Combining experience in capital and financial markets with expertise in tech transactions, data protection, and M&A, the team at B/Luz advises start-ups, fintech companies, and established financial institutions on regulatory, contractual, and transactional matters. Cesar R. Carvalho 'stands out for his vast knowledge of banking law', and regularly advises on strategic partnerships and regulatory issues relating to payments, banking, and capital markets. He co-leads the practice with Luciana Simões Rebello Horta, a key contact for brokers, distributors, banks, and cooperatives.

Standing out for its expertise in regulatory banking matters, Barcellos Tucunduva Law is particularly well placed to advise clients from the fintech and payment solutions sectors on the modelling of their operations, regulatory compliance and contractual issues, among other matters. Giancarllo Melito is a key figure for regulatory matters concerning emerging technologies in the banking sector, while José Luis Leite Doles specialises in transactional and regulatory issues pertaining to foreign trade, structured deals, and innovative financial products. Mariana Prado Lisboa brings extensive experience in the incorporation of payment institutions and open banking, and Thiago do Amaral Santos focuses on contracts involving payment methods and fintechs.

BMA Advogados’ banking and finance team, described as ‘extremely technical, fast, and reliable', advises a broad range of clients – including borrowers, debtors, and lenders – on major corporate borrowings, project finance, and debt restructurings. Camila Goldberg, who combines expertise in public and private offerings, structured finance, debt restructuring, and project finance, leads the department alongside Felipe Prado, a key contact for financial institutions, public corporations, private equity funds, asset managers, and securitisation companies, and Conrado de Castro Stievani, who is experienced across a wide spectrum of finance deals. Henrique Garcia Pimenta is noted for his strong track record in financial transactions and debt restructurings, while Gabriel Bürgel specialises in structured finance with complex collateral arrangements.

Praised for its ‘precision, agility and great technical competence’, Campos Mello Advogados handles a mix of lender and borrower-side mandates, ranging from structured and project finance to asset-based lending and debt restructuring. Practice co-head Marcelo Mattos is particularly noted for his expertise in ship finance. He co-leads the practice with Jorge Luiz Barbieri Gallo, who has extensive experience in syndicated and bilateral loan agreements, infrastructure-focused project finance, and trade finance.

Led by banking regulation and structured finance specialist João Fernando Nascimento, Carvalho, Sica, Muszkat, Vidigal e Carneiro Advogados - CSMV Advogados’ banking and finance team advises fintech companies, payment institutions, banks, and multilateral entities on a wide range of matters, including fintech and banking regulatory issues, the structuring of new financial products, licensing procedures before the Central Bank, and contractual matters. The team is also active in transactional work, with expertise in project, corporate, and trade finance, as well as debt restructuring.

Cascione Pulino Boulos Advogados stands out for its robust financial regulatory expertise, making it well positioned to advise fintechs and payment institutions - including new market entrants - on partnership agreements, banking regulation, foreign exchange transactions, and equity crowdfunding. The team is also highly skilled in syndicated loans, project finance, and secured transactions. The department is jointly led by Fábio de Souza Aranha Cascione, who regularly advises on infrastructure project financings, structured finance, and capital markets regulations, and Marcelo Padua Lima, a key contact for regulatory matters relating to banking, payments, securities, and foreign exchange. Ana Paula Calil handles a varied transactional workload, featuring structured, project and acquisition finance deals.

Frequently at the forefront of high-profile, innovative, and cross-border financing deals, the ‘very focused and experienced’ team at Cescon Barrieu advises international and domestic hedge funds, banks, and corporations on structured and syndicated loans, acquisition and trade finance, corporate lending, and distressed debt. Its regulatory expertise is equally notable, with financial institutions, payment providers, and fintech companies turning to the team for guidance on banking regulations, Central Bank authorisations, and strategic partnerships. Founding partner Maurício Teixeira dos Santos, a recognised authority in project and structured finance, securitisations, debt restructurings, and regulatory banking issues, leads the practice. Following the departure of co-head Daniel Laudisio in April 2025, former managing partner Joaquim Oliveira rejoined as head of the finance group in July 2025. Amanda Arêas left the firm in July 2025.

Singled out for its strong capabilities in banking regulatory matters, Demarest Advogados' banking and finance practice also advises borrowers - primarily from the agribusiness, aviation, automotive, and pharmaceutical sectors - and lenders on a wide range of finance transactions, including domestic and cross-border loans, acquisition finance, project finance, and debt restructuring. Practice head Fabio de Almeida Braga is a highly regarded banking regulatory specialist who also focuses on digital platforms and initiatives in fintech and open finance. Fausto Teixeira regularly advises local and international financial institutions, fintechs, crypto companies, payment institutions, financial market infrastructure entities, and other regulated entities on the Brazilian banking regulatory framework. Marcus Fonseca, noted for his expertise in fintech, payment systems, and financial market infrastructure, joined from TozziniFreire in March 2025.

Regularly engaged by multilateral organisations, credit agencies and development banks, Dias Carneiro Advogados‘ team is particularly noted for its ‘exceptional knowledge of international financing transactions involving debtors or assets in Brazil’, and expertise in domestic project finance and debt restructuring matters. Thiago Vallandro Flores marries expertise in financing transactions, debt restructuring and M&A deals. Flores jointly leads the team alongside Ricardo Sanches, who is especially active in the infrastructure and energy sectors, and Fernando de Melo Gomes, another name to note for the financing of infrastructure projects.

Felsberg Advogados advises a broad range of clients, including banks, multilateral agencies, and borrowers, on a variety of cross-border and domestic financing transactions. The team is particularly recognised for its strength in restructuring and insolvency matters, but is also adept at handling project, corporate, structured and acquisition finance. Co-head Maria da Graça Pedretti stands out for her strong track record in project finance and asset-based lending in the aviation space. Fellow practice co-head Ricardo Higashitani advises on cross-border syndicated loans and facilities.

FAS Advogados, in cooperation with CMS, advises a broad spectrum of financial market participants and is particularly noted for its expertise in crypto assets, Banking-as-a-Service (BaaS), and Open Finance. The team is highly experienced in regulatory matters, frequently assisting with licensing procedures before the regulator, the structuring of financial and payment products, administrative proceedings, and compliance. Paulo Mertz Focaccia, who combines expertise in finance and technology, co-leads the group with Vicente Piccoli Medeiros Braga, a specialist in financial regulation.

Helen Naves, who regularly advises financial institutions, broker-dealers, investment managers and companies that use financial services on day-to-day issues and strategic matters, leads the practice at H Naves Advogados, which is highlighted for its 'availability, technical knowledge and business sense'. The team is particularly well positioned to handle banking regulatory matters, debt transactions, and capital markets issues.

Renata Cardoso, widely regarded as a leading reference in the Brazilian market for both high-value financing transactions and complex banking regulatory work, leads Lefosse Advogados’ banking and finance group. The practice advises established domestic and international financial institutions as well as new entrants in the payments and technology sectors on both transactional and regulatory matters. The team demonstrates particular strength in structured and acquisition finance and debt restructuring, while also regularly advising on M&A, strategic alliances, and joint ventures within the financial services sector. Kenneth Ferreira is especially active in structured finance and regulatory work involving the Central Bank; Carla Rossi focuses on project finance; and counsel Fabio Perez is noted for his expertise in cross-border and domestic financings, as well as banking and payments regulation.

The team at Lobo de Rizzo Advogados possesses a strong track record in the financing of major infrastructure and energy projects. It is also well positioned to advise on syndicated lending, trade finance, and derivatives, acting for a diverse client base that includes corporates, financial institutions, investment funds, and development agencies. André Ramos Bedim 'stands out for his great partnership and availability, always committed to offering close and strategic service'. Bedim focuses on project finance, while Maria Amélia Lisbão Senra, who joined from Pinheiro Neto Advogados in August 2024, advises on banking regulations as well as credit, investment, and fundraising transactions.

Led by Eduardo Avila de Castro, who has a strong focus on innovative financial products, regulatory matters, and both local and international financial transactions, Machado Meyer Sendacz e Opice Advogados’ banking and finance team primarily acts for a lender-focused client base, including major global institutions and fintech companies. The team combines robust transactional capabilities - covering bilateral and syndicated loans, structured finance, and derivatives - with deep regulatory expertise in banking, payment systems, foreign exchange, and anti-money laundering. It has recently been particularly active assisting fintech clients with Central Bank authorisations, key partnerships, and new product launches. Nei Schilling Zelmanovits, a widely recognised specialist in finance and fintech, regularly advises on domestic and cross-border loans, structured finance, financial regulatory matters, and issues relating to investment funds. Adriano Schnur stands out for his track record in project and structured finance, with a focus on the transport, mining, and logistics sectors. Rafael Carretero advises on derivatives, structured finance, syndicated lending, and new financial products. At the associate level, Pedro Nasi is noted for his expertise in financial transactions and regulatory matters. Former co-head Alessandra Carolina Rossi Martins left the firm in April 2025.

Mattos Filho’s banking and finance team handles the full spectrum of transactional and regulatory matters and is regularly sought out by major local and international banks and financial services providers. On the transactional side, the team is highly experienced in corporate finance, structured finance, syndicated loans, acquisition finance, asset-backed facilities, and project finance, acting for both lenders and borrowers. Frederico Kerr Bullamah is particularly prominent in the team’s most complex cross-border deals, involving multiple parties and intricate lending and collateral structures. On the regulatory front, the team is a key adviser to banks, payment institutions, fintech companies, cryptocurrency exchanges, and betting agencies, assisting with administrative litigation, product and business structuring, and regulatory compliance. Larissa Arruy leads on this type of work, while Pablo Sorj is recognised for his expertise in project finance.

A key adviser to numerous prominent domestic and international banks, Pinheiro Guimarães is distinguished by its long-standing track record in major domestic and cross-border financing transactions, primarily representing lenders. The team’s expertise spans syndicated lending, trade finance, refinancing, project finance, and other structured deals, with additional experience in securitisations and complex debt restructurings. The group is jointly led by three partners: Plinio Pinheiro Guimaraes N, a primary contact for some of the most significant players in the Brazilian banking sector; Francisco José Pinheiro Guimarães, who combines expertise in debt restructuring, capital markets, and acquisition finance; and Ivie Moura Alves, who focuses on commercial banking transactions and financing deals structured through capital markets.

With extensive experience across high-value financing transactions - from trade finance to debt restructuring - paired with strong capabilities in banking regulatory matters, Pinheiro Neto Advogados’ team is a go-to adviser for Brazilian and international financial conglomerates, new market entrants, technology providers, and investors. The practice is led by Leonardo Baptista Rodrigues Cruz, who advises financial institutions, payment service providers, fintech companies, asset managers, and development banks on project finance, structured finance, and financial regulatory issues. José Luiz Homem de Mello, whose work is considered 'a benchmark in the Brazilian legal market', has a strong track record in landmark financing transactions. Bruno Balduccini combines expertise in traditional banking and finance with deep knowledge of emerging areas such as payments, crypto assets, blockchain, and fintech, and is particularly noted for his experience in major M&A deals involving the banking sector. Raphael Palmieri Salomão is another key contact, especially for fintech clients, who often advises on Central Bank licensing processes and regulatory matters relating to foreign exchange.

'Composed of highly qualified professionals', the banking and finance team at Stocche Forbes Advogados is recognised for its 'outstanding technical knowledge to support deals ranging from the simplest to the most complex'. The team advises financial institutions, development banks, multilateral organisations, and both domestic and international companies on trade finance, acquisition finance, mezzanine financing, DIP financing, and other structured transactions. Frederico Moura brings extensive experience in debt restructurings and project finance, in addition to capital markets and M&A deals. Henrique Filizzola advises financial institutions, investment funds, and large corporations on the structuring of high-profile finance transactions, while Eduardo Pereira is particularly active in financings across the energy, real estate, retail, agribusiness, and transport sectors.

Primarily engaged by lenders, Tauil & Chequer Advogados’ banking and finance team supports financial institutions, multilateral organisations, equity sponsors, private equity firms, and corporations on cross-border finance transactions. The group is jointly led by Eduardo Lima, whose expertise spans project finance, acquisition finance, out-of-court restructurings, asset-based loans, and trade finance; Luis Montes, who brings experience across corporate, finance, and capital markets matters; and Priscilla Santos, who handles a broad range of financing deals for both borrowers and lenders. Senior associate Ingrid Pistili is skilled in project finance, acquisition finance, syndicated loans, and trade finance, among other sophisticated financing arrangements.

With a strong roster of domestic and international clients, TozziniFreire is well positioned to advise on a wide range of local and cross-border finance transactions, including syndicated loans, debt restructuring, and structured finance. The team is led by Alexei Bonamin, whose expertise spans payment platforms, open banking, blockchain, and the regulation of financial institutions. Following co-head Marcus Fonseca’s departure in March 2025, Daniel Laudisio joined from Demarest Advogados in May 2025, bringing extensive experience in structured transactions, project finance, and debt restructuring.

A popular destination for international clients, Trench Rossi Watanabe's banking and finance team advises both lenders and borrowers across a broad spectrum of transactional matters. The group brings extensive experience in cross-border deals and frequently handles corporate borrowings, trade finance, project finance, and debt restructuring. The practice is led by financial law specialist Luis Alberto Ambrósio.

Veirano Advogados advises lenders and corporate borrowers on a wide range of domestic and cross-border financing transactions, with particular strength in project finance and asset-based lending. The team is jointly led by Ana Carolina Barretto, who is proficient in corporate and project finance; Daniel Engel, who focuses on infrastructure and energy project financings; and João Paulo Servera, who specialises in asset finance involving the aviation sector. Elisa Rezende, a contact for financial institutions, corporations, and multilateral agencies, handles syndicated loans and other banking and finance transactions.

Lenders and borrowers regularly turn to Vella Pugliese Buosi e Guidoni Advogados for support with a wide range of domestic and cross-border financing transactions, including project finance, syndicated lending, trade finance, and matters involving development banks and multilateral agencies. The practice is jointly led by Gabriella Maranesi Najjar, whose broad expertise spans project, trade, corporate and acquisition finance, as well as asset-based lending, and Denise Chachamovitz Leão de Salles, noted for her work with payment services, fintech companies, and other financial institutions. Fernando Henrique Lopes handles both transactional and regulatory matters.