CRIDO’s merger with REON (formerly Noerr) in early 2025 created a full-service banking and finance offering across real estate, energy, retail, FMCG and manufacturing, now led by Maciej Georg , who joined from Bird & Bird Koremba, Dziedzic i Wspólnicy sp.k. in March 2025.
Banking and finance in Poland
CRIDO
Principaux dossiers
KKG Legal
Headed by Wojciech Wandzel, the banking and finance team at KKG Legal is well-equipped to advise domestic and international banks, financial institutions and investment-backed lenders on complex regulatory, credit and contentious mandates.
Principaux dossiers
A&O Shearman
A&O Shearman is a popular choice for banking and finance mandates in Poland, advising on the full spectrum of financings spanning general lending, leveraged and acquisition finance, real estate and project finance, financial restructuring, asset finance and export finance. The practice head is formed of Arkadiusz Pedzich, who is known for his expertise in debt-raising structuring involving loan financing, bond offerings and derivatives transactions; Tomasz Kawczyński, who is an expert in project finance and other structured financings; and Anna Mądra, who is distinguished by her experience in real estate finance and leveraged finance transactions.
Responsables de la pratique:
Arkadiusz Pędzich; Tomasz Kawczyński; Anna Mądra
Autres avocats clés:
Maciej Wroniak
Les références
‘Maciej Wroniak – hard worker, very client- friendly attitude. Anna Mądra – one of the best lawyers in Poland.’
Principaux clients
PKO Bank Polski
Bank Pekao
mBank
ING Bank Śląski
Credit Agricole Bank Polska
Bank Gospodarstwa Krajowego
Polenergia
CVC DIF/Klara Renewables
Equinor
OX2
EBRD
EIB
Aareal Bank
P4/Play
Clip Logistyka
Panattoni Development Europe
Deutsche Pfandbriefbank
NORD/LB
Principaux dossiers
- Advised Equinor and Polenergia on over EUR 6bn project financing for the development of the Baltyk 2 and Baltyk 3 offshore wind projects in Poland.
- Advised a consortium of banks on an approx. PLN 1,766bn and EUR 101m financing for Witrualna Polska.
- Advised a consortium of banks on an approx. PLN 1.6 billion financing for the American Heart of Poland Group.
Clifford Chance, Janicka, Kruzewski, Stosio i wspólnicy spólka komandytowa
Clifford Chance, Janicka, Kruzewski, Stosio i wspólnicy spólka komandytowa advises across the full range of financial products, with expertise spanning syndicated lending, leveraged and acquisition finance, asset and real estate finance, project finance, derivatives, financial regulatory matters, and insolvency and restructuring. Andrzej Stosio helms the practice and is known for his work in refinancing packages, debt restructurings and bond issues. Miłosz Gołąb is a key member of the team and is active in restructuring transactions concerning financial indebtedness, and in the issuance of debt securities. Irena Floras-Goode is also highly regarded for her knowledge of project finance, asset finance and acquisition finance mandates.
Responsables de la pratique:
Andrzej Stosio
Autres avocats clés:
Miłosz Gołąb; Irena Floras-Goode; Kacper Bardan; Maksymilian Jarząbek; Michał Jadwisiak; Maciej Bocheński; Mateusz Chruściak
Les références
‘What makes the Clifford Chance team truly unique is their exceptional openness and commitment to finding solutions, even in the most complex transactional environments. During a particularly challenging deal we worked on together, their ability to focus on resolving issues rather than amplifying them was a key factor in its successful completion. The team consistently demonstrated a high level of expertise and professionalism across all levels. Every individual we interacted with was not only technically strong but also deeply engaged and responsive, which made the collaboration both efficient and enjoyable.
‘Compared to other firms, Clifford Chance stands out for its pragmatic approach, collaborative culture, and ability to adapt to dynamic circumstances. Clients can expect a team that is proactive, thoughtful, and genuinely invested in delivering results.’
‘Working with Clifford Chance has been a truly positive experience, largely thanks to the exceptional mindset and professionalism of their team. What makes them stand out is their ability to remain open-minded and focused on solutions, even in the face of complex legal and business challenges.’
Principaux clients
Bank Polska Kasa Opieki S.A.
Santander Bank Polska S.A.
mBank S.A.
BNP Paribas Bank Polska S.A.
ING Bank Śląski S.A.
Bank Handlowy w Warszawie S.A.
Bank Gospodarstwa Krajowego
HSBC
European Investment Bank
European Bank for Reconstruction and Development
PKO Bank Polski S.A.
Światłowód Inwestycje sp. z o.o.
Solaris Bus & Coach
CTL Logistics sp. z o.o.
PGE
Baltic Towers
Principaux dossiers
- Advised financial institutions on two project financing packages of over EUR 3bn for Bałtyk 2 and over EUR 3bn for Bałtyk 3.
- Advised finance parties in connection with the financing of PGE’s stake in the 1.5GW Baltica 2 Wind Farm Project.
- Advised Światłowód Inwestycje sp. z o.o. on PLN 3.7bn senior facilities provided by a consortium of lenders to finance the expansion of the Company’s fibre network coverage and to refinance its existing debt.
CMS
The banking and finance team at CMS regularly advises leading domestic and international banks, multilateral financial institutions, investors, and funds, providing a full spectrum of financing services. The team’s core strengths span corporate and acquisition finance, real estate finance, project and infrastructure finance, structured finance and securitisation. Michał Mężykowski heads up the team and is highly regarded for his work on transactions in the energy, real estate, investment projects, and company acquisitions sectors. Jakub Podkowa is a key name in the group for real estate mandates, and Jakub Wieczorek is the go-to for acquisition, corporate, asset project and property financing. Rafał Zakrzewski is well versed in the energy, oil and gas sectors.
Responsables de la pratique:
Michał Mężykowski
Autres avocats clés:
Jakub Podkowa; Jakub Wieczorek; Martyna Markiewicz; Rafał Zakrzewski; Artur Bednarski; Konrad Leszko; Karolina Bandzul-Król
Les références
‘What truly sets CMS apart is its open-minded and solution-oriented approach. Throughout a highly complex transaction we worked on together, the CMS team consistently focused on finding answers rather than creating obstacles. This mindset proved invaluable and was a key factor in the successful completion of the deal. Moreover, every CMS team member demonstrated a high level of expertise and professionalism. Their deep understanding of the subject matter, combined with clear and pragmatic communication, made collaboration smooth and efficient.’
‘What truly distinguishes the individuals we worked with at CMS is their exceptional professionalism and deep subject-matter expertise. Every team member brought not only technical excellence but also a collaborative and pragmatic mindset to the table.’
‘I value the CMS’s banking and finance practice for proactivity of the team and the value of deliverables. ’
Principaux clients
DNB Bank ASA
PGE Polska Grupa Energetyczna S.A.
Santander Bank Polska S.A.
GREYKITE
UBS AG
TheNederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V. (FMO)
Orlen S.A.
BNP Paribas Bank Polska,
Aareal Bank AG
EBRD
Principaux dossiers
- Advised DNB Bank ASA and PKO Bank Polski S.A. on the refinancing of two portfolios of photovoltaic projects owned by GoldenPeaks Capital with a combined capacity exceeding 150 MWp.
- Advised PGE Polska Grupa Energetyczna on the conclusion of a loan agreement, worth up to PLN 3.9bn with Bank Gospodarstwa Krajowego as part of the National Reconstruction and Resilience Plan.
- Advised Santander Bank Polska S.A. and Aareal Bank AG on the provision of EUR 180mi in financing for the refinancing of the warehouse portfolio of the Accolade group.
DLA Piper Gizinski Kycia sp.k.
DLA Piper Gizinski Kycia sp.k.'s banking and finance practice is distinguished by its strength in real estate finance, project finance and structured finance. The team is highly active in development, acquisition, refinancing and restructuring financings involving office, retail, logistics and residential assets, including student housing and private rented sector projects. Mariusz Hyla sits at the head of the practice and is known for his expertise in real estate finance and asset finance matters. Katarzyna Wacławek is a highly regarded member of the team for her work in the renewable energy sector. Bartłomiej Palusiak is also a name to highlight.
Responsables de la pratique:
Mariusz Hyla
Autres avocats clés:
Bartłomiej Palusiak; Katarzyna Wacławek; Pawel Turek; Anna Jarczok; Klaudia Odolczyk
Les références
‘DLA team is a group of skilled, reasonable, knowledgeable lawyers. They are dedicated and responsive. They use new technology Legatics, Live Diligence, electronic forms of documents where possible. They have a lot of female lawyers and partners. Their billing is always transparent, in case there are overruns we are never surprised, there are heads up and justifications which make it easier to justify and accept. They are experts in real estate finance (PRS, student houses, retail, office, warehouse and malls) but they also have strong expertise in renewables incl rooftop pv combining their real estate and energy expertise (Kasia Waclawek is particularly good address for knowledge and experience in both sectors)’
‘Katarzyna Wacławek is an excellent finance lawyer and equally great project manager. She is always one step ahead, highly responsive, reasonable and smart. Having her on our side in negotiations means guaranteed legal comfort and good teamwork in a great atmosphere. Kasia is always hands on and knows all about the deal which we particularly appreciate as it is not common.’
‘The DLA team, led by Katarzyna Wacławek, effectively supports the bank in resolving the current transaction. Uses all available tools in collaboration. Otherwise, good communication with the validity and legitimacy of billing remains paramount.’
Principaux clients
Aareal Bank AG
Bank Polska Kasa Opieki S.A. (Bank Pekao S.A.)
Santander Bank Polska S.A. / Santander Corporate & Investment Banking
BNP Paribas Bank Polska S.A.
Powszechna Kasa Oszczędności Bank Polski S.A. (PKO BP S.A.)
Bank Gospodarstwa Krajowego
Credit Agricole Corporate and Investment Bank
Econergy Renewable Energy Limited
ING Bank Śląski S.A.
European Investment Bank
European Bank for Reconstruction and Development
Berlin Hyp AG
Solas Capital AG
Mota-Engil, SGPS S.A.
Principaux dossiers
- Advised an Asian sovereign wealth fund on the EUR 328 million refinancing of Galeria Katowicka and Gdański Business Center C and D by a syndicate of Asian banks.
- Advised two institutional investors on a convertible mezzanine loan for the construction of a 52 MWp photovoltaic farm in Poland by one of the key international renewable energy developers, including its conversion into equity and subsequent senior debt financing by one of the largest Polish banks.
- Advised EBRD on a EUR 100 million top-up corporate loan to Resi4Rent for the development of rental housing in major Polish cities, as part of the EBRD’s Resilience and Livelihoods Framework.
Greenberg Traurig Nowakowska-Zimoch Wysokinski Sp. k
The banking and finance team at Greenberg Traurig Nowakowska-Zimoch Wysokinski Sp. k is lauded for its expertise in the ‘most complex aspects of investment financing, especially in the energy sector’. Other areas of focus for the group include corporate, real estate, and renewable energy project finance. Andrzej Wysokiński and Piotr Nerwiński jointly head the practice, with Wysokiński overseeing all banking and finance work, and Nerwiński leading on the project and structured finance work. Paweł Długoborski is a key support for a broad range of mandates, notably structured finance, financial restructuring, and project finance.
Responsables de la pratique:
Andrzej Wysokiński; Piotr Nerwiński
Autres avocats clés:
Agnieszka Stankiewicz; Mateusz Koronkiewicz; Paweł Długoborski; Justyna Jamroży
Les références
‘We like that GT is proactive on the deals and co-ordinates multiple workstreams and jurisdictions efficiently, even if that is not asked from them explicitly, taking ownership and driving the transactions forward. We feel comfortable getting advice from GT on any ad hoc structuring matters in complicated transactions. The team is always well-staffed.’
‘We like working with Paweł Długoborski and his team for their responsiveness, understanding the underlying commercial considerations and efficient delivery.’
‘Professionalism, reliability and excellent market knowledge – these are the most important advantages of GT’s banking and finance team. You can always count on their support in the most complex aspects of investment financing, especially in the energy sector.’
Principaux clients
American Heart of Poland
Bank Gospodarstwa Krajowego
Bielenda Kosmetyki Naturalne
CCC Group
Cheyne Strategic Value Credit
CVI
DNB BANK ASA
Eastnine AB
Eiffel Investment Group
Elemental Group
Enterprise Investors
European Bank for Reconstruction and Development
Flexam Invest
GoldenPeaks Capital
Innova Capital
Masdar and Taaleri Energia
mBank S.A.
Rysy Logistics ltd
LCN Capital Partners
TMF Poland
Principaux dossiers
- Advised American Heart of Poland Group (AHP Group) on a private debt financing in the Polish market in a second lien structure.
- Advised mBank on the PLN 118m refinancing of three operational photovoltaic projects with a total capacity of 33 MW, developed by European Energy in Poland.
- Advised TMF Poland as the Polish security agent in connection with notes issued by the Bausch Health Companies, as part of its USD 7.9bn refinancing.
Addleshaw Goddard Wisniewski Dzianachowski Schulz i Wspólnicy sp.k.
Addleshaw Goddard Wisniewski Dzianachowski Schulz i Wspólnicy sp.k. is well regarded for its work in the evolving loans market, frequently acting for funds and alternative lenders. Other clients on its roster include borrowers, leading financial institutions and major sponsors, which the firm advises on a broad range of domestic and cross-border transactions. Marta Domino heads the practice and provides expertise in corporate, real estate and project finance transactions. In the wider team, Joanna Gawlicka acts as the go-to advisor for regulatory issues, and Maciej Chęciński is active in project finance transactions involving the renewables and infrastructure sectors.
Responsables de la pratique:
Marta Domino
Autres avocats clés:
Joanna Gawlicka; Maciej Chęciński; Marcin Nowak; Maciej Pietroń
Les références
‘My company has been working with a very good team at the law firm for many years in the field of banking advisory and financing transactions. They are always helpful, well-organised, have extensive knowledge, and have many years of experience.’
Principaux clients
Bank Gospodarstwa Krajowego
Bank Handlowy w Warszawie S.A.
Bank Millennium S.A.
Bank Polska Kasa Opieki S.A.
BNP Paribas Bank Polska S.A.
Celsa Huta Ostrowiec
Cerberus Capital Management
European Bank for Reconstruction and Development
mBank S.A.
PKO Bank Polski S.A.
Santander Bank Polska S.A.
Principaux dossiers
- Advised Bank Gospodarstwa Krajowego on a PLN 7.66bn loan agreement to finance Energa-Operator S.A.’s development and adaptation of the power grid from 2022 to 2036, as part of the National Recovery and Resilience Plan.
- Advised INVESTIKA Real Estate Fund, together with its joint venture partner Bud Holdings, on financing of the acquisition of a logistics portfolio in Poland from 7R for over €150m.
- Advised TAURON Polska Energia S.A, on a PLN 11bn loan agreement with Bank Gospodarstwa Krajowego.
Norton Rose Fulbright
Norton Rose Fulbright is recognised for its broad expertise across the full spectrum of financing transactions, encompassing general banking, trade and commodity finance, acquisition finance, and asset finance—particularly in the aviation and rail sectors. Spearheaded by Grzegorz Dyczkowski, the team benefits from his extensive knowledge of energy, infrastructure, telecoms and FMCG sector transactions. Tomasz Rogalski is a key name in the group for infrastructure project finance. Marta Kawecka has strong regulatory capabilities and Igor Kondratowicz‑Laderski is often seen involved in project and acquisition finance mandates.
Responsables de la pratique:
Grzegorz Dyczkowski
Autres avocats clés:
Tomasz Rogalski; Marta Kawecka; Jacek Smardzewski; Igor Kondratowicz‑Laderski; Krzysztof Gorzelak; Daniel Popek
Les références
‘Very dedicated team, answering always in a very efficient way. Solutions oriented.’
‘Marta Kawecka is always helpful. She addresses her client request always in an accurate way. She has very good temper and keep everyone calm which is appreciated in critical moments.’
‘Dedication to projects.’
Principaux clients
Accession Capital Partners
BNP Paribas Bank Polska S.A.
Bank Gospodarstwa Krajowego
Bank Millennium
Bank Polska Kasa Opieki S.A.
Bank of China – Polish branch
Benefit Systems S.A.
Brookfield
Commerzbank Group (local entity: mBank)
Credit Agricole Bank Polska S.A.
Cyfrowy Polsat
Eiffel Investment Group
Eko-Okna S.A.
European Investment Bank
Greenvolt Power
Grupa Polsat Plus
HSBC Group
Industrial and Commercial Bank of China – Polish Branch
ING Group (local entity: ING Bank Śląski)
Inter Cars S.A.
LOT Polish Airlines
mBank S.A.
Octopus Energy Generation
Operator Gazociągów Przesyłowych GAZ-SYSTEM S.A. (GAZ-SYSTEM)
P4 sp. z o.o. (branded as PLAY)
Panattoni Europe
PGE Polska Grupa Energetyczna
PKO Bank Polski S.A.
Polski Fundusz Rozwoju S.A.
Polski Światłowód Otwarty sp. z o.o.
Raiffeisen Bank International AG
RGreen Invest
Santander Bank Polska S.A.
Societe Generale S.A. Oddział w Polsce
Sienna Private Credit
TFI PZU S.A.
Woodeco Group
Principaux dossiers
Baker McKenzie Krzyzowski i Wspólnicy Sp.k.
Baker McKenzie Krzyzowski i Wspólnicy Sp.k.‘s core strengths sit across acquisition finance, real estate finance and renewables financing. The team has a notable focus on private equity clients on both the sponsor and lender sides in complex acquisition and corporate refinancing transactions. Its practice head is Marcin Iwaniszyn, who is noted for his expertise in financings in the renewables sector. Jakub Czerka is a key support in the team for debt finance transactions, and Jerzy Bombczyński is the expert on regulatory matters.
Responsables de la pratique:
Marcin Iwaniszyn
Autres avocats clés:
Jerzy Bombczyński; Jakub Czerka; Sebastian Mikina; Jan Szczurek
Les références
‘Team of energetic, « out-of-the-box » solutions lawyers with vast experience and judgement.’
‘Sebastian Mikina is an outstanding and driven specialist in finance.’
‘Baker McKenzie stands out for combining international reach with strong local knowledge. The team is practical, responsive and experienced, providing a collaborative approach and focus on innovation and diversity.’
Principaux clients
R.Power S.A.
Santander Bank Polska S.A.
Bank PKO BP S.A.
Resource Partners
J.P. Morgan SE
Jyske Bank A/S
Paged Group
Zabka Group
Innova Capital
ING Bank N.V.
Bank Pekao S.A.
Argan Capital
Polon-Alfa S.A.
mBank S.A.
Citibank, N.A. London Branch
Principaux dossiers
- Advised a consortium of 17 financial institutions in connection with PLN 4.2bn (EUR 1bn equivalent) syndicated refinancing for the InPost Group.
- Advising ING Bank N.V., London Branch (as the agent) and consortium of lenders comprising +15 financial institutions in connection with certain incremental facilities made available under the PLN 4bn and EUR 186m senior facilities agreement of Zabka Group and Zabka Polska sp. z o.o.
- Advised Santander Bank Polska S.A. in connection with the prestigious development financing in relation to the Bridge office complex in central business district in Warsaw.
Dentons
The banking and finance practice at Dentons is characterised by its standout expertise in real estate portfolio financings, renewable energy projects, and export credit agency-backed deals. Jointly headed by Bartosz Nojek and Mark Segall, the practice benefits from Nojek’s knowledge of corporate financing and Segall’s experience in structured financing projects. Notable names in the wider team include Tomasz Zwoliński, who is a key contact for manufacturing and industrial project financing; real estate-expert Jakub Zienkiewicz; and Aleksander Haleniuk, who is well versed in PPP financing structures.
Responsables de la pratique:
Bartosz Nojek; Mark Segall
Autres avocats clés:
Tomasz Zwoliński; Jakub Zienkiewicz; Aleksander Haleniuk; Łukasz Błaszczak
Les références
‘Seamless coordination across multiple jurisdictions.’
‘Taking ownership of the transaction with a profound commercial understanding.’
‘We mandate Dentons Poland to receive advice in relation to real estate finance transactions. They always provide transaction documentation very fast and very well-adapted to the economic necessities presented to them by the term sheet, they have an excellent understanding of the market and the German law requirements deriving from the German Bond Act.’
Principaux clients
Alior Bank
EBRD
Bank Gospodarstwa Krajowego
EIB
BNP Paribas Bank Polska
Santander Bank Polska
ING Bank
mBank
Erste Bank Group
BayernLB
Helaba Landesbank Hessen-Thüringen
pbb Deutsche Pfandbriefbank
UniCredit
Ignitis Renewables
P Capital Partners (PCP)
American Heart of Poland (AHP)
Cornerstone Investment Management
Principaux dossiers
- Advised Erste Bank and Helaba on the €168m financing extended to Eastnine for acquiring the Warsaw Unit skyscraper.
- Advised American Heart of Poland on securing approximately €365m in facilities from BNP Paribas Bank Polska, Bank Pekao, mBank, Citi Handlowy, and PKO Bank Polski.
- Advised Bank Gospodarstwa Krajowego regarding a long-term investment loan extended to the Molo Group for the development of a hotel complex on Providenciales.
Domanski Zakrzewski Palinka
Domanski Zakrzewski Palinka is renowned for advising on acquisition and project financings across sectors such as infrastructure, healthcare, energy, and real estate. The group is particularly active in major renewable energy and PPP infrastructure projects. Magdalena Skowronska oversees the running of the practice and is active across project, acquisition, and structured finance mandates. Katarzyna Biarda is a key support in the team, offering extensive experience in renewable energy projects. Tomasz Kalicki provides a deep knowledge of transaction structuring, public-private partnership financing, and regulatory matters.
Responsables de la pratique:
Magdalena Skowrońska
Autres avocats clés:
Tomasz Kalicki; Katarzyna Biarda
Les références
‘Great responsiveness and quality, showing experience with cross-border transactions and international standards.’
Principaux clients
Intesa Sanpaolo
Intrum Group
ING Bank Polska S.A.
UBS
Goldman Sachs Bank USA
Norddeutsche Landesbank Girozentrale
DNB Bank Polska S.A.
Valvulas Arco
Credit Suisse
Powszechna Kasa Oszczędności Bank Polski S.A.
J&T Banka
Deutsche Bank (Tokyo Branch)
Banca Nazionale del Lavoro
Santander
URBASER S.A.U.
BXF Sp. z o.o. (joint venture of Budimex and Ferrovial)
Relyon Group AB
entities from the AXA Global group
Principaux dossiers
- Represented a syndicate of global lenders including Barclays, Goldman Sachs, and BNP Paribas in the Polish aspects of the USD 2.1bn financing tied to the Capripack–Constantia Flexibles merger.
- Represented UBS in the Polish law aspects of its 2024 merger with Credit Suisse, including the transfer of a loan to Girteka Group provided by Credit Suisse.
- Represented three major Italian banks—Banca Nazionale del Lavoro, UniCredit, and Intesa Sanpaolo—on financing the acquisition of American Heart of Poland, by Gruppo San Donato.
Gide Loyrette Nouel
Gide Loyrette Nouel is particularly noted for its strength in real estate, acquisition, asset and refinancing deals, as well as complex, cross-border and regulatory mandates, acting for both lenders and borrowers on domestic and international transactions. Practice head Paweł Grześkowiak excels not only in banking and finance matters, but also in private equity transactions. Marta Karmińska's expertise spans syndicated, structured, LBO and commercial real property financing. Mateusz Gronau is the resident expert in secured financing transactions and factoring facilities.
Responsables de la pratique:
Paweł Grześkowiak
Autres avocats clés:
Marta Karmińska; Mateusz Gronau; Paweł Wasiel
Les références
‘Gide’s Polish office stands out in the local legal market for its deep local expertise. The team has a nuanced understanding of Polish law and business culture, as well as strong relationships with local regulators and authorities.’
‘Mateusz Gronau demonstrated technical expertise, commercial acumen, and a client-focused approach. He was able to navigate complex legal frameworks and deliver practical solutions for the client.’
‘Rather a small team, but capable of handling more complex processes as well.’
Principaux clients
KGHM Polska Miedź
Qemetica
Goldman Sachs Bank
PEKAO Leasing
SIG
Rivage Investment, Copenhagen Infrastructure Partners and Norway’s Kommunal Landspensjonskasse
Amethyst Radiotherapy Group
KI Chemistry
European Investment Bank
mBank
Farmaceutici Procemsa
Intesa Sanpaolo
Bank Millennium
Rabobank
Ministry of Finance of Poland
Santander Bank Polska
Credit Agricole Bank Polska
Kulczyk Investments
mLeasing
Accord 4
SGI
Orlen
BNP Paribas Bank Polska
UniCredit Bank Austria AG
Wydawnictwa Szkolne i Pedagogiczne (WSiP)
Yareal Polska
Noho Warszawa
Orion Engineered Carbons
Principaux dossiers
- Advising KGHM Polska Miedź S.A. on securing USD 500m in financing granted to Sierra Gorda S.C.M. by a consortium of banks.
- Advising Qemetica (formerly CIECH S.A.) on signing and closing a PLN 3.4bn facilities agreement with a consortium of 10 Polish and international banks.
- Advising the issuer, SIG, and its guarantors in connection with the Polish aspects of amending and extending its GBP 90m revolving credit facility agreement and SIG plc’s high yield issue of EUR 300m 9.75% senior secured notes due 2029.
Rymarz Zdort Maruta
Home to a roster of domestic and international banks, corporates, and private equity sponsors, Rymarz Zdort Maruta is active in high-value financing transactions in Poland, with particular expertise across the infrastructure, energy, and corporate finance sectors. The team’s work spans acquisition, corporate, hybrid, and project finance, as well as refinancing and bond issuances. The practice is headed by Jakub Rachwol, who excels in acquisition finance and project finance matters. Former practice co-head Zofia Frydrychowicz departed the firm in January 2026.
Responsables de la pratique:
Jakub Rachwol
Autres avocats clés:
Magdalena Bodzioch
Les références
‘Strong business and make-things-happen orientation.’
‘Team is very hands-on, understands the market practice and trends.’
‘Incredible efficiency, speed of action, and precision in drawing conclusions — all without getting lost in unnecessary or less important areas. A focus on negotiating what truly matters.’
Principaux clients
mBank S.A.
Bank Polska Kasa Opieki S.A.
ING Bank Slaski S.A.
ProService Finteco sp. z o.o.
TAG Immobilien AG
Projekt Solartechnik S.A.
Jutro Medical
SMYK S.A.
Qualitas Energy
Principaux dossiers
- Advising OnTrain as the borrower in connection with securing a loan from a consortium of banks for the acquisition of locomotives to be leased across Europe.
- Representing of a consortium of banks (Bank Polska Kasa Opieki S.A., Bank Gospodarstwa Krajowego, ING Bank Slaski S.A., mBank S.A.) on a loan to NDI for the construction of a terminal to service offshore wind farms.
- Representing Bank Polska Kasa Opieki S.A., BNP Paribas Bank Polska S.A. and ING Bank Slaski S.A. in connection with splitting the project financing provided to a portfolio of renewables developers due to the partial sale of the project to the NextEnergy group.
Soltysinski Kawecki & Szlezak
Soltysinski Kawecki & Szlezak is distinguished by its strength in financial regulatory work, financial sector M&A, and finance. The group is widely recognised as a market leader in payments services, consumer finance, and regulatory enforcement, including investigations and sanctions proceedings. Financial regulatory expert Marcin Olechowski sits at the head of the practice, which is ably supported by Wojciech Iwański, who excels in regulatory banking matters. Mateusz Blocher is the go-to advisor for consumer credit work. Former Deloitte Legal, Gizicki i Wspólnicy sp.k. practice co-head Michał Mostowik joined the practice in February 2025.
Responsables de la pratique:
Marcin Olechowski
Autres avocats clés:
Wojciech Iwański; Mateusz Blocher; Joanna Mróz
Les références
‘The firm stands out thanks to its impressive expertise based on deep and well-established professional experience in the complex field of financial services. Our solicitors not only have an excellent understanding of current legislation and case law, but more importantly, they are able to translate this knowledge into effective and pragmatic action. Their in-depth knowledge of the financial sector ensures that the strategies presented are sound and based on realistic assumptions.’
‘The key aspect that I value most is their individual approach to each client. The law firm focuses on understanding the situation and needs, which results in the development of tailor-made solutions. It is this commitment to detail and willingness to seek non-standard but fully legally secure paths that allows them to achieve the best possible results.’
‘The team has a very strong client focus and is able to handle complex, multi-country projects in a clear and well-organised way. They stand out by managing cross-border work smoothly and making sure clients always know the status and next steps. Compared to other firms, they use modern tools and structured project methods that save time and increase efficiency. The team works closely together, with people from different backgrounds, and always looks for practical solutions that really help the client’s business, not just the legal side.’
Principaux clients
Crédit Agricole Corporate and Investment Bank Seoul Branch
Dowlais Group
Green Capital S.A.
Northvolt AB
Pure AcquiCo GmbH
PFR Life Science sp. z o.o.
ResInvest Group A.S.
The Industrial Bank of Korea
Alior Bank S.A.
Allegro Pay
Autopay
Bank Millennium S.A.
Burstone Luxembourg Investment Holdings s.á r.l.
Grammer AG
Intrum AB
Krüger GmbH & Co. Kommanditgesellschaft
Nordea Danmark
PayPo
PKO BP S.A.
The Korea Development Bank
Związek Banków Polskich (ZBP) (the Polish Bank Association)
Principaux dossiers
- Advising Intrum in all Polish law aspects of implementing the restructuring of the group, including regulatory consents, corporate reorganisation, and recapitalisation.
- Supporting the Industrial Bank of Korea in a project to establish a new subsidiary bank to operate IBK in the European Union.
- Acting as a lead counsel on an international query on Autopay’s ability to provide its payment services on a cross-border basis.
White & Case M. Studniarek i Wspólnicy - Kancelaria Prawna sp.k.
Spanning the full spectrum of debt financing, White & Case M. Studniarek i Wspólnicy - Kancelaria Prawna sp.k. is highly active in renewable energy and infrastructure financing and regularly handles bond-structured loan instruments. Grzegorz Abram sits at the head of the practice, which benefits from his extensive knowledge of renewable energy project financing, as well as the financing of acquisitions of listed and private companies. Magdalena Bachleda-Księdzularz acts a key support to the team. In January 2025, it was announced that Michał Oleś, former banking and finance practice co-head at Deloitte Legal, and a specialist in debt finance, had joined the team.
Responsables de la pratique:
Grzegorz Abram
Autres avocats clés:
Michał Oleś; Magdalena Bachleda-Księdzularz; Paweł Zagórski
Les références
‘The team has outstanding expertise in managing intricate regulatory frameworks and devising advanced financial transactions. Their profound knowledge of both local and international banking regulations ensures that we receive robust, compliant solutions tailored to our specific requirements.’
‘Setting a benchmark in the industry, the team’s proactive approach, rapid communication, and steadfast commitment to client satisfaction are exemplary. They consistently provide timely and effective solutions, addressing client needs with the utmost professionalism and care. This dedication to excellence and responsiveness significantly contributes to their stellar reputation.’
‘Magdalena Bachleda-Księdzularz – collaborating with Magdalena Bachleda-Księdzularz, the lead associate, has been exceptional.’
Principaux clients
Alior Bank
Apollo Global Management
Atman
Bank Gospodarstwa Krajowego
Bank Millennium
Bank Ochrony Środowiska
Bank Polska Kasa Opieki (Bank Pekao)
BNP Paribas Bank Polska
Cargounit
Citi Handlowy
Credit Agricole Bank Polska
Develia
DNB Bank
Eko-Okna
Enea
GETEC
Global Compute Infrastructure
GreenYellow
Industrial and Commercial Bank of China
ING Bank Śląski
mBank
PKO Bank Polski
Polenergia
Protaras
PZU Group
SigmaRoc
Société Générale
Tenneco
UniCredit
Principaux dossiers
Bird & Bird Koremba, Dziedzic i Wspólnicy sp.k.
Combining expertise in financing transactions, financial regulation and fintech, the banking and finance practice at Bird & Bird Koremba, Dziedzic i Wspólnicy sp.k. is able to handle real estate, project and acquisition financings, as well as fintech, crypto and compliance mandates. Piotr Lesińskir takes on the role of practice head and is an expert in regulations concerning foreign credit institutions. Marta Stanisławska is noted for advising banks and loan companies on corporate governance matters. Olga Koszewska is well versed in property, corporate acquisition and renewable energy project transactions.
Responsables de la pratique:
Piotr Lesiński
Autres avocats clés:
Marta Stanisławska; Olga Koszewska; Krzysztof Wiśniewski; Filip Windak
Les références
‘Very open, flexible, full availability.’
‘The banking and finance team at Bird & Bird in Warsaw is made of highly professional lawyers.’
‘The team’s responsiveness and problem-solving ability are exceptional. ’
Principaux clients
Związek Polskiego Leasingu
Raiffeisen Digital Bank AG
Bank Polska Kasa Opieki S.A.
Obton A/S
mBank S.A.
Bank Gospodarstwa Krajowego
Energa S.A.
SUNfarming AG
Oji Holdings Corporation
Eiffel Investment Group
Principaux dossiers
- Advised Bank Polska Kasa Opieki S.A. on the financing of the construction of an A Class Skyliner II office building in Warsaw.
- Advised Bank Gospodarstwa Krajowego (BGK) on its PLN 2.2bn loan agreement with Operator Gazociągów Przesyłowych GAZ-SYSTEM S.A.
- Advising Związek Polskiego Leasingu (the Polish Leasing Association) on current legal issues that have an impact on the operation of the leasing sector in Poland.
Deloitte Legal, Gizicki i Wspólnicy sp.k.
The banking and finance team at Deloitte Legal, Gizicki i Wspólnicy sp.k. advises on real estate, corporate, acquisition, and asset finance, as well as NPL transactions and securitisation, acting for both lenders and borrowers. The team is led by Kamila Mróz, who leads on the financial regulatory work; who is also a financial regulatory expert. Former practice co-head Michał Oleś has since departed the firm. Former practice-co-head Michał Mostowik departed the firm in December 2025.
Responsables de la pratique:
Kamila Mróz
Autres avocats clés:
Mariusz Banaś
Les références
‘The team combines deep banking expertise with a very practical and business-oriented approach. Their ability to chase required timing, and a collaborative approach set them apart from other firms.’
‘Fast responses, professionalism.’
‘Mariusz Banaś is a great lawyer, always prepared for the discussions, always meeting deadlines and providing with reasonable solutions during negotiations. Highly recommended – this is a kind of lawyer that you trust.’
Principaux clients
Santander Bank Polska SA
mBank SA
Bank Pekao SA
Bank Gospodarstwa Krajowego
Ghelamco Poland
Grenevia SA
Polskie ePłatności (Nexi Group)
Powszechny Zakład Ubezpieczeń
Polski Standard Płatności (BLIK)
Krajowa Izba Rozliczeniowa
PKO BP
Alior Bank
Banco Santander SA
Principaux dossiers
- Advised Bank Gospodarstwa Krajowego on its financing of up to PLN 11bn with funds from the National Recovery and Resilience Plan.
- Advised on the transaction on one of Ghelamco’s investments in the Bridge office building in Warsaw.
- Advised Bank Pekao S.A. on a financing transaction for the acquisition of an organised part of an enterprise comprising the Sofitel Grand Sopot (Hotel).
DWF Poland Jamka Sp.k
The banking and finance team at DWF Poland Jamka Sp.k is experienced at advising a broad range of clients, including domestic and international banks, financial institutions, investment funds, and corporate borrowers, on the full spectrum of transactional and regulatory mandates. Radosław Cebeliński and Tomasz Kaczmarek head the practice. Cebeliński leads on work relating to banking, finance, and insolvency litigation, while Kaczmarek is the transactional expert, mainly involved in project finance, notably renewables financing.
Responsables de la pratique:
Radosław Cebeliński; Tomasz Kaczmarek
Les références
‘The team and DWF were incredibly helpful and knowledgeable in guiding us through a complex legal situation.’
‘Professional, managing deadlines well.’
Principaux clients
Fortaco Polska sp. z o.o.
Nordic Trustee & Agency AB (publ)
Zeitgeist Asset Management sp. z o.o.
European Bank for Reconstruction and Development
mBank S.A.
Spektrum Real II sp. z o.o. spółka jawna
Karimpol Polska sp. z o.o.
H.I.G. Capital
GNT Ventures Wilcza House sp. z o.o.
CVI Dom Maklerski sp. z o.o.
Powszechna Kasa Oszczędności Bank Polski S.A.
Sportfive Poland sp. z o.o.
Raiffeisen Bank International AG
Sonoco Consumer Products GmbH
Podmiot Zarządzający Aktywami S.A.
Maksymilian Wrzesiński (bankruptcy trustee)
CFP Energy RMS Ltd. in London
Uriel Inversiones SA
Biały Bór Farma Wiatrowa sp.z o.o.
Mirova Eolska SAS
Ubezpieczeniowy Fundusz Gwarancyjny
Deutsche Bank Polska S.A.
Bank Ochrony Środowiska S.A.
ETHOSENERGY sp. z o.o.
Enzo Saccomani
Principaux dossiers
- Advised H.I.G. Capital on a c.a. $64bn of equity capital under management on the financing of the acquisition of CGH.
- Advised Spektrum Real II sp. z o.o. spółka jawna on financing of the development of the Skyliner II office building.
- Advised Zeitgeist Asset Management on: EUR 100.500m in financing and refinancing for a portfolio of 10 real properties belonging to 8 SPVs owned by Zeitgeist Asset Management and its numerous subsidiaries.
Schoenherr Halwa Okon Chyb sp.k
Schoenherr Halwa Okon Chyb sp.k's expertise is frequently sought out by domestic and international banks, corporates, and financial institutions on acquisition, project, and real estate finance, as well as restructuring, refinancing, and distressed asset transactions. Paweł Halwa helms the practice, which includes standout members such as Weronika Kapica, who is known for her financial regulatory expertise; Tomasz Kwaśniewski, who excels in acquisition finance transactions; and Marcin Antczak, who is most active in project finance and acquisition finance transactions.
Responsables de la pratique:
Paweł Halwa
Autres avocats clés:
Weronika Kapica; Aleksandra Goławska; Marcin Antczak; Ilona Fedurek; Tomasz Kwaśniewski; Piotr Bartoś
Les références
‘Ilona Fedurek is one of the best (if not the best) banking and financing lawyers on Polish market. She has a very broad knowledge and expertise and can provide full support in more complex cases and financing structures. She is at the same time very much client-oriented and can guide you through the whole process smoothly.’
‘Availability, engagement and solution driven.’
Principaux clients
13029310 CANADA INC. | MULTY HOME LP | Multy Home Europe sp. Z o.o.
Luminator Technology Group | Wingspire Capital
Credit Agricole Corporate and Investment Bank
Erste Group Bank AG
ID Energy Group
Bank Pekao S.A.
mBank
Enterprise Investors
BPM Capital
Hawk Infinity
Pareto Securuties, BOS
BRUSS Polska sp. z o.o.
Principaux dossiers
- Advised Novacap on the amendment of the existing financing provided by the National Bank of Canada.
- Advised Credit Agricole Corporate and Investment Bank on a global securitisation programme for Eviosys group.
- Advised Erste Group Bank AG on providing financing for Summus Capital OÜ’s acquisition of the Lakeside office building in Warsaw.
SSW
SSW offers expertise in municipal infrastructure financing, securitisation, and a broad range of transactional financings including acquisition, energy and real estate finance. Piotr Grabarczyk acts as practice head and is often sought out for his experience handling project finance, real estate finance, acquisition finance and corporate finance deals. Karol Rajewski is a key figure in the group and heads the banking regulatory team. Former Domanski Zakrzewski Palinka practice head Rafał Grochowski joined the firm in October 2024.
Responsables de la pratique:
Piotr Grabarczyk
Autres avocats clés:
Rafał Grochowski; Karol Rajewski; Weronica Mielnicka
Les références
‘I worked with Karol Rajewski historically and I have always found him to be a straightforward, and down-to-earth advisor.’
‘One of the key strengths that distinguishes SSW’s banking regulatory team is the leadership of Karol Rajewski, whose background is truly unique in the market. His extensive experience spans regulatory, risk management, and compliance within the financial, banking, and insurance sectors.’
‘SSW team had great involvement in the financing project, showed excellent attention to detail and communicated well.’
Principaux clients
Baltic Power sp. z o.o.
NextEnergy Capital Ltd.
Bank Gospodarstwa Krajowego
CUK Ubezpieczenia
ING Bank Śląski S.A.
Bank Pocztowy
iService
mBank
MPK Wrocław
MZK Toruń
Hotel Wrocław
MPO Warszawa
Fabryka Wody
Cegielski
Miasto Łódź
Principaux dossiers
- Advised Baltic Power (a JV between ORLEN S.A. and NP Baltic Wind B.V.) on post-closing matters and legal opinions related to the financing of a 1200 MW offshore wind farm project in the Baltic Sea.
- Advised a group of 19 minority shareholders of Zabka Group on their participation in the company’s $1.59bn IPO, including cross-border reorganisation, refinancing, capital markets, and multi-jurisdictional tax matters.
- Advised Bunge Global SA on the €1.15bn accession of its Polish subsidiary to a commercial receivables securitisation program, including review of Polish law documentation, security instruments, and tax structuring.
Taylor Wessing Poland
Taylor Wessing Poland is highly regarded for its expertise in real estate finance, corporate lending, acquisition finance, asset finance, and structured finance, acting for both lenders and borrowers. Zbigniew Korba leads the practice and is well regarded for his knowledge of real estate and project finance, particularly ESG-driven financing transactions. Antoni Goraj is a key asset to the team for his experience handling real estate finance, acquisition finance, corporate finance and project finance mandates. Łukasz Szymański left the firm in January 2025.
Responsables de la pratique:
Zbigniew Korba
Autres avocats clés:
Michał Kulig; Antoni Goraj
Les références
‘It seems they form a solid, well-integrated team enjoying doing what they are doing and making all parties around feel well.’
‘They are very knowledgeable but practical and business oriented, punctual and detailed. Zbigniew Korba and Antoni Goraj are totally engaged in day-to-day works, and proactive on each material step in the transaction. ’
‘1. Client-centred approach with tailored legal solutions. 2. Strong negotiation and litigation skills. 3. Commitment to integrity, confidentiality, and professionalism. 4. Highly qualified and multilingual legal team.’
Principaux clients
Bank of China
PKO Bank Polski
Bank of Communications (Luxembourg) S.A.
Beacon Rail Group
MLP Group S.A.
Santander Bank Polska
Polski Fundusz Rozwoju S.A. (« PFR”)
BOŚ Bank S.A. Yes
ICBC (Europe)
Principaux dossiers
- Represented PKO Bank Polski and ICBC (Europe) in a sustainability-linked loan agreement with TAURON Polska Energia S.A.
- Provided legal support to MLP Group S.A. on a EUR 300m Green Bond offering to qualified investors under the laws of the State of New York in accordance with Reg S of the US Securities Act.
- Advising a Polish universal bank on a wide-ranging regulatory compliance programme.
Wardynski & Partners
The Wardynski & Partners‘ banking and finance team is particularly strong in project finance for energy transition projects, acquisition finance, and structured and receivables finance, and is a strong contender for NPL and factoring transactions. Jointly heading up the practice are Łukasz Szegda, who is active in large debt restructuring projects; Daniel Smarduch, who is noted for his expertise in securitisation mandates; and Krzysztof Wojdyło, who heads the fintech and new technologies arm of the practice.
Responsables de la pratique:
Łukasz Szegda; Daniel Smarduch; Krzysztof Wojdyło
Autres avocats clés:
Mateusz Tusznio
Les références
‘Always available and helpful in finding solutions that may be out of the ordinary, albeit within the Polish law framework.’
‘Mateusz Tusznio is our most trusted Polish advisor. A go-to for restructurings, including new debt components.’
‘This practice is unique because of its strong focus on delivering tailored solutions that meet each client’s specific needs. The team combines deep expertise with a practical approach, which helps clients navigate complex challenges efficiently.’
Principaux clients
Bank Gospodarstwa Krajowego (BGK)
ING Bank Polski
Kartesia Management
PFR (Polski Fundusz Rozwoju)
Fortress Investment Group
SUSI Partners
Berenberg
Polenergia
Santander Bank Polska
Polskie ePłatności S.A.
mBank
Lords LB Asset Management
CANPACK
Bank Pekao
AB Tewox
Constantia Flexibles
Korea Development Bank
Rabobank
Principaux dossiers
- Advised Joh. Berenberg, Gossler & Co. KG in connection with financing for the construction of a portfolio of PV projects in Poland developed by GoldenPeaks.
- Advised Bank Pekao S.A. in connection with a financing transaction for an investment project involving the establishment of a new universal production facility for alkoxylates and other chemical compounds.
- Advised Blackstone entities (acting as arrangers and lenders) on the Polish aspects of the financing of the acquisition by the Greykite investment funds of a warehouse portfolio comprising two warehouse properties in Poland.
WKB Lawyers
WKB Lawyers’ banking and finance team is recognised for handling a range of cross-border mandates, including major energy and real estate financings, large-scale restructurings, and transactions in the payments sector. Agata Szczepańczyk-Piwek is responsible for heading the group and is particularly well versed in real estate financings in the logistics and retail sectors. Weronika Groskrejc is a key support to the team, especially in real estate financings and renewable energy financings.
Responsables de la pratique:
Agata Szczepańczyk-Piwek
Autres avocats clés:
Weronika Groskrejc
Les références
‘Commitment, meeting deadlines, very good knowledge.’
Principaux clients
Bank Polska Kasa Opieki S.A.
mBank SA
Bank BNP Paribas SA
Santander Bank Polska SA
Alior Bank SA
Pannatoni Group
Accolade Group
Raben Group
Energix group
MPWiK Warszawa
Affidea Group
Principaux dossiers
- Advised Polish subsidiaries of Energix Group on the refinancing of wind farms in Banie and Iława (119.2 MW total) and financing of new US projects.
- Advised MPWiK Warszawa on EIB financing for water infrastructure upgrades in Warsaw.
- Advising Affidea Group on new financing from European provider to refinance debt and support operations of a recently acquired Polish oncology-focused medical group.
Wolf Theiss
Wolf Theiss is most commonly tasked with advising Polish and international banks, investors, and financial institutions on high-value financings and regulatory matters, with growing expertise in renewable energy and infrastructure projects. Helmed by Przemek Kozdój, the team benefits from his extensive experience in project finance transactions, notably those involving wind farms and PV farms. Jan Gąsiorowski is an active member of the team, with extensive expertise in real estate finance transactions, as well as regulatory banking matters.
Responsables de la pratique:
Przemek Kozdój
Autres avocats clés:
Adrian Krzyżanowski; Jan Gąsiorowski; Nicholas Coddington
Les références
‘Good knowledge, collaboration.’
‘Commitment, client oriented.’
‘Flexibility, fast reaction on all requests.’
Principaux clients
Berlin Hyp
Eurazeo
Erste Group Bank
NORD/LB (Norddeutsche Landesbank Girozentrale)
Panattoni
PKO Bank Polski
Deutsche Hypo
Bank Polska Kasa Opieki (Bank Pekao)
Immobel Group
Bank Millennium (Poland)
Raiffeisen Bank International
Deutsche Bank
Banco Santander
HSBC
Northvolt
BNP Paribas Bank Polska
FirstRand Bank
Studenac
Syrena Real Estate
Principaux dossiers
- Advising Studenac on securing EUR 300m in financing from a consortium of banks led by Bank Pekao to refinance existing debt on improved terms and to support Studenac’s expansion through new store openings and acquisitions.
- Advising Immobel Group on EUR 60m refinancing of Warsaw Central Point granted by Bank Gospodarstwa Krajowego.
- Advising Raiffeisen Bank International on PLN 85m financing granted to UNIMOT and UNIMOT ENERGIA I GAZ for the financing of high-methane natural gas inventories in Poland.
Osborne Clarke
Osborne Clarke combines a strong transactional offering, spanning energy and renewables project finance, real estate finance, sustainable lending, receivables finance and borrower-side mandates, with deep expertise in complex multi-jurisdictional financings. Michał Markowski spearheads the practice, which benefits from his experience in investment financing transactions, particularly in the energy and real estate sectors.
Responsables de la pratique:
Michał Markowski
Les références
‘The staff are always available, have an extensive knowledge and are good to work with.’
‘Approach to transactions/projects. Regardless of the size of a given transaction, focus on it and approach is at the highest level.’
Principaux clients
mBank S.A.
Modus Asset Management
Soonly Finance sp. z o.o.
Solas Sustainable Energy Fund ICAV
Greenvolt Power Group sp. z o.o
KAUCJA.PL – KRAJOWY SYSTEM KAUCYJNY SPÓŁKA AKCYJNA
RBC Property Sp. z o.o.
Principaux dossiers
- Advised Solas Sustainable Energy Fund ICAV on the financing of a portfolio of photovoltaic projects carried out by special purpose vehicles of Quanta Energy S.A. in the form of acquiring receivables from photovoltaic installation leasing agreements.
- Advised mBank S.A.in a financing and refinancing transaction for a project involving the construction of 52 green apartment units in Poznań.
- Advised KAUCJA.PL – KRAJOWY SYSTEM KAUCYJNY SPÓŁKA AKCYJNA in coalition of 11 international and local beverage companies on the establishment of Kaucja.pl National Deposit System S.A.
PwC Legal Zelaznicki sp.k.
PwC Legal Zelaznicki sp.k.'s banking and finance group is distinguished by its deep knowledge of complex financial regulatory matters, notably the implementation of EU and Polish regulations. Aleksandra Bańkowska heads up the practice and is highly regarded for its ability to advise Polish banks on the implementation of settlement programs and mass litigation programs regarding loans denominated/indexed to foreign currencies.
Responsables de la pratique:
Aleksandra Bańkowska
Autres avocats clés:
Łukasz Łyczko; Jakub Derulski
Les références
‘Our cooperation with PWC Legal Żelaźnicki has been marked by outstanding professionalism, responsiveness, and strategic insight. What makes this practice truly unique is its ability to combine deep legal expertise with a strong understanding of business realities, offering tailored solutions that go beyond standard legal advice.’
‘Working with the PwC legal team, particularly Łukasz Łyczko and Jakub Derulski, has been an exceptional experience. Their support during the implementation of DORA regulation was marked by deep regulatory expertise, clarity, and a strong commitment to delivering practical, business-oriented solutions.’
‘High-level professionals.’
Principaux clients
Bank BPH S.A.
Millennium Bank S.A.
Sustainable Investment Forum Poland
Ministerstwo Rozwoju i Technologii
Związek Banków Polskich
FinTech Poland Foundation
Polska Izba Ubezpieczeń
Principaux dossiers
- Representing Bank BPH S.A. during a legal process concerning settlements with clients holding foreign currency loans denominated/indexed to CHF.
- Provided legal and regulatory support to Millennium Bank S.A for the implementation of the Digital Operational Resilience Act (DORA), including conducting negotiations with key third-party suppliers.
- Acting as external expert to Polish Banking Association on regulatory challenges.
LYNX
LYNX is especially recognised for its high-value international finance work, advising German mortgage and state banks as well as investment funds on Polish financing structures that must align with German regulatory requirements. The practice is led by Gdańsk-based Jörn Brockhuis, and Warsaw-based Katarzyna Domańska-Mołdawa, who is a real estate finance specialist.
Responsables de la pratique:
Katarzyna Domańska-Mołdawa; Jörn Brockhuis
Principaux clients
European Energy A/S
Principaux dossiers
- Advised a German mortgage bank on the extension of a EUR 120m investment loan facility for a portfolio of five logistics properties in Poland.
- Advised a German mortgage bank on the granting of an investment loan facility exceeding EUR 70m to refinance an office park in Warsaw, Poland.
- Advised a Danish RES developer on over EUR 27m in investment loans to refinance a wind and solar power portfolio in Poland.
DLK Legal Korus sp.k.
Praised for its ‘deep expertise in financial services regulations’, DLK Legal Korus sp.k.'s banking and finance team is regularly instructed on multi-jurisdictional regulatory matters. Krzysztof Korus heads up the Warsaw-based team and acts as the resident expert in regulatory matters concerning fintech. Krakow-based Szymon Zych is the go-to for disputes involving financial institutions. Bartosz Wyżykowski is knowledgeable of financial market regulations.
Responsables de la pratique:
Krzysztof Korus
Autres avocats clés:
Bartosz Wyżykowski; Szymon Zych
Les références
‘This firm worked efficiently and stayed organised. A focused two-lawyer team managed a complicated Polish licensing process and kept everything on track. They gave us clear, timely advice and always explained what we needed to do. When the authorities gave unclear instructions, the team sent us their own forms to collect the right information, which saved us time and avoided confusion. We always felt supported because they responded quickly and explained things clearly. Communication in English was easy, and they could switch to German if needed. Compared to other firms, their proactive approach, language skills, and right-sized team helped us move faster and with fewer surprises.’
‘The team stood out because they led the project with discipline, clarity, and real efficiency. Bartosz Wyżykowski took charge and kept everything organised. He tracked a long list of documents, pointed out what was missing, and gave us regular updates in simple terms. This made a complicated licensing process feel much more manageable. Their mix of efficiency and clear communication set them apart from other firms.’
‘The team stands out for their deep expertise in financial services regulations. They don’t just review legal matters—they take the initiative to research market practices, adding real value. They are highly responsive and manage complex, multi-jurisdictional projects with ease, even when many parties are involved. What impressed us most was the direct involvement of senior lawyers throughout. Their daily regulatory news updates in both Polish and English keep us ahead on EU and local developments. With advanced IT tools on par with large global firms, they deliver service that is both sophisticated and efficient.’
Principaux clients
Capital Service S.A.
Fundacja na rzecz innowacji finansowych FinTech Polska
mBank S.A.
PayPro S.A.
Polski Standard Płatności Spółka Akcyjna
Santander Leasing S.A.
Principaux dossiers
- Assisted FIDAR Working Group of Fintech Poland in discussing and drafting a position paper of Polish financial institutions to policymakers (European Commission, PL Ministry of Finance during PL Presidency in the Council).
- Retained by mBank to explore and understand the opportunities and challenges resulting from eIDAS 2.0 EU Regulation.
- Advised BLIK on the compliance with oversight by the National Bank of Poland, specifically on the changes to BLIK’s rulebook.
Eversheds Sutherland Poland
Eversheds Sutherland Poland can frequently be seen working across real estate, corporate and renewable energy finance, as well as debt securities, infrastructure projects and cross-border financing mandates. The practice advises both lenders and borrowers, particularly in large renewable portfolios. At the head of the practice is Mateusz Dereszyński, who is highly skilled in real estate financing mandates.
Responsables de la pratique:
Mateusz Dereszyński
Autres avocats clés:
Adrian Ziółkowski
Les références
‘Fast and professional.’
‘I worked with Mateusz Dereszyński and Adrian Ziółkowski. What I appreciate the most was their communication, swiftness and pro-active approach. As the subject matter was not an easy task, they were able to provide us with almost a « plug & play » solution, including negotiations with counterparty’s attorneys and notary public. In such constellation, we reached a win-win solution in really short time.’
Principaux clients
Alior Bank
mBank
ING Bank Śląski
Bayerische Landesbank
Santander Bank Polska
Siemens Bank GmbH
Provident Polska
International Personal Finance
Bank Ochrony Środowiska
Berlin Hyp AG
Bank Polska Kasa Opieki
Globe Trade Centre S.A.
Adgar Poland
Ghelamco Poland
Wojdyła Business Park
PKB Inwest Budowa Ostwald. M. P. spółka komandytowa
IPF Polska
NOHO Development
Polski Fundusz Rozwoju
Fundusz Ekspansji Zagranicznej 2 FIZ AN
Terna Energy Group
Principaux dossiers
- Advised Santander Bank Polska S.A. as lender on the 5Y extension and restructure of a portfolio loan facility comprising 7 office facilities in Warsaw.
- Advised mBank S.A. on the financing transaction of residential building (NOHO Monument, developed by NOHO Investment 3 sp. z o.o. Krowodrza sp.k. a subsidiary of NOHO Investment) near the old town in Krakow, Poland.
- Advised ALBA (and its Polish subsidiaries acting as guarantors) on the Polish aspect of the refinancing of its existing syndicated loan obtained from a consortium of German and European banks.
EY Law
Known for advising Polish financial institutions, EY Law is a key port of call when seeking advice on regulatory and transactional matters concerning the financial sector, with notable expertise in CHF mortgage matters. Zuzanna Zakrzewska helms the group and is highly regarded for her significant experience in mass banking mediation proceedings.
Responsables de la pratique:
Zuzanna Zakrzewska
Autres avocats clés:
Ewa Gajda-Kozłowska
Principaux clients
PKO BP S.A.
PZU S.A.
Bank Pekao S.A.
mBank S.A.
Raiffeisen Bank International AG (Spółka Akcyjna) Oddział w Polsce
Bank BPH S.A.
Santander Bank Polska S.A.
Alior Bank S.A.
Notus Finanse S.A.
Nordea Bank Abp SA Oddział w Polsce
Towarzystwo Ubezpieczeń Europa S.A.
Provident Polska S.A.
Principaux dossiers
- Supported PKO BP S.A. throughout a digital mortgage, in order to ensure compliance of all proposed solutions with legal requirements and supervisory regulations.
- Supported PKO BP S.A. in the mass CHF mediation process.
ftl Dlugosz Stolarski Sp. K.
ftl Dlugosz Stolarski Sp. K. specialises in banking, financial regulation, fintech and emerging technologies, with deep expertise in payments services law and cross-border regulatory projects. The practice is jointly headed by Zbigniew Długosz, who is highly knowledgeable of the banking, payment services, lending, insurance, and e-commerce sectors; and Konrad Stolarski, who is well regarded for his regulatory expertise.
Responsables de la pratique:
Zbigniew Długosz; Konrad Stolarski
Les références
‘The banking and finance team is well-established on the market and has built a high reputation throughout the years. They remain our number 1 pick in issues related to banking and fintech. We are very impressed not only by their excellent market and legal knowledge but also the ability to provide us with strategic advice for our companies.’
‘Konrad Stolarski and Zbigniew Długosz are the partners that head the department. We have always been able to rely on them.’
Principaux clients
Polish Organisation of Non-Banking Payment Institutions (PONIP)
Nest Bank
Worldline Financial Services (Europe)
Euronet Polska
Volt Technologies
IFX Payments Europe
PayU
Autopay
Polish Banks’ Association
Smartney Grupa Oney
Principaux dossiers
Penteris
Penteris stands out for its strong lender and borrower-side expertise in real estate, acquisition, and project finance, with particular strength across logistics, residential, and commercial property mandates. Its practice head is Katarzyna Sawa-Rybaczek, whose extensive expertise in real estate financing, acquisition finance, asset finance and banking regulatory matters distinguishes her. Andrzej Tokaj is a key contact in the team for the financing of infrastructure projects.
Responsables de la pratique:
Katarzyna Sawa-Rybaczek
Autres avocats clés:
Andrzej Tokaj
Principaux clients
Summus Capital
Octava Property Trust
Apollo-Rida
Heweliusza 18 and Rida Gdansk (subsidiaries of Rida Group)
Akron Group
Principaux dossiers
- Acted as exclusive legal advisor to SUMMUS CAPITAL OÜ on the financing of its real estate acquisitions in Warsaw (EUR 67.48m) and Łódź (EUR 32.5m).
- Advised Octava Property Trust on the refinancing and restructuring of a retail and office complex in Warsaw, financed by Aareal Bank.
- Advised Heweliusza and Rajska – Rida Group on the extension and restructuring of a cross-border financing granted by ING Bank for two projects in Gdańsk, including a commercial office and a mixed-use development.
Radzikowski, Szubielska i Wspólnicy sp. j.
Radzikowski, Szubielska i Wspólnicy sp. j. is particularly noted for its strong track record in residential development financing, acting for both major Polish banks and leading domestic and foreign developers, as well as its expertise in office and retail construction financings. Jointly leading the team are Martyna Kamińska-Tabaka, who is an expert in the energy sector; and Agnieszka Piasecka, who excels in real estate transactions.
Responsables de la pratique:
Martyna Kamińska-Tabaka; Agnieszka Piasecka
Principaux dossiers
Squire Patton Boggs Krzesniak sp.k.
Acting for both lenders and borrowers, Squire Patton Boggs Krzesniak sp.k. handles transactional and regulatory financial services work, spanning acquisition finance, asset-based lending, real estate finance and factoring. Dual-qualified in Poland and the US, Małgorzata Olech is in charge of the practice.
Responsables de la pratique:
Małgorzata Olech
Principaux clients
Enerco
Invenergy
PZU
Principaux dossiers
Traple Konarski Podrecki & Partners
Traple Konarski Podrecki & Partners is distinguished by its expertise in payment services and fintech regulation, advising the full ecosystem of payment service providers, including banks, electronic money institutions, acquirers, card schemes, and foreign operators. Jan Byrski is responsible for leading the team and is an expert in financial innovation law.
Responsables de la pratique:
Jan Byrski
Autres avocats clés:
Michał Synowiec
Les références
‘Unique combination of the academic/theoretical knowledge and very practical application.’
‘Jan Byrski – great expert, very effective counsel. Michał Synowiec – great expert.’
Principaux clients
Polska Izba Informatyki i Telekomunikacji (PIIT) – Polish Chamber of Information Technology and Telcommunications
Związek Banków Polskich (ZBP) – Polish Bank Association
Fundacja Na Rzecz Innowacji Finansowych FinTech Polska (FinTech Poland Foundation)
Principaux dossiers
Andersen in Poland
Andersen in Poland advises on the full spectrum of financing structures, including corporate, acquisition, project, and real estate finance. The capable trio responsible for heading the group is formed of Mariusz Aleksandrowicz, who is skilled in regulatory issues; Leszek Rydzewski, who excels in debt instrument funding matters; and Piotr Krupa, who has significant transactional-related experience.
Responsables de la pratique:
Mariusz Aleksandrowicz; Leszek Rydzewski; Piotr Krupa
Les références
‘The team has extensive experience in various types of investment financing, demonstrates a highly client-oriented approach, and is exceptionally responsive to business needs. They efficiently deliver tailor-made legal solutions for complex investment financing structures.’
‘Leszek Rydzewski is an outstanding lawyer with extensive knowledge and experience, and an exceptionally easy person to work with. He is highly focused on finding the best legal and business solutions for his clients. He has the ability to clearly explain complex legal structures and pays close attention to details that often determine the success of a transaction.’
Principaux clients
Alior Bank S.A.
MEDINICE S.A
mBank S.A. (Commerzbank group)
BNP Paribas Bank Polska S.A.
Bank Millennium S.A.
Principaux dossiers
- Advised Alior Bank on amendments to financing agreements and certain updates of security documentation related to its financing of wind farm construction projects carried out by the WMP Mosty construction group.
- Assisted MEDINICE S.A. in negotiating an agreement concerning the termination of pledge agreements and the release of security interests established in the form of registered pledges on shares as part of the transaction to acquire the remaining 60% of shares, and in determining the terms and conditions for commercialising the project.
- Avised mBank in the restructuring proceedings of its debtor.
Czabanski Galuszynski & Partners
Specialist independent Polish law firm Czabanski Galuszynski & Partners demonstrates strengths across real estate investment finance, structured finance, acquisition finance and broader investment project financing. Piotr Gałuszyński helms the practice and is frequently involved in asset finance, acquisition finance and real estate finance.
Responsables de la pratique:
Piotr Gałuszyński
Les références
‘The team presents unique combination of corporate, M&A and banking & finance skills. Thus, we use them as a one-stop-shop advisor when we want to recommend to our clients a law firm specialising in banking & finance, but also having a wider picture of the market.’
‘Piotr Gałuszyński gathered significant experience in evaluating different ways of transaction financing. Therefore, he always has at hand a valuable proposals to our clients.’
‘The team is well-prepared, reliable in meeting deadlines, and consistently very communicative.’
Principaux clients
Wielton S.A.
Focus Estate Fund
Green Capital S.A.
Citi Bank Handlowy w Warszawie S.A.
Velobank Spółka Akcyjna
Cornerstone Titan 2007-1 P.L.C.
Align Technology Inc.
Principaux dossiers
- Advised Wielton S.A. on amendments to its syndicated loan and credit agreements and on its bond issuance program, securing extended financing and improved liquidity.
- Advised Focus Estate Fund on the acquisition and financing of three shopping centers in Poland.
- Advised Green Capital S.A. on obtaining LMA-standard financing from Bank Pekao S.A. for the construction of photovoltaic farms.
ZP Zackiewicz & Partners
Established in 2023, ZP Zackiewicz & Partners is a regulatory and technology-focused firm which combines deep knowledge of financial regulation with an understanding of technology and cybersecurity. The duo heading the team is formed of Michał Nowakowski, who is an expert in new technology law; and Martyna Rzeczkowska, who is highly knowledgeable of the AI space.
Responsables de la pratique:
Michał Nowakowski; Martyna Rzeczkowska
Autres avocats clés:
Maciej Zackiewicz
Les références
‘ZP Zackiewicz are a good team and they efficiently cooperate with each other and with me as a customer. Therefore they combine knowledge from different areas and give me high quality service.’
‘ZP Zackiewicz and Partners stands out for its responsiveness, clear communication, and genuine partner involvement. It combines flexibility and modern tools with broad expertise, providing clients with predictable billing and reliable, effective service.’
‘I had the opportunity to work with two lawyers – Michał Nowakowski and Maciej Zackiewicz – as well as with Martyna Rzeczkowska. Each of them stands out for their strong expertise, commitment, and availability. The partners provide genuine strategic support and take ownership of outcomes, while Martyna Rzeczkowska is distinguished by her reliability, timeliness, and clear communication. Together, they form a team that works efficiently and inspires full trust.’
Principaux clients
Toyota Group including Toyota Bank and Toyota Leasing
Towarzystwo Ubezpieczeń Wzajemnych TUW
Payeye
Risco Software
Authologic
BMS
In4mates
Agora
Veolia
Principaux dossiers
- Provided comprehensive support to a bank in negotiating approximately 150 ICT service agreements.
- Prepared outsourcing procedures for a Polish bank in connection with changes in national regulations concerning banking outsourcing.
- Supporting a debt collection company in developing an AI Governance framework that ensures compliance with the DORA regulation and the AI Act.