Insurance in New Zealand

Bell Gully

Offering ‘a consistently excellent service’, Bell Gully advises on all aspects of insurance law, including disputes, corporate, and regulatory matters. The firm regularly supports clients in regulatory investigations and enforcement litigation brought by the Reserve Bank of New Zealand and Financial Markets Authority. The team is led by Glenn Joblin, a specialist in corporate and M&A transactions within the insurance space, as well as a veteran in regulatory and reinsurance matters. In January 2024, Sam Hiebendaal and Gabrielle Menzies were made partners. Hiebendaal is an expert in insurance litigation, including regulatory investigations, whilst Menzies handles corporate matters, with experience practicing in the UK. In march 2024, David Friar left the practice.

Responsables de la pratique:

Glenn Joblin


Autres avocats clés:

Sam Hiebendaal; Gabrielle Menzies


Les références

‘Bell Gully provides a consistently excellent service, the quality and thoroughness of advice is exceptional.’

‘Very attentive and empathetic, while also providing exceptional advice and services.’

Principaux clients

AIA New Zealand Limited


Fidelity Life Assurance Company Limited


IAG New Zealand Limited


Suncorp


Resolution Life Australasia Limited


Southern Response Earthquake Services Limited


Southern Cross Medical Care Society


The Fletcher Construction Company Limited


AIG New Zealand Limited


Insurance Council of New Zealand


Principaux dossiers


  • Acting for The Fletcher Construction Company Limited in relation to a fire that began at the New Zealand International Conference Centre on 22 October 2019.
  • Advised Vero Insurance New Zealand Limited and a panel of local and Lloyds insurers on Victoria University’s claim for damage to a large number of buildings on its campus in Wellington arising from the Kaikōura earthquakes in November 2016.
  • Advised Fidelity Life on the transfer of the portfolio of the Westpac Life insurance company purchased from Westpac Group to its existing licensed entity.

Duncan Cotterill

‘One of the best insurance law firms in NZ with great depth’, Duncan Cotterill spreads its practice across five offices throughout New Zealand. The firm regularly represents clients in disputes resolution processes relating to claims in the construction, natural disaster, product liability, and cyber security space. When necessary, the firm may also draw on its wider fields of expertise to enhance its advice. Based in Auckland, Duncan McGill focuses on professional liability claims, with further expertise in indemnity and defence matters. The ‘extremely capable’ Jonathan Scragg is experienced before arbitral tribunals and appellate courts, including the Supreme Court and Court of Appeal. Tanya Wood supports clients with indemnity matters.

Autres avocats clés:

Duncan McGill; Jonathan Scragg; Tanya Wood; Rob Coltman


Les références

‘One of the best insurance law firms in NZ with great depth.’

‘Jonathan Scragg is an extremely capable general insurance law solicitor with excellent client rapport.’

‘Rob Coltman is very well respected, has great rapport with my clients and is a good street fighter when that approach is needed.’

Principaux clients

IAG


NZI


QBE


AIG


Berkshire Hathaway


Chubb


AON


Tower


Crombie Lockwood


A J Gallagher


Delta


FMG


Partners Life


Vero Liability


Principaux dossiers


  • Acting for a group of insurer plaintiffs in a recovery action for over 500 Edgecumbe residents affected by the devasting flood event in 2017.
  • Acting for project general liability insurers in relation to works carried out during the construction of the New Zealand International Convention Centre in Auckland which suffered a catastrophic roof fire during construction in 2019.
  • Representing a national construction company in the defence of two separate High Court claims for damages for the costs of remediating allegedly defective multi storey tower apartment buildings in Auckland with 30-40 parties as defendants or third parties.

Fee Langstone

Possessing ‘unrivalled knowledge and expertise’, Fee Langstone specialises in insurance and commercial litigation, with experience assisting domestic and international insurance clients. The firm has further expertise in the maritime and transportation fields. Led by expert indemnity analyst Philippa Fee and Craig Langstone, an experienced litigator at all levels of the New Zealand court system, the team includes Cecily Brick, who is well-versed in property and business interruption insurance matters. Pauline Davies is a marine and aviation insurance expert, while Virginia Wethey advises on policy drafting and litigation. Bradley Alcorn represents clients in regulatory defences relating to a wide range of investigations and prosecutions.

Responsables de la pratique:

Philippa Fee; Craig Langstone


Autres avocats clés:

Cecily Brick; Pauline Davies; Virginia Wethey; Bradley Alcorn; Matthew Atkinson


Les références

‘Fee Langstone are always approchable and reliable.’

‘The individuals at Fee Langstone are personal. They take a very invested approach to any advice they are asked to provide. Deadlines are kept as promised and urgent work is always given the utmost priority.’

‘Well respected in the insurance law field with partners who are hands on.’

Principaux clients

Ando


AIG


Allianz New Zealand


Ando Insurance Group Ltd


Antares Managing Agency Ltd


AXA Climate


Berkshire Hathaway Speciality Insurance


Canopius Syndicate


Chaucer Syndicates Ltd


Chubb Insurance Company of Australia


Cloud Collections Ltd -on behalf of Capricorn Mutual Ltd


Club Marine Ltd


Crombie Lockwood


Delta Insurance


Dual NZ


FMG Insurance


General Reinsurance Corporation


ICIB


International Transport Intermediaries


Lloyds of London


Principaux dossiers


  • Acted for Vero Insurance (Suncorp Group) in a proceeding concerning earthquake damage to a group of industrial and commercial buildings.
  • Acting for QBE Insurance (Australia) Ltd in respect of a claim brought by Body Corporate 423090 following earthquake damage sustained to the Body Corp’s building in Christchurch known as Pacific Tower.

Wotton + Kearney

Wotton + Kearney covers the gamut of insurance law matters, from general liability to specific sectors, such as professional, product, and employment practices liability. The firm’s experience includes advisory and litigation assistance. Opening a new Christchurch office in August 2023, the firm is able to cater to clients throughout the country. The team is jointly led by Antony Holden, Sean O’Sullivan, Rebecca Scott, Joseph Fitzgerald, Sophie Lucas, Misha Heneghan, and Caroline Laband. Also of note are Mathew Francis, Peter Leman, Matthew Booth, Hugh King and Michael Cavanaugh. In August 2023, Shane Swinerd was made partner.

Responsables de la pratique:

Antony Holden; Sean O’Sullivan; Rebecca Scott; Joseph Fitzgerald; Sophie Lucas; Misha Henaghan; Caroline Laband


Autres avocats clés:

Mathew Francis; Peter Leman; Shane Swinerd; Matthew Booth; Hugh King; Michael Cavanaugh


Les références

‘Mathew Francis and Caroline Laband are stand-out.’

‘Michael Cavanaugh’s court presence is impressive, and he is extremely articulate and precise.’

Principaux clients

AIG New Zealand


AXA XL


Berkshire Hathaway Specialist Insurance


AJ Gallagher & Co


Chubb Insurance


DUAL New Zealand


Delta Insurance


QBE Syndicate 386


Vero Liability New Zealand


Zurich Australian Insurance


Principaux dossiers


  • Acted for Holmes Fire & Safety Limited and its insurer DUAL in a High Court defective building claim relating to a 406-unit, 40-level apartment tower After the Auckland City Council, HFS had the largest claim against it.
  • Acted for AIG and IAG in a High Court claim against them by the Body Corporate of the Bellagio Apartments located at 39 Taranaki Street, Wellington which suffered earthquake damage as a result of the November 2016 Kaikoura earthquake.

DLA Piper New Zealand

DLA Piper New Zealand advises clients on litigation, regulatory, corporate, and commercial matters in the insurance space. The firm is well-versed in guiding clients through regulatory investigations, as well as capital raising and corporate structuring for insurers. The team is led by Rachel Taylor, a veteran in the design of new products and compliance, and Emma Moran, an experienced litigator in the fields of insurance, construction, and life sciences. In August 2023, Daniel Street joined the team from Chapman Tripp.

Responsables de la pratique:

Rachel Taylor; Emma Moran


Autres avocats clés:

Daniel Street


Les références

‘DLA has a very strong team. I have always found the team to be exceptionally helpful.’

‘They are approachable, listen to you and then provide sound advice off the back of that.’

‘Rachel Taylor is recommended.’

Principaux clients

Abbott NZ Holdings Limited


AIA International Limited


AIG New Zealand Limited


Allianz Australia Insurance Limited


Aon New Zealand Limited


Berkshire Hathaway


Chubb Insurance New Zealand Limited


Crombie Lockwood (New Zealand) Limited


DUAL New Zealand


FMG


Hazlett Insurance Brokers


Marsh New Zealand


Medical Assurance Society


Mitsui Sumitomo Insurance Company Limited


Nautilus Marine Underwriting Agent Pty


Neilson Financial Services


Partners Life


Pacific International Insurance


Rothbury Group


Steadfast Group


SUA


Principaux dossiers


  • Acting for AIG and its insured in a subrogated recovery for the cost of repairing damage to a building incurred during demolition works on a neighbouring property.
  • Advises brokers in the Steadfast network on a range of legal issues affecting brokers and their insured clients.

Gilbert Walker

The partners at Gilbert Walker ‘are amongst the best litigation lawyers in the country’, representing corporates, banks, consultancy firms, and insurers. The firm is well-versed in regulatory investigations and disputes regarding the insurance response to major natural disasters. The practice is overseen by Martin Smith, an expert in insurance litigation and mediation, and Iva Rosic, who advises on indemnity issues in professional liability and product liability settings. Zoe Brentnall, who was promoted to partner alongside Hamish McQueen in April 2024, adds corporate and commercial expertise to the teams repertoire. Matthew Harris left the practice in October 2023.

Responsables de la pratique:

Martin Smith; Iva Rosic


Autres avocats clés:

Hamish McQueen; Zoe Brentnall


Les références

‘The GW partners are amongst the best litigation lawyers in the country. It is exciting to have a single firm with such talent.’

‘The firm has acted for insurers – especially liability insurers – since inception. They enjoy strong loyalty from their insurer clients.’

‘They are thoroughly attuned to the need to provide accurate, crisp, efficient solutions to insurer clients.’

Principaux clients

Vero Liability


Tower Insurance


IAG


Aon


DUAL


SkyCity Entertainment Group Ltd


Principaux dossiers


Hesketh Henry

Hesketh Henry is instructed by a broad swathe of clients, including underwriters and insurers in the marine, property, and professional indemnity spaces. The firm is sought after for its wide-ranging advice, from corporate and employment to regulatory and dispute resolution. Practice co-head Helen Macfarlane specialises in construction and property disputes and is experienced in practising in London and New York. Fellow co-head Christina Bryant is well-versed in professional indemnity matters. Stephanie Corban specialises in subrogated recoveries issues. In January 2024, Alan Sherlock stepped back to a consultancy role at the firm.

Responsables de la pratique:

Helen Macfarlane; Christina Bryant


Autres avocats clés:

Stephanie Corban; Charlotte Robertson


Les références

‘Advice is well considered and to the point, cutting out the noise of the disputes, a skill that is in short supply.’

‘Helen Mcfarlane is my choice of stand out partner. Has always been available, provides honest feedback on proposed actions and is not hesitant to raise concerns or disagree should she feel the need in her professional capacity.’

‘Hesketh Henry provide a prompt and professional service. Their overall knowledge of our product greatly assists with providing the best advice and outcomes for our company and our customers.’

Principaux clients

Suncorp Group New Zealand Ltd


Vero Insurance


AA Insurance


AIG Insurance


Chubb Insurance


Underwriting Agencies of New Zealand Ltd


Charterers P & I Club


Dual New Zealand Ltd


Ando Insurance


Compagnie Française D’Assurance Pour Le Commerce Extérieur


AECOM New Zealand Ltd


Principaux dossiers


  • Defending AECOM’s Design JV in litigation concerning Transmission Gully, one of the country’s largest infrastructure projects, and seamlessly advising the Design JV on its rights and obligations under two project-specific PI policies.
  • Acting for Vero Insurance in High Court proceedings concerning a significant NZ$18m claim following fire damage to a very large aluminium extrusion plant.
  • Defended a law firm insured in High Court proceedings arising out of advice given to a prominent businessman.

MinterEllisonRuddWatts

Advising broking houses, insurers, intermediaries, and local insureds, MinterEllisonRuddWatts advises clients from across the New Zealand insurance market and beyond. The firm is well-versed in providing general insurance claim assistance and has specialist knowledge in the life insurance, broker negligence, indemnity, and regulatory spaces. Litigation expert Andrew Horne and Stacey Shortall, a veteran in regulatory investigations, jointly lead the practice. Nick Frith is experienced in providing insurance claim advice in the context of natural disasters.

Responsables de la pratique:

Andrew Horne; Stacey Shortall


Autres avocats clés:

Nick Frith


Les références

‘Highly practical, timely advice given by subject matter experts.’

‘Andrew Horne is very intellectual and delivers pragmatic advice in an easily understood way.’

‘Andrew Horne a weapon lawyer who is so well read and has a deep understanding of insurance issues. Very practical and commercial advice.’

Principaux clients

Ando Insurance Group


Aon


AIA


Asteron Life Insurance


Marsh


Southern Cross Insurance


AA Insurance


Southern Cross Pet Insurance


Suncorp New Zealand


Tower Insurance


Principaux dossiers


  • Advising Tower Insurance on a claim arising from the flood events that struck Auckland City in July 2022 and January 2023, and which are reported to have given rise to more than 20,000 insurance claims.
  • Representing BNZ and its insurers in a novel negligence claim against Wellington City Council relating to damage caused by the 2016 Kaikoura earthquake to the relatively new Harbour Quays building on the Wellington waterfront, which subsequently was demolished.
  • Acted for PIC Insurance Brokers Limited, New Zealand’s largest independent insurance broker, in defending a fourth party claim in High Court proceedings arising from the sale of a defective building.

Russell McVeagh

Russell McVeagh is regularly approached by government entities and insurers for advice on property insurance claims arising out of natural disasters, with a particular focus on earthquakes. The firm also boasts expertise in regulatory changes within New Zealand, advising clients on the consequences of the country’s review on insurance contract law. Marika Eastwick-Field, who advises on professional indemnity and business interruption claims, and Nathaniel Walker, who is seasoned in contentious insurance matters, oversee the team. Emmeline Rushbrook advises life and general insurers as well as insurance product providers.

Responsables de la pratique:

Marika Eastwick-Field; Nathaniel Walker


Autres avocats clés:

Emmeline Rushbrook


Les références

‘Russell McVeagh’s insurance team are leaders in the New Zealand insurance market.’

‘They are flexible with a depth of knowledge at a technical level and also in terms of market practice.’

‘Marika Eastwick-Field is a well-respected practitioner in the New Zealand market with a down-to-earth and practical approach.’

Principaux clients

Toka Tū Ake EQC


Principaux dossiers


  • Acting for Toka Tū Ake EQC in hundreds of separate proceedings relating to damage to residential buildings and residential land arising from one of New Zealand’s largest ever natural disaster events, the Christchurch earthquake of 2011.

Simpson Grierson

‘Skilfully led’ by expert defence counsel Helen Smith, the insurance team at Simpson Grierson support insurers, intermediaries, and insureds with any corporate, regulatory, and dispute resolution issues they may have. The firm is experienced in advising on the creation of new insurance products and is particularly skilled in providing advice in the health insurance space. Jania Baigent specialises in the cyber, health, and life insurance sectors. In January 2024, Robert Gapes left the firm for the self-employed Bar, and in May 2024, John Shackleton retired from practice.

Responsables de la pratique:

Helen Smith


Autres avocats clés:

Jania Baigent


Les références

‘Dedicated expertise in handling construction related matters in the South Island.’

‘Helen Smith is a consistent achiever of great settlements.’

‘Simpson Grierson’s insurance team have a strong and longstanding reputation for handling negligence claims against construction professionals.’

Principaux clients

Auckland Council


Principaux dossiers


  • Acting for insurers in defending its insured in a multi-party High Court claim where the homeowners alleged design defects.
  • Acting for insurers to assist its insured in a WorkSafe investigation of a fatality.
  • Acting for a health insurer in the acquisition of another insurer’s portfolio and an investment in a business providing health and safety products in New Zealand.

Wynn Williams

The ‘fantastic insurance team’ at Wynn Williams specialises in professional liability, statutory liability, property insurance, and health insurance, alongside its general insurance experience. The firm’s clients include both domestic and international insurers, brokers, insureds, and Lloyd’s syndicates. Greg Simms helms the practice as an expert in arbitrations, mediations, investigations, and litigation. Richard Hern is well-versed in health and life insurance as well as professional liability issues for real estate agents and financial advisers. The ‘superb’ Richard Hargreaves adds natural disaster insurance experience to the practice.

Responsables de la pratique:

Greg Simms


Autres avocats clés:

Richard Hern; Richard Hargreaves


Les références

‘Fantastic insurance team and are equally capable with coverage and defence work.’

‘Richard Hargreaves is superb. Always gives great coverage advice and is able to cut through the noise to address the issues.’

‘Richard Hargreaves is a stand out partner. His knowledge and experience in claims against real estate agents is vast.’

Principaux clients

AIG Insurance New Zealand


NZI Liability


IAG New Zealand


Chubb Insurance


Delta Insurance


Berkshire Hathaway Speciality Insurance


QBE Insurance


Southern Response Earthquake Services


Newline Underwriting Management


Tokio Marine & Nichido Insurance


Barfoot & Thompson


Principaux dossiers


  • Advised a multinational insurer and its insured on a liability matter worth NZD$3m.
  • Advised Waste Management NZ Ltd and its insured on a recklessness prosecution worth NZD$2m.
  • Advised a Financial-lines insurer on a multiple defamation proceedings matter.

Chapman Tripp

Chapman Tripp assists insurers and brokers on compliance matters, as well as advising on insurance restructuring and M&A transactions within the sector. The firm is also well-versed in providing ADR representation to its clients, including mediation and arbitration support. Garth Gallaway focuses on investigations and prosecutions for employers, while Tim Williams is experienced in advising on insurance-related M&A transactions. Penny Sheerin and Grace Rippingale are also key names in the department.

Responsables de la pratique:

Penny Sheerin; Garth Gallaway; Tim Williams; Grace Rippingale


Les références

‘Highly capable, energised people and a great culture.’

‘Confident, hard working individuals. Very strong focus on what the client wants.’

‘Chapman Tripp are, in my view, unique in their genuine care about what’s best for the industry and for New Zealanders.’

Principaux clients

GNS Science


Victoria University of Wellington


Foundation Life (NZ) Limited


Partners Life Limited


ACS (NZ) Limited


American Income Life Insurance Company


Chubb Insurance New Zealand Limited


AIL of New Zealand Limited


AUB NZ Limited


Allianz


Principaux dossiers


  • Advised Victoria University on its disputed insurance claim in relation to earthquake damage from the November 2016 Kaikoura earthquake.
  • Advised Foundation Life on the restructuring of the policies to provide policyholders with a policy to convert their current policies into either cash or pure risk insurance policies, at the holder’s choice.
  • Advised Resolution Life on all aspects of its acquisition of New Zealand life insurance company Asteron Life New Zealand from Suncorp Group.

Robertsons

A boutique insurance firm, Robertsons is well-versed in a wide range of insurance matters, particularly in litigation. The firm regularly advises clients in construction-related insurance claims. Michael Robertson advises international insurers and Lloyd’s syndicates on professional indemnity and general liability. Helen Twomey supports insureds and insurers through dispute resolution processes, and Tom Pasley bolsters the litigation expertise at the firm, with experience in ADR.

Responsables de la pratique:

Michael Robetson; Helen Twomey


Autres avocats clés:

Tom Pasley


Les références

‘Robertsons are one of the most collaborative insurance law firms we work with. The people at this firm are very friendly and knowledgeable.’

‘Both Michael Robertson and Helen Twomey are great at what they do. Collectively they cover all bases and are highly respected.’

‘The Robertsons team has excellent communication and provides clear explanations around technical aspects of insurance law. They are brilliant at interacting with our customers and broker partners.

Principaux clients

QBE Insurance (Australia) Limited


Ando Insurance Group Limited


Berkshire Hathaway Speciality Insurance


Delta Insurance


WillisTowersWatson


Findex


Aioi Nissay Dowa Management (NZ) Limited


NZI


Lumley


Markel Syndicate 3000


ArgoGlobal


Colliers New Zealand Limited


Principaux dossiers


Wilson Harle

Wilson Harle is experienced in acting for international insurance brokers and overseas insurers and reinsurers, including Lloyd’s syndicates. The firm regularly advises on D&O insurance claims and investigations. The Auckland-based team is jointly led by Chris Browne, Ian Denton, Felicity Monteiro, and Guy Tompkins. Browne and Denton provide disputes advice, Monteiro is an expert in regulatory matters, and Tompkins regularly advises on insurance claims in the cyber and property spaces. Allison Ferguson has taken on a consultancy position at the firm as of April 2024.

Responsables de la pratique:

Chris Browne; Ian Denton; Felicity Monteiro; Guy Tompkins


Principaux clients

Auckland Council


Napier City Council


Queenstown Lakes DC


Masterton District Council


Principaux dossiers


  • Represented Napier City Council in the Supreme Court in an appeal regarding the scope of a common weathertightness exclusion wording in liability insurance contracts.
  • Acting for Auckland Council in successfully defending a consolidated strike out application of five large High Court proceedings against its professional indemnity insurer relating to late notified building defect claims.