Leading Associates

Firms To Watch: Banking and finance

Yigal Borochovsky & Co. has unique expertise in banking regulation, while also handling complex real estate financing transactions.

Banking and finance in Israel

Epstein Rosenblum Maoz (ERM)

With notable expertise in real estate finance matters, Epstein Rosenblum Maoz (ERM)’s team of experienced practitioners is well equipped to advise major foreign and Israeli banks, institutional investors, and leading borrowers on a range of complex cross-border financings, where practice head Amnon Epstein notably stands out for his experience in the field. Jeremy Seeff is sought out by Israeli banks and institutional lenders in need of advice on debt sales, while both Erez Gurion and Eran Mizrahi are noted for their expertise in the real estate field, where they advise real estate entrepreneurs and funding entities on all aspects of real estate financing transactions.

Responsables de la pratique:

Amnon Epstein


Autres avocats clés:

Jeremy Seeff; Erez Gurion; Eran Mizrahi


Les références

‘Eran Mizrahi and his team are dedicated to the process and bring professional quality to the deal.’

‘It is a small but strong firm with a good practice of solid people.’

‘Amnon Epstein is excellent’.

Principaux clients

Abu Dhabi Commercial Bank PJSC


“Eshel” Fund Financing & Management Ltd.


Altshuler Shacham


Amitim


Ampa Capital Business Finance and Leader Top Capital


Andbank


Arbel Fund


Atalaya Capital Management


Archimedes Real Estate Finance


Bank Discount


Bank Hapoalim


Bank Leumi


Bank Mercantile Discount Ltd.


Bank of America Merrill Lynch


Bank of Cyprus


Barclays


Bareket Capital Ltd.


Beachpoint


BNP Paribas


Bradesco Bank


Citibank


Credit Agricole


Credit Suisse


CVC


DBS Bank


Choron Group


Deutsche Bank


Eshkol Investments & Financing Ltd


European Investment Bank


Gamla Harel Residential Real Estate Ltd.


Goldman Sachs


Harel Insurance


ICG


ING


Invesco


Jefferies


Jerusalem Bank


JP Morgan


Lloyds Bank PLC


Macquarie Group


Meitav Dash


Mercantile Bank


Migdal Insurance


Mivne Group


Mizrahi Tefahot


Morgan Stanley


Natixis


RBC


Royal Bank of Scotland


Ruby Capital


Setpoint LTD.


Societe Generale


The Phoenix Insurance Company


Trafigura


Tshuva Group


UBS


Unicredit


Principaux dossiers


  • Advised the Choron Group on a $120m secured financing of revolving pools of diamond inventory and trade receivables originated by Belgian and UAE sellers.
  • Advised Trafigura on a $40m facility agreement for the heavily regulated acquisition of indirect control of Israel’s largest refinery (ORL).
  • Advised the Abu Dhabi Commercial Bank PJSC on a $500m financing to a local UAE subsidiary of Elbit Systems Limit.

FISCHER (FBC & Co.)

FISCHER (FBC & Co.) is the go-to choice for an array of banks, institutional investors, and other non-bank lenders and borrowers which seek advice on lending matters and finance transactions spanning acquisition, corporate, asset and real estate financings. Led by acquisition financing expert Miri Kimhi, the team also routinely handles regulatory issues. Orit Israeli notably focuses on transactions related to debt, an area in which Dikla Lavy-Fischer is also particularly well versed, regularly representing lenders and borrowers in complex secured debt transactions.

Responsables de la pratique:

Miri Kimhi


Autres avocats clés:

Orit Israeli; Dikla Lavy-Fischer


Les références

‘The team is very professional, knows how to guide the client, understands the client’s needs and is able to conduct any kind of negotiation, legal or commercial.’

‘Very high professional standards and qualifications. High availability and responsibility. Ability to work as part of the client’s team in a dedicated and collaborative manner.’

‘Lawyer Miri Kimhi is one of a kind. Intelligent, professional, and very kind.’

Principaux clients

Bank Hapoalim B.M.


Discount Capital


Mivtach Shamir Holdings


Generation Capital Ltd.


Allied Real Estate Ltd.


Delta Galil Industries Ltd.


Golf & Co Group Ltd.


Archimedes Credit (2021) Ltd.


Yeditot Ahronot Ltd.


Colmobil Financial Solutions Ltd.


Arbel Funds


Cal Israeli Credit Cards Ltd.


National Bank of Canada


Yesodot Financing Group


Kata Capital Ltd.


Leumi Partners Ltd.


Principaux dossiers


  • Advised Bank Leumi on an option transaction with Tarya Israel.
  • Advised Harel Insurance Group on regulatory issues relating to its purchase of Isracard.
  • Advised OPC Energy on the financing of the operations of a power plant purchased from the Dor Alon Energy group.

Gornitzky & Co.

With notable expertise in export finance, Gornitzky & Co. is regularly sought out by the five largest banks in Israel, as well as by non-bank institutional lenders and borrowers, for advice on both transactional and regulatory matters, ranging from real estate financings and credit risk mitigation structuring, to acquisition finance and debt financing work. Practice head Eli Elya is a key contact, routinely advising on out-of-court debt restructurings, while Dubi Gross and Elite Elkon notably focus on cross-border banking and finance transactions. The team also includes Inbal Badner and Hana Atias, noted for their expertise in real estate and construction finance work; Idan Baki, who is an expert in acquisition and leveraged financings; and credit transaction and regulatory specialist Ori Yitzhak.

Responsables de la pratique:

Eli Elya


Autres avocats clés:

Dubi Gross; Elite Elkon; Inbal Badner; Hana Atias; Idan Baki; Ori Yitzhak


Les références

‘The team is very professional and has a strong business acumen.’

‘Eli Elya and Hana Atias are excellent and very helpful.’

‘They are thought leaders in Israel and are up-to-date on the international and cross-border transaction market.’

Principaux clients

HSBC Bank plc (Tel Aviv Branch)


Bank Hapoalim


Mizrahi Tefahot Bank


Leumi Bank


Israel Discount Bank, Ltd.


Bank of Jerusalem


First International Bank Of Israel


Altshuler Shaham Investment House Ltd.


Harel Pension and Provident Funds Ltd.


Deutsche Bank AG


Meitav Dash Provident and Pension Funds Ltd.


Phoenix Insurance Company Ltd.


Clal Insurance Company Ltd. and affiliates


Venture Lenders, including: Scintilla Fund LP and Liquidity Capital II L.P.


Harel Insurance Company


More Investment House


Leumi Partners Ltd.


Extra Public Transportation Ltd


Bain Capital Credit, LP


Menora Mivtachim Group.


Bridgepoint


FORTRESS CREDIT CORP


Herzog Fox & Neeman

Herzog Fox & Neeman advises banks, financial institutions, borrowers and lenders on complex financing transactions and regulatory matters, spanning acquisitions, loan sales, and securitisation transactions. The team is headed up by cross-border transaction and acquisition finance specialist Roy Nachimzon, and banking and financial markets law and regulation expert Irit Roth. Noted for his cross-border expertise, Alan Sacks has acted for most of the Israeli international financial institutions, while Natalie Jacobs has recently led on a first-to-market synthetic securitisation. Other key names are Esti Hadar, who is also notably experienced in the securitisation and sale of debts; Nir Miller, who focuses on international acquisitions; and aviation financing expert Ben Kanter.

Responsables de la pratique:

Irit Roth; Roy Nachimzon


Autres avocats clés:

Alan Sacks; Natalie Jacobs; Esti Hadar; Nir Miller; Ben Kanter


Les références

‘Very strong team. Alan Sacks is a market leader, a top lawyer, and very commercial. First-rate in all respects.’

‘Extensive and comprehensive knowledge and experience in banking, corporate, and international law.’

‘The team is very experienced, professional and provides comprehensive service and advice.’

Principaux clients

Israel Discount Bank


Bank of Jerusalem


Mizrahi Tefahot Bank


Altshuler Shacham


Phoenix Group


Clal Group


Credito Ltd.


8Fig Inc.


Isracard Ltd.


Menora Mivtachim Insurance Limited


Principaux dossiers


  • Acted as lead counsel to Mizrahi Tefahot Bank Ltd and a consortium of lenders in connection with a senior secured credit facility being provided to the Borrower, a JV formed by Adani (a large Indian conglomerate) and Gadot (an Israeli company), for the purposes of its acquisition of Haifa Port Company Ltd. from the Israeli Government.
  • Acted as lead counsel to Bank Leumi Le-Israel B.M. in connection with a €500m credit facility being provided to the client by the European Investment Bank (EIB), for the purpose of extension of loans to SMEs and MidCaps with an emphasis on green finance, within the framework of the EIB’s Neighbourhood Finance Facility.
  • Advised EdgeConnnex on its €2.4bn global sustainability-linked financing and refinancing for the support of its worldwide global data centre business.

Meitar Law Offices

Noted for its prowess in both regulatory and transactional matters, Meitar Law Offices is routinely engaged by a deep roster of leading Israeli banks, credit card companies, and non-bank financial institutions. The team is jointly led by fintech and financial regulation expert Eyal Dotan, commercial loan agreement and project finance specialist Gal Feingold, complex lending transaction and M&A practitioner Assaf Oz, and Judith Gal-Or, who notably focuses on loan syndications, debt arrangements and credit portfolio securitisations.

Responsables de la pratique:

Assaf Oz; Eyal Dotan; Judith Gal-Or; Gal Feingold


Principaux clients

Bank Leumi Le Israel B.M.


Israel Discount Bank Ltd., Mercantile Discount Bank Ltd, Discount New York


Union Bank of Israel Ltd. (The bank merged into Mizrachi Tefahot Bank Ltd.)


Amitim Senior Pension Funds


Max IT Finance Ltd., Max IT Credit Ltd.


Citibank N.A.


MASAV


SHVA


AMPA Capital Ltd.


Menora Mivtachim Insurance Ltd.


Bank Hapoalim Ltd.


Mizrahi Tefahot Bank Ltd.


The Phoenix Insurance Company Ltd.


Clal Insurance Company Ltd.


Arbel Finance Ltd. and Magen Afikim Ltd.


Harel Insurance Company Ltd.


Nawi Brothers Group Ltd.


Extra Credit and Factoring Ltd.


Credit Path Ltd.


Credit 360 Ltd.


Tarya israel Ltd.


Klimark Capital Funds


HSBC Bank


Pama Investments & Property Co. Ltd.


Hyposwiss Private Bank Geneve SA


Meitav Dash


S. Horowitz & Co

S. Horowitz & Co’s banking and finance litigation team is known for handling high-profile contentious cases for an array of domestic and international banks and financial institutions, while also advising hedge funds, insurance companies, and credit card companies on both transactional and regulatory matters. Anthony Bloch’s broad practice spans acquisition and project financings and M&A transactions, while Clifford Davis is noted for his expertise in export credit financings and leveraged financings, often with a cross-border element. Michelle Liberman has recently handled several highly complex acquisition finance projects.

Responsables de la pratique:

Anthony Bloch; Clifford Davis; Michelle Liberman


Les références

‘The team’s hallmark is the surprising breadth of practice and depth of expertise that make it a marvel in the Israeli banking and finance legal market. Compared to other firms, the trio of Clifford Davis, Anthony Bloch and Michelle Liberman covers all the bases of financial work. They fully understand and are able to implement the banking practices and banking law of English and New York law in an Israeli package.’

‘I have worked with the team on leveraged finance, cross-border finance, project finance, asset finance, export credit finance and so on – and without a doubt S.Horowitz, and especially Clifford Davis, are the crème de la crème and are a joy to work with.’

‘Clifford Davis has an encyclopaedic knowledge of Israeli, New York and English law, he gets the job done smoothly, and with his sense of humour he can negotiate a deal and guide clients to preferential and commercial outcomes – a true legend in his field.’

Principaux clients

Bank Hapoalim B.M


Bank Leumi Le’Israel Ltd.


Israel Discount Bank Ltd.


First International Bank of Israel Ltd.


Mizrahi-Tefahot Bank Ltd.


Derech Eretz Highways (1997) Ltd


El Al Israeli Airlines


Francisco Partners LP


The Phoenix Insurance Company Ltd.


Pathfinder Strategy Fund


MUFG Bank Ltd. (Mitsubishi UFJ Financial Group)


TA Associates


Carlyle Group


Israel Electric Corporation


Lloyds Bank plc


Minrav Group Ltd


Megurit Israel Ltd


Principaux dossiers


  • Advised EL AL Israel Airline on a complex transaction including financing granted by Phoenix Insurance Company to a wholly owned subsidiary of El Al and the granting of an option to Phoenix in the subsidiary as part of the sale of El Al’s frequent flyer and associated credit card activity to the subsidiary.
  • Advised Derech Eretz Highways (1997) Ltd as the borrower on the complex project financing of the expansion (addition of extra lanes) to the Cross Israel Highway (Highway 6), Israel’s major north-south toll road.
  • Advised Minrav group Ltd., a public real estate company and a Megurit Israel Ltd., reit fund, on a financing from a group of companies controlled by a leading insurance company, for the construction of a few different projects of long-term rental residential buildings with more than 550 housing units, in a number of central cities in Israel.

Agmon with Tulchinsky Law Firm

Agmon with Tulchinsky Law Firm displays significant strength in the banking infrastructure sector, as evidenced by the high-profile creation of Leumi Bank’s first-of-a-kind credit agreement with the Bank of Israel. A further core workflow of the practice includes handling complex cross-border project financings in the energy sector, where the team represents both borrowers and lenders in syndicated project financings. Financial and regulatory work expert Yona Goshen-Gottstein heads up the team, which includes energy finance specialist Dan Hacohen and newly promoted partner Itamar Shimonovitz, whose practice spans both transactional and regulatory advice.

Responsables de la pratique:

Yona Goshen-Gottstein


Autres avocats clés:

Dan Hacohen; Itamar Shimonovitz


Les références

‘Very skilled and experienced, sharp and commercial.’

‘A very professional team with extensive subject knowledge and a creative approach to finding solutions for clients.’

‘Very good teamwork that allows the client to get a comprehensive and responsive service.’

Principaux clients

Leumi Bank Le – Israel B.M.


Bank Hapoalim B.M.


Discount Bank Ltd.


Mizrahi Tefahot Bank


CitiBank Israel and CitiBank Group Global


Menora Mivtachim Holdings Ltd and it’s companies including Menora Mivtachim Insurance Company


Harel Insurance Investments & Financial Services Ltd


Amitim Veteran Pension Funds


Migdal insurance company Ltd.


Altshuler Shaham Investment House


First International Bank of Israel


Meitav Dash Investment House


Generation Capital Ltd.


Klirmark Capital


Doral Group and several of its companies


Ratio Oil Explorations (1992) Limited Partnership


Delek Group


Mercantile Discount Bank


Navitas Petroleum, Limited Partnership


JP Global Power Ltd.


Gilad Pensions for Religious Workers Ltd.


WeCheck


TenureX


Ofek Capital Co-operative Association


Modiin Energy, LP


Payment Financial Technologies Ltd.


WeSure Insurance Company Ltd.


Amot Investment ltd.


Kamada Ltd.


New Med Energy, Limited Partnership (formerly, Delek Drilling)


Amot Denisra Ltd.


Nechamka Investments 2001 Ltd.


Veridis Environments


Israel Infrastructure Fund


Nili (Amir) Holdings Ltd.


BRM Group


Munich Re Specialty Insurance


Reinsurance Group of America


ICIC – the Israeli Credit Insurance Company Ltd.


Hightech Zone Ltd.


Coral Tel (Yad2)


Principaux dossiers


  • Advised Bank Hapoalim on a series of financing agreements.
  • Acted for Migdal Insurance, including Group companies, on many transactions, totalling over NIS1.1bn, including the corporate financing for a real estate group, as well as a project financing transaction to support fibre-to-home national project.
  • Acted for Leumi Bank on a complex mandate involving a credit agreement with the Bank of Israel that was secured by a mortgage portfolio.

Arnon, Tadmor-Levy

With work spanning cross-border financing transactions, restructuring and insolvency debt collection, and regulatory advice to both domestic and foreign banks, credit card companies, major insurance and pension funds, Arnon, Tadmor-Levy houses a team of experienced practitioners, which includes ‘top professionalShiri Shaham, banking and financial services expert Yuval Shalheveth, and credit card specialist Aviad Lachmanovich. A key contact for issues related to capital markets and securities is Amir Scharf, while Simon Weintraub notably focuses on venture lending and venture capital work.

Autres avocats clés:

Yuval Shalheveth; Shiri Shaham; Aviad Lachmanovich; Amir Scharf; Simon Weintraub; Guy Fuchs


Les références

‘Competent and practical business lawyers with a simultaneous view of local Israeli and international realities.’

‘A highly qualified firm with extensive experience which has conducted major local and international transactions. It is consistently a leader in the Israeli market and enjoys the trust of many leading companies in various sectors.’

‘Combination of unparalleled expertise, attention to detail, and high-quality services. A special mention goes to Shiri Shaham, a top professional in the field, highly responsive, helpful, and able to provide the highest level of service.’

Principaux clients

Israeli Financial Institutions:


Bank Hapoalim Ltd.


Israel Discount Bank Ltd.


Bank Leumi Ltd.


Mizrahi Tefahot Bank Ltd.


Bank of Jerusalem


Max It Finance Ltd


C.A.L. (I.C.C) Israel Credit Cards Ltd.


Harel Insurance Company


Migdal Insurance


Phoenix Insurance


Michlol Financing Ltd.


Ruby Capital Group


Arbel Fund


Giza Mezzanine Fund


International Financial Institutions:


BNP Paribas


HSBC Bank


JPMorgan Limited


Citigroup


Societe Generale Group


Morgan Stanley


Bank of America


Valley National Bank


State Bank of India


Nomura Holdings, Inc.


The Goldman Sachs Group, Inc.


Credit Suisse Securities (USA) LLC (as well as the Israeli subsidiary of Credit Suisse)


UBS AG


Bank of Montreal


Comerica Bank


K2 Health Ventures


Avenue Capital


Triple Point Capital


Principaux dossiers


  • Advised Max It Finance and HYP on the SPA transaction between Clal Insurance group and Warburg Pincus, for a sum of roughly NIS2.5bn.
  • Advised Bank Leumi on a NIS1bn financing agreement to Yuvalim group to finance a construction evacuation project in the city of Netanya.
  • Assisted Israel Discount Bank with financing transactions for complex construction projects, including large-scale urban-renewal projects, and National Outline Plan projects, financing for land purchases and financing for any purpose.

Erdinast, Ben Nathan, Toledano & Co

With a focus on the real estate and energy sectors, Erdinast, Ben Nathan, Toledano & Co is noted for the team’s expertise in handling high-value cross-border M&A transactions and financing projects on behalf of several Israeli institutional investors. Practice co-head Dan Sella is the key contact, while fellow co-head Roy Gross is an expert in corporate and real estate financing work. The team also routinely handles debt and equity financing transactions, an area in which Doni Toledano, who jointly leads the practice with Sella and Gross, is particularly well versed. With extensive experience in the field, Dalia Tal is also highly recommended.

Responsables de la pratique:

Doni Toledano; Dan Sella; Roy Gross


Autres avocats clés:

Dalia Tal


Principaux clients

Mizrahi-Tefahot Bank Ltd.


The Phoenix Insurance Company Ltd.


Bain Capital Credit, LP


Meitav Dash Insurance Company Ltd.


Menora Mivtachim Insurance Company Ltd.


Israel Theatres / Global Cities Holdings


More Provident and Pension Fund Ltd.


Netafim Ltd.


Ayalon Insurance company Ltd.


Yesodot Fund


Carraso Motors Ltd.


Yelin Lapidot Provident Funds Management Ltd.


Alon Blue Square Group.


NSO Group


Arbel Fund


S. Shlomo Insurance company Ltd.


Principaux dossiers


  • Advised Mizrahi-Tefahot Bank and The Phoenix on the NIS800m financing of the leveraged acquisition of Ashdod Desalination Ltd., by a partnership of Shapir and Generation Capital.
  • Acted for Phoenix, Ayalon Insurance Company, S. Shlomo Insurance company Ltd. and Yesodot fund on dozens of different real estate financings totalling more than NIS3bn for a wide range of real estate and urban renewal projects.
  • Advised Econergy and its subsidiaries on two separate transactions, obtaining financing for building and operating renewable energy projects conducted by the company in Europe, amounting to a total of about €350m.

Goldfarb Gross Seligman & Co.

Goldfarb Gross Seligman & Co. acts for a solid client base encompassing banks, credit enhancers, lenders and borrowers, as well as non-bank financial entities seeking advice on a range of finance and banking transactions at both a local and international level. The team is jointly led by Ariel Rosenberg, who notably focuses on financing projects in the energy, infrastructure, and real estate sectors; and Ofer Hanoh, who is an expert in financial regulation. Ran Ben-Ari advises on the regulatory implications of activities in the Israeli financial markets, while Ido Amir is particularly active in the field of digital banking. Capital markets and financial regulation expert Roy Reiss is highly praised by clients.

Responsables de la pratique:

Ofer Hanoh; Ariel Rosenberg


Autres avocats clés:

Ran Ben-Ari; Ido Amir; Roy Reiss


Les références

‘Extensive experience and knowledge of financial rules and regulations. In-depth knowledge of the Israeli financial market – legal knowledge combined with a deep understanding of business. Unique legal approach that allows the firm to consult clients on the legal and business consequences of their decisions.’

‘Goldfarb Gross Seligman stands out as an exceptional partner for fintech-payment companies that operate in the area of banking regulation. Our experience working closely with their team on various aspects of our business has been first-rate. The team has extensive experience in fintech and banking regulation, as well as a broad understanding of the nuances of the industry, enabling them to provide tailored solutions to meet our specific needs, especially with regard to navigating complex regulatory frameworks.’

‘Goldfarb Gross Seligman’s unique strengths lie in its unparalleled fintech and banking regulatory expertise, creative problem-solving skills and deep commitment to understanding and aligning with clients’ business objectives.’

Principaux clients

FIBI- First International Bank of Israel


Bank Hapoalim


Bank Leumi le Israel B.M.


Mizrahi Tefahot Bank Ltd.


Israel Discount Bank Ltd.


Discount Capital Ltd.


UBS AG


Goldman Sachs


JP Morgan


Credit Suisse


Citigroup


HSBC


Deutsche Bank


Bank of America Merrill Lynch


The Association of Banks in Israel


Clal Insurance group


Edmond De Rothschild Bank, Edmond De Rothschild Bank (Israel)


Phoenix Insurance Group


AIG Israel


Gilad Pension Fund


IBI Investment House


The Arison Group


Arison Investments Ltd.


Menora Insurance Group


Excellence Nessuah Investments House


Amitim


The Phoenix Insurance Company Ltd.


Altshuler Shaham Ltd.


Menora Mivtachim Holdings Ltd.


Migdal Insurance & Financial Holdings Ltd.


RiseUp


Paz Oil Group


Shikun & Binui


Poalim Equity / Poalim ventures


The Investment Houses Association


Bank of Montreal (BMO)


Nuvei Corporation


More Investments; More Provident Funds Ltd.


Partner Communication Ltd.


Aura Investments


Hever Soldiers and Veterans Ltd.


Harel Insurance Group


Bank Massad


Leumi Partners


Adani Group


Gadot Chemicals Terminals (1985) Ltd.


Rapac Energy Ltd.


Insightec Ltd.


Elco Ltd.


MGG GP


SBges EPC JV


Pagaya Investment Israel Ltd.


Canada Israel Group


Israel Canada (T.R) Ltd.


Israel Aerospace Industries Ltd. (IAI)


Israel Canada Hotels Ltd. (ICH)


ICR – Israel Canada Rem Residence (formerly Minrav Projects Ltd.)


B.S.R. Group


Shufersal Ltd.


Virtu Financial Inc.


The Shlomo Group


Keshet Broadcasting (Keshet 12)


Negev Natural Gas Ltd.


Darom Natural Gas Ltd.


Lahav Fund Two, Limited Partnership


Elron Electronic Industries


Cointree


Arbel Fund


SigmaTek


Satixfy Communication Ltd.


Nuvei Inc.


Strauss Group


PayBox


Opal Balance Investments Ltd.


Torchlight Investors LLC.


Tiedemann Advisors, LLC.


Harris Associates


Bergos Bank


Shapir Civil and Marine Engineering Ltd.


Champion Motors Ltd.


The Gindi Group


Z.M.H Hammerman Ltd.


Yuka Park


Leopard Group


Asia-Hadera-Israel Ltd.


Acro Real Estate Group


Shani Shenhav Ltd.


Lumenis Ltd.


Credit Shop Ltd.


Harel Information Technologies Ltd.


Tadbik Ltd.


OMNIQ Corp.


Isracard Group


Principaux dossiers


  • Advised India based Adani Group and Israeli company Gadot Chemicals Terminals (1985) Ltd. in all financing aspects of their NIS4bn purchase of Haifa Port.
  • Advised Arison Holdings on the decentralisation process of Bank HaPoalim’s control.
  • Advised Discount Bank on a transaction with fintech company Ezbob for the establishment of a company that will digitally extend credit to retail customers and SMBs, using Ezbob’s technology.

Shibolet & Co.

Spearheaded by complex cross-border financings expert Alon Ziv, Shibolet & Co.'s practice stands out for the team’s expertise in high-value financing and lending transactions, including tech and fund lending work, while also assisting banks, financial institutions, and insurance companies with complex credit insurance transactions, financial regulatory issues, and acquisition finance matters. Credit insurance specialist Nilly Alshech Raviv is a key contact, while Gadi Ouzan is known for advising national and international venture capital funds that wish to invest in Israeli start-ups.

Responsables de la pratique:

Alon Ziv


Autres avocats clés:

Nilly Alshech Raviv; Gadi Ouzan


Les références

‘Alon Ziv has a wide understanding of complex situations and agreements, with the creativity to find solutions to complex issues.’

‘Fast and experienced team.’

Principaux clients

Nationwide Mutual Insurance Company and its Affiliates


B.S.S.H.- The IsraeliCredit InsuranceCompany Ltd.


Aluma Infrastructure Fund (2020) Ltd (Aluma); Esco Israel


Shikun & Binui Ltd


Rafael Advanced Defense Systems Ltd


Babcom Centers Ltd


Swift Cash Ltd


Centarrow Ltd.


Orika Finance Ltd.


Hub Cyber Security Ltd.


Companie Nationale Royal Air Maroc


Sandy Spring Bank


Freezem Cryogenics Ltd.


Adoman Investments Ltd


Tadbik Group (Tadbik Ltd. & Tadbik New Jersey Inc.)


Max Stock Ltd.


Arbelis Trade Ltd.


Open Finance Ltd.


Markel Surety


El Al Israel Airlines Ltd.


The Phoenix Holding Ltd.


Goldman Sachs


Morgan Stanley


Gama Management and Clearing Ltd.


Leumi Bank Limited


BNP Paribas Israel


Bank HaPoalim


Israel Discount Bank Ltd.


Harel Insurance Company Limited


Menorah Insurance Ltd.


Altshuler Shaham Ltd.


Amitim Finances


The Interdisciplinary Center Herzliya


Ashtrom Group


Ellomay Capital Ltd – Renewable Energies


Wells Fargo Capital Finance LLC


Igudan – The Dan Regional Association for Environmental Infrastructures


Poalim Equity


Tamares Telecom Ltd.


Albaad Massuot Yitzhak Ltd. and Albaad USA Inc.


Prytek Group


Ceragon Ltd.


Viserion Ltd.


Max Stock Ltd.


Principaux dossiers


  • Advised Esco Israel on a complex acquisition financing deal of NIS60-75m with Bank Hapoalim.
  • Advised Nationwide Mutual Insurance Company on its receipt of indemnification obligations and collateral from Shikun & Binui Ltd.
  • Advised Amitim – Senior Pension Fund on its financing of Shikun & Binui – Solel Boneh Infranstracture Ltd., a mega student dormitory housing project.

Amit, Pollak, Matalon & Co. Advocates and Notary

With expertise in banking and finance litigation, including banking class actions, Amit, Pollak, Matalon & Co. Advocates and Notary’s broad practice also includes providing transactional and regulatory advice to real estate companies, project developers and investors. Head of the urban renewal department Ori Avigad is noted for handling real estate, energy and infrastructure projects, while Yoav Etzyon is an expert in public and private debt financings, and Sharon Lubezky Hess notably focuses on class action litigation.

Responsables de la pratique:

Ori Avigad; Sharon Lubezky Hess; Yoav Etzyon


Principaux clients

Ampa Real Estate


Ampa Yuvalim Housing for Rent Ltd.


Bank Leumi Le-Israel Ltd.


Bank Mizrahi Tefahot Ltd.


One Zero Bank Ltd.


David’s Harp Hotel Ltd.


Tarya P2P Ltd.


Finnovest Ltd.


First International Bank of Israel Ltd.


Forma Real Estate Fund


Roby Capital


Israel Discount Bank Ltd.


Israel Infrastructure Fund


Ista Properties


Liquidity Capital


Nawi Brothers Group Ltd.


Ofer Investments Ltd.


Peninsula Ltd


Phoenix value


Reisdor Group


Shaked Partners Fund


Sar-El Group


Splitit


Union Bank of Israel Ltd.


Principaux dossiers


  • Advised Ampa Yuvalim Housing for Rent Ltd. on obtaining $1.25bn of financing from Clal and, separately, a $70m loan from the lender, Reality Group.
  • Advised Liquidity Capital on obtaining a credit facility of $475m from an alternative lender, Apollo Global Capital, Inc, in order to fund its own alternative lending activities.
  • Acted for Bank Mizrahi-Tefahot Ltd., Bank Hapoalim Ltd. and Union Bank of Israel Ltd. to oppose a motion for certification of a NIS458m class action filed against them in the Jerusalem District Court regarding a claim pertaining to cash withdrawal services through ATMs.

Barnea Jaffa Lande & Co.

Barnea Jaffa Lande & Co. houses a team of experienced practitioners equipped to advise major Israeli and foreign banks, insurance companies, and other non-bank financial institutions on banking and financial regulations, and real estate financings. The practice is jointly led by David (Dudi) Cohen, who specialises in loans and project financings; financial regulation expert Zvi Gabbay, and Misha Gitterman, who handles acquisition finance and corporate restructuring work. Highly praised by clients are Anat Even-Chen, for her experience in regulatory advice, and Terry Almozlino Arnon, for her knowledge of real estate project financings. With a focus on the regulation of financial entities, Michal Koren is also recommended.

Responsables de la pratique:

David (Dudi) Cohen; Zvi Gabbay; Misha Gitterman


Autres avocats clés:

Anat Even-Chen; Terry Almozlino Arnon; Michal Koren


Les références

‘Great team. Easily accessible, responsive, and loyal attorneys who know the client’s needs.’

‘Zvi Gabbay is professional, knowledgeable, an excellent team leader and always available. Zvi is a good listener and responds quickly when we need him and his team.’

‘Anat Even-Chen has been our main provider of legal services for several years. As a non-bank financial institution, we have been subject to significant regulatory changes over the past decade, and Anat has always been up-to-date, fully understanding the implications for our corporate structure and business strategies. She manages her staff efficiently and coordinates well with her law firm’s departments whenever necessary.’

Principaux clients

Aviv Group


BNP Paribas S.A.


Brink’s Israel


Shimon Sarfati


International Bank of Azerbaijan


Julius BaerGroup


Bank J. Safra Sarasin Ltd


Principaux dossiers


  • Advised Aviv Group on an agreement to finance a project that includes 733 housing units and commercial spaces in Herzliya.
  • Represented the French multinational banking group in two proceedings for the approval of a class action filed with the Central District Court against a series of foreign banks.
  • Served as legal adviser for Brink’s Israel on all of its financial regulation matters in Israel.

Firon Law Firm

A number of prominent banking and financial clients, including lenders and borrowers, routinely turn to Firon Law Firm for its knowledge of regulatory work. On the transactional side, the team focuses on infrastructure and real estate financings, with firm head Tamar Firon-Smorodinsky regularly acting for lenders and project developers on complex infrastructure and real estate projects. The team also includes Ronen Maor, who is a specialist in financing transactions, and Oded Ofek, who is chair of the capital markets and financial services department.

Responsables de la pratique:

Tamar Firon-Smorodinsky; Oded Ofek


Autres avocats clés:

Ronen Maor


Les références

‘Oded Ofek is one of a kind. He is very professional, available at all times, and provides excellent solutions to problems and questions regarding general and compliance issues. He is brilliant, and I am happy that he works for us. Oded is the best!’

‘The firm plays a central role in banking and financial industry developments in the area of non-banking financial services, with comprehensive knowledge of industry regulation in Israel and an unmatched advantage over other law firms in Israel in non-banking practice. A large and experienced team representing numerous service providers.’

‘I am more than happy to recommend the Firon team. Their meticulous attention to detail, comprehensive understanding of legal complexities, and ability to navigate complex regulatory frameworks are critical to our business. Their experience extends to all aspects of banking and finance, as well as projects, infrastructure, and energy, which enables them to provide clients with a very broad view and support.’

Principaux clients

Direct Finance


Michman Basad


Epsilon investment house


The Association of credit providers in the Federation of Israeli chamber of commerce


MasterCard


Altshuler Horizon


The Phoenix Insurance Company


Harel Insurance Company


Clal Insurance Company


Psagot


Ashtrom


Ashdar


Apartment for rent


Principaux dossiers


  • Advised Light TLV Ltd, Shapir and CAF on the financing stage of the purple line light rail in Tel Aviv.
  • Advised the Phoenix Insurance Company and Clal Insurance Company on financing transactions worth billions of NIS.
  • Represented numerous clients regarding the proceedings and regulations of obtaining the required permits for credit supplier or financial asset services.

Lipa Meir & Co

With unique expertise in credit insurance, Lipa Meir & Co is recognised for advising lenders, borrowers, and insurance companies on credit facility work and real estate financings. Practice chair Yariv Shalom focuses on real estate, financing, and credit insurance work, while Yoni Shtinmatz‘s experience spans investments, syndication issues, and banking regulations.

Responsables de la pratique:

Yariv Shalom


Autres avocats clés:

Yoni Shtinmatz


Les références

‘We are satisfied with the professionals and the service provided.’

Principaux clients

Bank Hapoalim Ltd.


Bank Leumi Le Israel BM


Israel Discount Bank Ltd.


Harel Insurance Inv. & Fin. Services Ltd.


Migdal Insurance & Financial Holdings Ltd


The Phoenix Insurance Company Ltd.


MAX IT FINANCE LTD


Menorah Mivtachim Insurance Ltd.


ICIC – The Israeli Credit Insurance Company


Shikun & Binui Ltd.


David Lubinski Ltd.


Netafim


Ayalon Insurance Company Ltd.


Bareket Financing Ltd.


Astral Hotels


Hachshara Insurance Company Ltd.


S. SHLOMO INSURANCE COMPANY LTD


SufrinHoldings Ltd. (TASE: SFRN) Allied Group Limited


Weiss Group and several companies in its control (Including Pandom Ltd.)


Top Capital – SOLUTIONS FOR THE ENTREPRENEUR LTD


Crego Business and Finance Ltd.


ICIC – The Israeli Credit Insurance Company


Principaux dossiers


  • Advised Harel Insurance Group on a raft of financial transactions, including a NIS430m loan to G City to build a shopping mall in Kfar Saba.
  • Advised Phoenix Insurance Company on financings totalling almost NIS2bn, including a NIS1bn loan to establish a new neighbourhood, Ben Shemen’s Dreams between Tel Aviv and Jerusalem.
  • Acted for Migdal on various financial transactions, including a NIS450m credit facility to Shikun & Binui to build student dormitories at Tel Aviv University.

Weksler, Bregman & Co., Advocates

Alongside its regulatory expertise, Weksler, Bregman & Co., Advocates is known for advising lenders and borrowers alike on complex real estate transactions and projects, where Avi Ben-Yaacov is noted for his recent engagement in major real estate transactions in Israel. Further core workflows of the practice include international commercial transactions and securities issues, for which practice head Ora Dvir is the main contact. Eran Shuster is an expert in banking regulation and Ofer Yankovich is a specialist in capital markets and securities law, areas in which Sharon Drori-Wichelewski is also well versed.

Responsables de la pratique:

Ora Dvir; Ofer Yankovich; Avi Ben-Yaacov; Eran Shuster; Sharon Drori-Wichelewski


Les références

‘The team is available, professional and most involved.’

Principaux clients

Mizrahi Tefahot Bank


The Tel Aviv Stock Exchange (TASE)


Bank Hapoalim Ltd.


Bank Leumi Le-Israel B.M


Israel Discount Bank Ltd


UBank (part of FIBI Group)


Gottex Group


Mercantile Discount Bank Ltd. (Mercantile)


First International Bank of Israel Ltd. (FIBI)


Massad Bank Ltd. (MBL)


Africa Israel Residences Ltd. (AFR)


AFI Properties Ltd. (AIP)


HSBC Bank (Israel)


IGI Investments (Izaki Group – Renanot Enterprises and Investments Ltd.)


Aharoni Group (M.A) development and investment Ltd


Principaux dossiers


  • Provided legal advice to MTB with regard to a myriad of compliance with proper banking conduct regulations, including those involving “related parties” transactions with controlling shareholders and officers, proper conduct of banking business and more, all in accordance with the directives of the Bank of Israel, the Companies Law and Securities Law.
  • Advising the TASE on all regulatory aspects of its operation as both a stock exchange and the operations of its two clearing houses, the ‘Bursa’ clearing house and the ‘Maof’ clearing house.
  • Advised Israel Discount Bank on multiple financing transactions in which the Bank provides finance and credit to real estate entrepreneurs and landowners.

Yehuda Raveh & Co.

Yehuda Raveh & Co.‘s team is distinguished by its specialism in real estate and infrastructure projects, where it routinely advises both domestic and international banking institutions, lenders and borrowers, with practice co-head Lisa Tross bringing in extensive experience in the field. Fellow co-head Ron Vered is a specialist in project finance and infrastructure projects, and Ezra Baris‘ focus is on cross-border project finance transactions.

Responsables de la pratique:

Lisa Tross; Ron Vered


Autres avocats clés:

Ezra Baris


Principaux clients

Bank of Jerusalem


The Association of Banks


Bank Leumi Le-Israel B.M


Bank Hapoalim B.M.


Israel Discount Bank


Mizrahi Tefahot Bank Ltd.


First International Bank


Ayalon Insurance Company


Harel Insurance Investments & Financial Services Ltd


Migdal Insurance and Financial Holdings Ltd.


Mivtachim Menora Insurance Group


Phoenix Insurance Ltd.


Israel Infrastructure Fund (IIF)


Altshuler Shaham Provident Funds & Pension Ltd


Minrav Group


Hadassah, the Women’s Zionist Organization of America Inc.


Michlol Growth Fund


Amitim Group


HSBC Bank plc.


Principaux dossiers


  • Advised Bank Leumi and HSBC Bank Plc. and other foreign financial institutions on the financing of the concessionaire of the Tel-Aviv Purple Line LRT Project.
  • Advised the Bank of Jerusalem on regulatory matters and acted as counsel to the board of directors and the bank’s board committees on various issues.
  • Advised Bank Leumi on financing projects, valued at billions of NIS, including the Tel Aviv Fast Lane, Sorek 2, and the Ashkelon Desalination Plant, among others.

AYR – Amar Reiter Jeanne Shochatovitch & Co

AYR – Amar Reiter Jeanne Shochatovitch & Co displays significant strength in the real estate market, where it acts for both domestic and international clients seeking advice on complex financing transactions. The team is jointly led by real estate, high-tech and transportation specialist Assaf Lapid, high-tech and venture capital investments expert Yoav Caspi, and Shlomi Bardugo, who is noted for his knowledge of cross-border M&A transactions.

Responsables de la pratique:

Yoav Caspi; Assaf Lapid; Shlomi Bardugo


Principaux clients

Bank Hapoalim


Amitim Pension Funds


Harel Group- Harel Insurance Investments and Financial Services Ltd.


Gindi Group


Mayer Group


Shapir Group


More Investment House


Etz HaShaked Engineering


Mayer (Kesher) Real Estate England (2013), Limited Partnership


Shriki Group


Eldar Group


Ayalon Insurance Group


Cnaan Group


Neve Tzedek Group


The Dunitz Brothers Ltd. group


Principaux dossiers


  • Advised Shapir Housing and Building Ltd. on a transaction to finance the purchase of land in the HaElef complex in Rishon Lezion.
  • Advised Sela Issta Israeli Real Estate Ltd. on a financing agreement between Sela Issta and Bank Leumi to finance a residential and commercial project in Arnona neighbourhood in the city of Jerusalem.
  • Advised Neve Tzedek Group on the refinancing of construction and ongoing operation costs of the Elkonin Hotel (member of Accor Hotels group).

Krispin Rubinstein Blecher Law Offices

Alongside its specialist expertise in venture lending, Krispin Rubinstein Blecher Law Offices is noted for acting for some of the major Israeli banks in proceedings before the Ministry of Treasury and the Knesset Finance Committee. The team includes banking and financial regulation expert Noga Rubinstein, venture capital fund specialist Emmanuel Kadouch, and Avrumi Monderer, who notably advises on cross-border transactions and corporate investments.

Responsables de la pratique:

Noga Rubinstein; Emmanuel Kadouch; Avrumi Monderer


Principaux clients

Israel Discount Bank


Bank Hapoalim BM


Israel Credit Cards (CAL)


Mercantile Discount Bank


Kreos Capital


Whaleapp Ltd.


EDF Renewables Israel


Principaux dossiers


  • Acted for Israel Discount Bank in proceedings before the Ministry of Treasury and the Knesset (Israeli parliament) Finance Committee in proceedings to divest its holdings in CAL, a major credit card provider.
  • Provided ongoing reviews and research on international banking and financial regulation for Bank Hapoalim and Israel Discount Bank.
  • Served as Israeli counsel to Kreos Capital fund.