Allende & Brea is known for its deep knowledge of the fintech regulatory and commercial backdrop and is sought out by clients seeking practical advice on how to navigate constantly evolving regulation, cope with increased scrutiny and mitigate risk. A founding member of the Argentine Fintech Chamber, the firm has curated a specialist team of corporate, banking and finance lawyers with the multi-disciplinary expertise required to support clients in the fast-moving fintech space. The practice covers new technology, compliance, intellectual property, data protection, consumer, tax and labour issues, and is particularly familiar with frameworks for general fintech regulation, payment services oversight, open banking, cryptoassets and the implementation of blockchain technology in mainstream banking. The practice is co-led by IP, internet law and cybersecurity expert Pablo Palazzi, vastly experienced banking and payments law heavyweight Carlos Melhem and Jorge Mayorga, a respected banking and finance veteran. Mercedes Elaskar provides associate-level support and focuses on data protection, cybersecurity, technology and IP matters.

Baker McKenzie leverages the global reach of its parent firm to advise global private equity firms and technology companies on fintech M&A and financing rounds in the Argentine market. In addition to its transactional work, the practice also handles complex legal, regulatory and market entry matters. The team works with a broad mix of alternative financing platforms, e-commerce providers, payment companies and crowdfunders, and is particularly well-known for its experience in the areas of blockchain and cryptocurrencies, where it assists with the development of cryptocurrency exchanges and DeFi technology. The team is headed by experienced financial services partner Gabriel Gomez-Giglio, who advises corporate clients on payments law, including digital wallets and e-commerce, and also acts for fintech businesses on regulatory and transactional matters. Dynamic banking and finance partner Francisco Fernández-Rostello provides additional senior expertise, with NFTs and cryptocurrencies a key focus for his practice.

Beccar Varela‘s well-resourced fintech practice is a first port of call for both banking and non-banking players seeking regulatory, structuring, investment and financing, data privacy and public relations support. The team has helped numerous international fintech players launch operations in Argentina. Key fintech verticals, including challenger banks, e-wallets, payments, open banking, cryptoassets, crowdfunding and insurtech are all covered, with the firm also recognised for providing specialised legal advice and training for fintech entrepreneurs. Banking regulation expert Daniel Levi leads the practice alongside versatile transactional lawyer María Shakespear, and experienced banking lawyer Pablo Torretta, who is known for his expertise in FX regulation and multilateral and cross-border financings.

Marval O’Farrell Mairal provides fintech start-ups, established firms and traditional financial institutions with a multi-disciplinary service that covers complex regulatory and licensing matters, anti-money laundering compliance, payments technology and online lending. The firm has been a particularly influential player in laying the foundations of a regulatory framework in a sector with unclear lines between regulated and non-regulated activities and is also frequently sought out for guidance in the areas of blockchain, cryptoassets, tokenisation projects and initial coin offerings. Juan Diehl Moreno is an experienced transactional, capital markets, forex and banking practitioner and leads the practice, with associate Pedro Colaneri providing valuable support, particularly in the areas of cryptoassets and the technical aspects of fintech products.

Bomchil‘s team of banking, financial, IP, tax and corporate law specialists provide fintech clients with a comprehensive, multi-disciplinary service that runs the full gamut of transactional and operational work. The practice advises P2P lenders, e-payment platforms, factoring platforms, crowd funders and cryptocurrency exchanges, offering support on regulatory, structuring, investment, financing and day-to-day matters. Banking regulatory expert María Victoria Funes leads the team and is well-known for her expertise in the design and development of e-payment platforms and peer-to-peer credit platforms, as well as crowdfunding, and tokenisation regulations. Experienced banking and finance partner Fermín Caride is the other key senior name, with newly incorporated corporate and contractual-focused partner Francisco Zappa also called on to support the team. Senior María Victoria Tuculet (corporate finance, capital markets and financial regulation) is the main contact at the associate level.

MBP Partners - Abogados is sought out for its expertise in complex payments and e-commerce matters, as well as in sophisticated deals involving cryptocurrency and blockchain platforms. The firm is also recognised for its track record in fintech regulatory matters, frequently representing fintech clients before Central Bank watchdogs, and is also an active member of Argentina’s Fintech Chamber. Practice head Ignacio Meggiolaro is a versatile corporate and banking practitioner with a well-established fintech and technology practice.

Pérez Alati, Grondona, Benites & Arntsen supports digital banks, e-commerce providers, fintechs, payment processors and cryptocurrency exchange platforms on regulatory, transactional and day-to-day commercial matters. The team has a strong focus on the applications of tokenisation technology in financial services and works closely with banks and technology providers to implement fintech tools. The practice is led by well-known transactional and financing veteran Diego Redonnet.

Salaberren & Lopez Sanson (SyLS) specialises in advising global blockchain companies and is known for its work with smart contract audit firms, crypto-asset exchanges, DeFi projects, blockchain gaming companies and blockchain-based metaverse companies. Clients rely on the firm for strategic advice on regulatory-compliant and tax-efficient business structures, as well as data privacy compliance, money transmission rules and anti-money laundering regulations. The team is co-led by the highly rated technology and tax expert Sebastián López Sanson and Juan Manuel Campos Alvarez, a blockchain specialist.

Cerolini & Ferrari Abogados serves clients in the payments, lending and crowdfunding segments and is an active member of various fintech business chambers and industry bodies. The firm is known for helping clients across a wide range of sectors to implement fintech technologies, such as electronic wallets and prepaid payment cards, into their operations and also assists clients seeking registrations and regulatory clearances to operate in Argentina. Practice head Agustín Cerolini draws on his corporate, banking and regulatory background to provide fintech clients with comprehensive, multi-disciplinary advice. Disputes-focused partner Matias Ferrari is also available.

Martínez de Hoz & Rueda pulls together knowledge of banking law, software licenses, data protection, privacy, cybersecurity, cloud computing, and information technology law to help fintech companies navigate complex regulatory, structuring and commercial matters across a broad range of transactions. The practice is particularly well known for helping traditional banks and financial institutions to digitise operations and service provision and is also called on to represent clients seeking registrations and permits before regulatory bodies and federal authorities. The practice is co-led by respected banking and finance expert Martín Lepiane, who also has strong technology and privacy law practices; and partner Marcos Blanco, who has built up a bank of experience in the areas of fintech regulation, data protection and privacy, software licensing and IT matters.

O'Farrell advises fintech clients on regulatory compliance with Central Bank rules for payment services providers and on the enforceability and validity of electronic and digital signatures. The firm also contributes to Argentina’s Fintech Chamber, where it has assisted with the drafting of a bill to regulate the offering and trading of digital assets, and is a member of the digital asset legal group at the International Swaps and Derivatives Association. Experienced corporate and capital markets partner Sebastián Luegmayer is the main point of contact.