained at work) as well as workplace harassment and bullying claims. Led by Sandy Cho and Christine Tsang , the team also excels in contentious healthcare matters, while Hong Kong managing partner Richard Bates  takes the lead on much of the non-contentious work for life, health and general insurers.

Responsables de la pratique:

Richard Bates; Meiling Yip; Wilson Tam; Joanie Ko; Christine Tsang; Sandy Cho; Rudy Chung; Bertha Ng


Les références

The team is very thorough and responsive, and has good subject matter knowledge in a niche area.’

‘It is one of the largest financial lines claims/insurance teams in Hong Kong.’

Meiling Yip is very client-focused and pragmatic.’

Principaux clients

AIG


Allianz


AXA China Region Insurance Company Limited


Chubb Life Insurance Company Limited


FTLife Insurance Company Limited


Prudential Hong Kong Limited


Motor Insurers’ Bureau


Employees Compensation Insurer Insolvency Bureau


Principaux dossiers


Debevoise & Plimpton LLP

Combining strong regulatory nous with superb transactional skills, and also able to leverage the expertise of practitioners in other key financial centres, including New York and London, the 'lean but effective' team at Debevoise & Plimpton LLP provides 'practical advice' to insurance companies on M&A and capital markets work in the sector. 'Outstanding' team head Edwin Northover has 'good commercial sense' which he effectively deploys on many high-profile deals, including his work for Sun Life in connection with its Series B2 follow-on investment in Bowtie Life Insurance Company. The 'very analytical' Jan Buschmann has deep insurance and reinsurance regulatory knowledge which he implements to good effect in a standalone advisory capacity as well as in the context of M&A and commercial arrangements in the sector.

Responsables de la pratique:

Edwin Northover


Autres avocats clés:

Jan Buschmann; Wen-Wei Lai; Tingting Wu


Les références

‘The firm has a strong M&A team focusing on the insurance sector. It is lean but effective and the work product is of a very high quality.’

They have good commercial sense and provide practical advice.’

‘Ed Northover is outstanding. He is responsive, a standout expert in the field of insurance deals.’

Principaux clients

AIA


Chubb


FWD


Prudential Financial


Sun Life


Manulife


Bain Capital


AIG


AXA


Principaux dossiers


  • Advised Sun Life in connection with its Series B2 follow-on investment in Bowtie Life Insurance Company.
  • Advised AIA in connection with its $1bn offering of 5.375% subordinated dated securities due 2034.
  • Advised AIA in connection with its notes and securities offerings in 2023 pursuant to AIA’s $16bn global medium term note and securities programme.

RPC

With panel appointments to many of the largest insurance companies in the region, RPC is very active in relation to a myriad contentious insurance matters where it can also leverage the firm’s broader commercial litigation function, should the need arise. Professional indemnity work is a particular strength, with team head Antony Sassi and the ‘very responsive’ Samuel Hung often engaged in high-profile matters, particularly on behalf of accountants in major disputes involving allegations of negligence in the audit process. Splitting her time between Hong Kong and Singapore, Carmel Green is noted for her financial lines disputes work, while on the non-contentious front  Andrew Carpenter regularly advises on transactional and regulatory work in the sector, including as it relates to insurtech.

Responsables de la pratique:

Antony Sassi


Autres avocats clés:

Samuel Hung; Andrew Carpenter; Carmel Green; Rebecca Wong


Les références

‘The team is very responsive.’

They are experts in their field and I particularly value their tendency to have a very clear roadmap to navigate through any coverage issues.’

Principaux clients

AIG


Allianz


Allied World


Chubb


ESSAR


Generali


Liberty


Markel


QBE


Zurich


Principaux dossiers


Baker McKenzie

Although it does handle some investigatory/enforcement work in the sector, Baker McKenzie is best-known for its ability to provide 'practical legal advice' to general and life insurance companies across a myriad non-contentious matters. Team head Martin Tam is 'an expert in the insurance regulatory field', and is consequently regularly involved in standalone advisory matters as well as on corporate and restructuring transactional work in the sector.

Responsables de la pratique:

Martin Tam


Autres avocats clés:

Bryan Ng; Tina Li; Jovita Law


Les références

‘The knowledgeable team provides practical legal advice.’

Martin Tam is an expert in the insurance regulatory field.’

Principaux clients

Allianz


China Merchants Insurance


CMB Wing Lung Insurance


Government of the Hong Kong Special Administrative Region


MetLife


Standard Chartered Bank


Swiss Reinsurance Company Ltd.


Zurich Insurance


Principaux dossiers


  • Advising on a restructuring transaction between the two general insurers which are within the China Merchants Bank (CMB) Group.
  • Assisted the liquidator in the transaction which was carried out through reinsurance followed by insurance portfolio transfer.

Deacons

Led by the 'extremely bright' Alfred Tam, one of many in the team with fluent Chinese language capabilities, Deacons has excellent ties with many Mainland Chinese insurance companies and is very active at handling a myriad insurance litigation. Personal injury is a key source of work for Tam, as is employees compensation matters, with Tam noted for his 'deep understanding of the law' and ability to provide 'solutions-oriented advice'. Other key members of the team include the 'very approachable' Gere Sit, and the 'very responsive' Gary Lui.

Responsables de la pratique:

Alfred Tam


Autres avocats clés:

Linda Lee; Gary Lui; Gere Sit


Les références

‘The team provides high-quality work.’

‘The lawyers have a strong understanding of insurance policies and regulations, which allows them to develop highly effective litigation strategies tailored to the specific challenges faced by us.’

Alfred Tam is approachable and extremely bright. He has deep understanding of the law and practice and wholly unflappable when difficult issues arise.

Principaux dossiers


  • Successfully defended a leading insurance company in litigation with costs awarded to the defendant.
  • Advising the insured school through its Hong Kong-based insurance company in a personal injury claim by the plaintiff against the School. The Plaintiff’s appeal to adduce liability expert evidence was dismissed with costs to the school.
  • Successfully represented an insured construction company through its insurer.

Howse Williams

The ‘professional and responsive’ team at Howse Williams has ‘deep industry knowledge’, ensuring it is a popular choice with insurance/reinsurance companies across a range of contentious and non-contentious work, including on policy drafting, coverage issues and regulatory matters. Marine and healthcare are particularly fertile areas of strength, with name partner Chris Howse active in disputes across both sectors. David Kan and Bernard Murphy are also pivotal to the firm’s success in the healthcare space, with clients also benefiting from their dual legal and medical qualifications. The ‘thorough and experienced’ Michael Withington is also a key member of the team and excels in handling professional negligence defence work.

Responsables de la pratique:

Chris Howse; David Kan; David Coogans; Michael Withington


Autres avocats clés:

William Leung; Oonagh Toner; Bernard Murphy; Alison Scott; Maureen Liu; Carmen Fung; Gary Chow; Hiu Yee Chung; Tony Leung


Les références

They are professional and responsive.’

Their unique advantages lie in their client-centric approach, deep industry knowledge, and outstanding legal expertise in areas like negotiations and litigation.’

Michael Withington is thorough and experienced. He is an excellent insurance lawyer.’

Principaux dossiers


Ince & Co

Combining 'deep understanding of the insurance sector' with overarching maritime industry knowledge, Ince & Co is a popular choice among insurers and P&I Clubs in large-scale shipping insurance disputes, where they are  'frequently chosen to manage intricate commercial disputes that span multiple jurisdictions'. The 'hardworking and approachable' Rosita Lau is a 'tough and forceful litigator', and regularly achieves successful outcomes for clients including in large-scale collisions. She is also active on the non-contentious front, including on the drafting of insurance policies, as well as regulatory issues regarding applications for authorisation and license to operate in Hong Kong. Kelvin Lee  co-heads the team alongside Lau and 'demonstrates exceptional capability in analysing complex issues both in laws and facts'. 

Responsables de la pratique:

Kelvin Lee; Rosita Lau


Les références

‘They have deep understanding of the insurance sector, are technically very sound and have a commercial mind to approach complicated problems.’

‘The firm’s commitment to sharing knowledge has elevated the standards of the shipping and insurance industries. They are frequently chosen to manage intricate commercial disputes that span multiple jurisdictions.’

‘Their expertise spans both contentious and non-contentious matters, encompassing litigation, arbitration, mediation, as well as advising on insurance policies, regulatory issues, and coverage disputes.’

Principaux clients

Assicurazioni Generali


PICC Property and Casualty Company Limited


China Re No China Export & Credit Insurance Corporation (Sinosure)


China Taiping Insurance Holdings Company


AXA XL/AXA General Insurance


Zurich Insurance


Global Aerospace of Lloyd’s


Willis Towers Watson Hong Kong


Standard North P & I Club


Swedish P & I Club


Donghai Insurance Company Limited, China


CM Houlder Insurance Brokers


Principaux dossiers


Linklaters

Acting on its own as well as often alongside other regional firmwide offices, the 'commercial and technical' multidisciplinary team at Linklaters has 'a very strong knowledge of the industry and the market', ensuring it is a popular choice on single jurisdictional and cross-border insurance-related transactions. Vastly experienced team head Matthew Middleditch provides 'sensible and commercial advice' on insurance M&A, as well as on insurance distribution matters - where he has been involved in many high-profile bancassurance matters.

Responsables de la pratique:

Matthew Middleditch


Autres avocats clés:

Betty Yap; Roger Cheng; Tiffany Yan


Les références

‘The excellent team is commercial and technical. They have a very strong knowledge of the industry and the market. I can put my trust in them.’

‘Matthew Middleditch is the go-to partner in the market for insurance M&A and bancassurance. He is a standout who provides sensible and commercial advice. His experience is second to none. ’

Principaux clients

Ageas Insurance International NV


FWD Group


Alliance Bank Malaysia


CIMB Thai Bank Public Company


HSBC


Principaux dossiers


  • Advised Ageas, one of Europe’s largest insurance companies, on its strategic investment in Taiping Pension, the pension insurance arm of China Taiping, a leading PRC state-owned insurance group listed on the Hong Kong Stock Exchange.
  • Advised FWD Group, a Hong Kong-headquartered insurance group, on its additional capital contribution to PT Asuransi BRI Life (BRI Life), the life insurance arm of PT Bank Rakyat Indonesia (Persero) Tbk (BRI), increasing its stake in BRI Life to approximately 44%.
  • Advised Alliance Bank Malaysia Berhad on the renewal of its long-term exclusive distribution agreement with Manulife Insurance Berhad relating to the sale of life insurance products through Alliance Bank Malaysia Berhad’s network.

Minter Ellison

Noted for its 'strategic litigation planning, meticulous case management, and effective courtroom advocacy', Minter Ellison 'consistently delivers outstanding results' across a range of insurance litigation. Team head Nathan Dentice is key to much of this work, including on behalf of Law Society of Hong Kong in the defence of professional negligence claims brought against member solicitors. Dentice also has deep traction among industry bodies including Actuarial Society of Hong Kong and Hong Kong Federation of Insurers. Senior associate Iris Cheng  is also a key member of the team who delivers 'clear, concise and professional' advice across a range of contentious and regulatory advisory issues.

Responsables de la pratique:

Nathan Dentice


Autres avocats clés:

David Morrison; Desmond Liaw; Jonathan Green; Cordelia Yu; Eddy So; Jun Kwong; Iris Cheng; Vanessa Cheng


Les références

‘The responsive team provides a good and prompt service.’

‘ What makes Minter Ellison’s practice unique is their deep expertise in complex insurance litigation combined with a client-centric approach that consistently delivers outstanding results.’

‘The team excels in  ensuring that each legal challenge is met with a tailored, strategic response. Their collaborative approach ensures seamless integration with in-house teams, fostering a unified strategy that addresses all facets of litigation.’

Principaux clients

Hong Kong Federation of Insurers


The Law Society of Hong Kong


Actuarial Society of Hong Kong


The Life Underwriters Association of Hong Kong Limited


Bowtie Life Insurance Company Limited


The Bupa group


The AXA group


Blue Insurance Limited


Insurance Complaints Bureau


Principaux dossiers


  • Act for the Hong Kong Federation of Insurers in relation to the establishment of the current regulatory regime which came into full force in 2019.
  • Act for Bowtie Life Insurance Company Limited on a wide spectrum of issues including insurance, corporate, commercial, claim, complaint and regulatory matters.
  • Act as panel solicitors for the Law Society of Hong Kong to defend claims brought against solicitors and advise on entitlement to indemnity under the statutory Hong Kong Solicitors Professional Indemnity Scheme.

Clifford Chance

Led by corporate partner Amy Ho  and also frequently drawing from other core office wide practice groups, including litigation, regulatory and capital markets, Clifford Chance provides a multi-disciplinary approach to insurance clients of the firm. Ho is particularly effective at advising on insurance M&A as well as on corporate reorganisations in the sector. The practice is also well-placed to handle cross-border mandates by virtue of its vast international network.

Responsables de la pratique:

Amy Ho


Autres avocats clés:

Ling Ho; Rocky Mui; Jonathan Wong; Vipavee Map Kaosala; Andre Da Roza; Ryan Wong


Principaux clients

AIA


Principaux dossiers


  • Advised AIA Group on its $2.63bn automatic guaranteed discounted volume weighted average price share buy-back programme.

Herbert Smith Freehills Kramer LLP

Deploying a multi-disciplinary approach to work in the space that leans upon the regulatory, corporate and commercial litigation teams, in particular, Herbert Smith Freehills Kramer LLP is able to handle a wide-range of contentious, transactional and regulatory work in the insurance sector. Team head Gareth Thomas regularly handles litigation for insurers and for corporates bringing claims against insurers, and also regularly reviews insurance policies which he does so through a litigation lens.

Responsables de la pratique:

Gareth Thomas


Autres avocats clés:

Jocelyn Heng


Principaux clients

Marsh


Willis Towers Watson


Jardine Lloyd Thompson (JLT)


Principaux dossiers


HFW

Led by the ‘very responsive’ Gordon Gardiner , HFW has an ‘excellent all-round aviation insurance practice’ that regularly acts for major regional airlines as policyholders in handling large-scale aviation incidents. The firm also handles other liability work within the sector, including for cargo terminals, ground handlers, and airports, with many of the cases involving multi-jurisdictional issues. Senior associate Sammy Beedan has ‘excellent problem-solving skills’ and is also a key member of the team.

Responsables de la pratique:

Gordon Gardiner


Autres avocats clés:

Lee Tam; Vivien Wong; Sammy Beedan


Les références

‘The firm has a very good all-round aviation insurance practice.’

‘Their presence, knowledge and understanding of priorities are absolute game changers.’

‘Gordon Gardiner is excellent and very responsive.’

Principaux clients

Cathay Pacific Group


Chinese airlines


Principaux dossiers


Norton Rose Fulbright

Tapping into deep industry knowledge and leveraging the expertise of practitioners across the firm's full-service practice offering, Norton Rose Fulbright delivers a multi-disciplinary approach to clients in the sector. For transactional work, Charles Bremner regularly handles regional insurance M&A, while capital markets lead Psyche Tai  has recent experience for underwriters in relation to an insurtech company IPO. Bremner co-heads the team alongside Daniel Ng, who has some experience of handling contentious insurance work as part of his broader commercial litigation offering.

Responsables de la pratique:

Daniel Ng; Charles Bremner


Autres avocats clés:

Charlton Lin; Psyche Tai


Principaux clients

Allianz and AWP Health & Life SA (part of the Allianz group)


AON


AXA


Beazley


China Taiping Insurance / Taiping Reinsurance


CITIC Securities (Hong Kong) and Ping An of China Capital (Hong Kong)


Conning


Chubb


Fusion Specialty


Gen Re


Hong Kong Baptist Hospital


HSBC and its subsidiaries and affiliates


Matilda Hospital


Various matrimonial law firms


Principaux dossiers


  • Advising joint sponsors on proposed Hong Kong IPO of Zhongmiao Innovation Technology, an innovative InsurTech firm backed by Fortune 500 company Haier Group.
  • Advising China Taiping Insurance, a Fortune Global 500 Chinese insurance conglomerate, on its proposed capital injection of its subsidiary Taiping Pension by Ageas.
  • Advising various matrimonial law firms on professional negligence claims by their former clients.

Reed Smith Richards Butler LLP

Under the leadership of commercial litigator Asha Sharma, Reed Smith Richards Butler LLP is best-known for its contentious insurance expertise, with work spanning professional indemnity claims, as well as a considerable volume of marine insurance for P&I clubs and shipowners in litigation throughout Greater China. Steve Tam is also a pivotal team member concerning contentious issues and maintains a strong emphasis on regulatory and disciplinary matters.

Responsables de la pratique:

Asha Sharma


Autres avocats clés:

Mark West; Steve Tam


Principaux dossiers