Led by the vastly experienced Joanne Canning , Eversheds Sutherland (International) LLP's creditor-focused practice has strong clearing bank ties, in particular, as well as connections to more specialists lenders, which are appreciative of the firm's familiarity and expertise advising on new money and refinancing deals throughout the capital structure. Much of the work intersects with the commercial property sector, with Canning often working alongside the office's acclaimed real estate team on investment and development real estate transactions, both locally and outside the region.

The 'very commercial, communicative and efficient' team at Hugh James advises a fairly balanced mix of borrowers and lenders across a range of financing mandates for general working capital purposes, event-driven-work, and real estate financing purposes. On the borrower front, the firm's well-established ties with the Welsh Rugby Union, the Welsh government (as well as in its role as creditor) and S.A.Brain, ensure that the team is involved in a considerable volume of deals of national importance. For lender work, under the guidance of 'highly knowledgeable' team head Dominic Marshall , the team continues to grow its relationship with Metro Bank, not only advising it on lending facilities but also helping to draft/develop its template standard documentation.

Leveraging the firm's core real estate expertise, Acuity Law continues to develop its lender-side relationships for clients including Julian Hodge Bank and Principality Building Society, regularly advising them on new money and refinancing facilities. Christopher Agius  is adept at advising on development finance and social housing transactions as well as work for lenders seeking to enforce their security in the event of a default. Team head Beverley Jones combines corporate and finance expertise to good effect for both creditors and debtors in the property sphere, as well as general corporate lending and acquisition finance matters.

 

Blake Morgan LLP provides 'commercially pragmatic' advice to creditors and debtors across a range of bilateral and syndicated facilities for working capital, general corporate lending and refinancing needs. The team also regularly leans into complementary practice areas such as real estate and corporate, including on development finance and private equity-backed acquisition finance mandates. Team head Paul Duggan is 'very experienced and easy to work with', and is adept at structuring mandates utilising debt throughout the capital structure.

Leveraging its vast practical knowledge of the social housing sector, Clarke Willmott LLP excels in providing 'pragmatic, commercial and flexible' advice to banks and housing associations across a variety of funding arrangements, including bilateral and syndicated facilities, private placements, aggregated bonds and public issue bonds. 'Exceptional' team head Fraser MacRae  is 'cool, calm and very collected' and a popular choice for this work, as well as for financings in the education sector. The 'very professional, personable and knowledgeable' Bethan Evans also handles social housing financing, work which she combines with a broader banking practice that includes project, property development and corporate financing.

Bridging the firm's business services and property/projects practice groups, the 'approachable, attentive and supportive' team at Morgan LaRoche provides 'concise and practical advice' to a balanced mix of borrowers and lenders across a range of real estate and corporate finance matters. The social housing sector is a particularly fertile source of work, with the firm regularly advising banks on their securitisation requirements and RSLs on their ongoing borrowing needs. William Barletta is the primary contact.